OJK Regulation No. 22 of 2025 on Reporting by Commercial Banks via the OJK Reporting System

The Financial Services Authority (OJK) issued Regulation No. 22 of 2025 to enhance banking supervision efficiency by mandating commercial banks to submit reports electronically through the OJK Reporting System. This regulation simplifies reporting requirements by consolidating information, eliminating redundant reports, and requiring the appointment of reporting officers to ensure comprehensive, accurate, and timely data submission. It officially repeals the previous Regulation No. 63 of 2020 while maintaining its implementation rules where they do not conflict with the new provisions.

Indonesia

Otoritas Jasa Keuangan (Financial Services Authority)

Regulation of the Financial Services Authority Number 22 of 2025 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System

Abstract: In order to improve the efficiency of banking sector supervision, the Financial Services Authority (OJK) has developed a reporting system as a means to obtain comprehensive, complete, accurate, up-to-date, holistic, and timely information regarding the financial condition and business activities of banks. The submission of information on the financial condition and business activities of banks needs to be focused by considering relevance and needs in the current supervision process, thereby simplifying (simplification) the reports submitted to the Financial Services Authority. Furthermore, an efficient and fast online reporting method is required through the Financial Services Authority Reporting System and the digitalization of reporting, particularly for reports still submitted offline, to increase the effectiveness of the Financial Services Authority's supervisory functions.

The legal basis for this Financial Services Authority Regulation (POJK) is:

Law No. 7 of 1992 as amended several times, lastly by Law No. 4 of 2023;
Law No. 21 of 2008 as amended by Law No. 4 of 2023; and
Law No. 21 of 2011 as amended by Law No. 4 of 2023.

This POJK regulates the obligation for commercial banks to submit reports online via the OJK reporting system, which includes periodic reports and incidental reports. Additionally, this POJK regulates the appointment of reporting officers, reporting periodicity, procedures for report submission, the consolidation of several information/reports into a master report, and the elimination of reports as a form of reporting simplification for commercial banks.

Notes:

This POJK takes effect on the date of promulgation.
This POJK was promulgated on October 2, 2025, and established on September 15, 2025.
This POJK applies to Conventional Commercial Banks, Islamic Commercial Banks, Islamic Business Units, and Representative Offices of Banks located abroad.
Upon the effective date of this POJK, POJK Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System is repealed and declared invalid.
Upon the effective date of this POJK, the implementation provisions of POJK Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System remain valid insofar as they do not conflict with the provisions in this POJK.