OJK Regulation No. 22 of 2025 on Reporting by Commercial Banks via the OJK Reporting System

COPY
FINANCIAL SERVICES AUTHORITY REGULATION
OF THE REPUBLIC OF INDONESIA
NUMBER 22 OF 2025
CONCERNING
REPORTING BY COMMERCIAL BANKS VIA THE FINANCIAL SERVICES AUTHORITY REPORTING SYSTEM

BY THE GRACE OF GOD THE ALMIGHTY,

THE COMMISSIONERS OF THE FINANCIAL SERVICES AUTHORITY,

Considering:
a. that in the context of banking sector supervision, the Financial Services Authority (OJK) has developed a reporting system as a means to obtain comprehensive, complete, accurate, up-to-date, holistic, and timely information on the financial condition and business activities of banks; b. that to improve the effectiveness and efficiency of report submission by banks and to enhance technology-based supervision, simplification and digitalization are necessary for reports submitted to the Financial Services Authority, thereby necessitating the replacement of the Financial Services Authority Regulation Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System;
c. that based on the considerations referred to in letters a and b, it is necessary to establish a Financial Services Authority Regulation concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System;

Recalling:

1. Law Number 7 of 1992 concerning Banking (State Gazette of the Republic of Indonesia Year 1992 Number 31, Supplement to the State Gazette of the Republic of Indonesia Number 3472) as amended several times, lastly with Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (State Gazette of the Republic of Indonesia Year 2023 Number 4, Supplement to the State Gazette of the Republic of Indonesia Number 6845);
2. Law Number 21 of 2008 concerning Islamic Banking (State Gazette of the Republic of Indonesia Year 2008 Number 94, Supplement to the State Gazette of the Republic of Indonesia Number 4867) as amended several times, lastly with Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (State Gazette of the Republic of Indonesia Year 2023 Number 4, Supplement to the State Gazette of the Republic of Indonesia Number 6845);
3. Law Number 21 of 2011 concerning the Financial Services Authority (State Gazette of the Republic of Indonesia Year 2011 Number 111, Supplement to the State Gazette of the Republic of Indonesia Number 5253) as amended with Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (State Gazette of the Republic of Indonesia Year 2023 Number 4, Supplement to the State Gazette of the Republic of Indonesia Number 6845);

DECIDING:

To establish:
A FINANCIAL SERVICES AUTHORITY REGULATION CONCERNING REPORTING BY COMMERCIAL BANKS VIA THE FINANCIAL SERVICES AUTHORITY REPORTING SYSTEM.

CHAPTER I
GENERAL PROVISIONS

Article 1
In this Financial Services Authority Regulation, the following terms are defined as:

1. Commercial Bank, hereinafter referred to as Bank, is a Bank that conducts business activities conventionally or based on Sharia principles, which in its activities provides services in the payment transaction flow, including branch offices of banks located outside the country and Sharia business units.
2. Conventional Commercial Bank, hereinafter abbreviated as BUK, is a Bank that conducts business activities conventionally, which in its activities provides services in the payment transaction flow.
3. Sharia Commercial Bank, hereinafter abbreviated as BUS, is a Bank that conducts business activities based on Sharia principles, which in its activities provides services in the payment transaction flow.
4. Sharia Business Unit, hereinafter abbreviated as UUS, is a work unit of the BUK headquarters that functions as the parent office of offices or units conducting business activities based on Sharia principles, or a work unit at the branch office of a Bank located outside the country that conducts conventional business activities, which functions as the parent office of Sharia sub-branches and/or Sharia units.
5. Representative Office of a Bank Located Outside the Country, hereinafter referred to as KPBLN, is an office of a Bank that has legal domicile and headquarters outside the country, which acts only as a liaison between the Bank with legal domicile and headquarters outside the country and its customers in Indonesia.
6. Report is the report submitted by the Bank and KPBLN to the Financial Services Authority as referred to in the provisions of legislation in the banking sector.
7. Periodic Report is all Reports submitted to the Financial Services Authority routinely every specific period.
8. Incidental Report is all Reports submitted to the Financial Services Authority under specific conditions.
9. Financial Services Authority Reporting System is an information system used as a means to submit Reports online to the Financial Services Authority.

Article 2
(1) Banks and KPBLN compile and submit Reports to the Financial Services Authority that are complete, accurate, up-to-date, holistic, and timely.
(2) Banks and KPBLN submit Reports as referred to in paragraph (1) to the Financial Services Authority online via the Financial Services Authority Reporting System.
(3) In the event of errors in data and/or information in the Report as referred to in paragraph (2), Banks and KPBLN compile and submit Report corrections online via the Financial Services Authority Reporting System.

Article 3
Reports as referred to in Article 2 paragraph (1) consist of:
a. Periodic Reports; and b. Incidental Reports.

CHAPTER II
REPORTING RESPONSIBILITY

Article 4
(1) Banks and KPBLN appoint a reporting officer to the Financial Services Authority.
(2) The reporting officer as referred to in paragraph (1) is a permanent employee of the Bank and KPBLN tasked with performing:
a. verification and submission of Reports via the Financial Services Authority Reporting System; and b. administration and management of access rights for reporting officers on the Financial Services Authority Reporting System. (3) The reporting officer as referred to in paragraph (1) may appoint reporting staff.

Article 5
(1) The appointment of the reporting officer as referred to in Article 4 paragraph (1) or any changes thereto shall be submitted via letter to the Financial Services Authority.
(2) The letter of appointment or change of reporting officer as referred to in paragraph (1) shall be signed by:
a. one of the members of the Board of Directors or an official appointed by the Board of Directors, for Banks; or b. the Head of the KPBLN or an official appointed by the Head of the KPBLN, for KPBLN.
(3) The letter of appointment or change of reporting officer as referred to in paragraph (1) shall contain at least:
a. name; b. position;
c. population identity number of the appointed reporting officer; and
d. email address reflecting the identity of the Bank and KPBLN.
(4) The format of the letter of appointment or change of reporting officer as referred to in paragraph (1) shall be determined by the Financial Services Authority.

CHAPTER III
PERIODIC REPORTS

Article 6
(1) Periodic Reports as referred to in Article 3 letter a consist of Reports with data positions:
a. daily; b. monthly;
c. quarterly;
d. semi-annually; and e. annually.
(2) Periodic Reports as referred to in paragraph (1) contain groups of information including:
a. financial information; b. risk and capital information;
c. product, activity, and business information; and
d. basic data information.

Article 7
Banks are required to submit daily Periodic Reports as referred to in Article 6 paragraph (1) letter a no later than the end of the next working day.

Article 8
Banks are required to submit monthly Periodic Reports as referred to in Article 6 paragraph (1) letter b with the following provisions:
a. Period I, the Report is submitted no later than the 7th of the following month; b. Period II, the Report is submitted no later than the 15th of the following month;
c. Period III, the Report is submitted no later than the 21st of the following month; and
d. Period IV, the Report is submitted no later than the last day of the following month.

Article 9
Banks and KPBLN are required to submit quarterly Periodic Reports as referred to in Article 6 paragraph (1) letter c with the following provisions:
a. Period I, the Report is submitted no later than the date:

1. April 7 of the current year for the first quarter;
2. July 7 of the current year for the second quarter;
3. October 7 of the current year for the third quarter; and
4. January 7 of the following year for the fourth quarter;
   b. Period II, the Report is submitted no later than the date:
5. April 15 of the current year for the first quarter;
6. July 15 of the current year for the second quarter;
7. October 15 of the current year for the third quarter; and
8. January 15 of the following year for the fourth quarter;
   c. Period III, the Report is submitted no later than the date:
9. April 30 of the current year for the first quarter;
10. July 31 of the current year for the second quarter;
11. October 31 of the current year for the third quarter; and
12. January 31 of the following year for the fourth quarter;
    d. Period IV, the Report is submitted no later than the date:
13. May 31 of the current year for the first quarter;
14. August 31 of the current year for the second quarter;
15. November 30 of the current year for the third quarter; and
16. the last day of February of the following year for the fourth quarter; and
    e. Period V, the Report is submitted no later than the date:
17. June 30 of the current year for the first quarter;
18. September 30 of the current year for the second quarter;
19. December 31 of the current year for the third quarter; and
20. March 31 of the following year for the fourth quarter.

Article 10
Banks are required to submit semi-annual Periodic Reports as referred to in Article 6 paragraph (1) letter d with the following provisions:
a. Period I, the Report is submitted no later than the date:

1. July 31 of the current year for the first semester; and
2. January 31 of the following year for the second semester;
   b. Period II, the Report is submitted no later than the date:
3. August 15 of the current year for the first semester; and
4. February 15 of the following year for the second semester; and
   c. Period III, the Report is submitted no later than the date:
5. August 31 of the current year for the first semester; and
6. the last day of February of the following year for the second semester.

Article 11
(1) Banks and KPBLN are required to submit annual Periodic Reports as referred to in Article 6 paragraph (1) letter e in the form of a work plan with the following provisions:
a. Period I, the Report is submitted no later than October 31 before the year of the work plan; and b. Period II, the Report is submitted no later than November 30 before the year of the work plan.
(2) Banks are required to submit annual Periodic Reports other than the work plan as referred to in paragraph (1) with the following provisions for:
a. Period III, the Report is submitted no later than January 21 of the following year; b. Period IV, the Report is submitted no later than January 31 of the following year; and
c. Period V, the Report is submitted no later than April 30 of the following year.
(3) Banks that do not submit updates of the recovery action plan until the submission deadline as referred to in paragraph (1) shall be subject to administrative sanctions in accordance with the Financial Services Authority Regulation concerning the determination of supervisory status and handling of commercial bank issues.

Article 12
Banks and KPBLN are required to submit information in Periodic Reports as referred to in Article 7, Article 8, Article 9, Article 10, Article 11 paragraph (1), and/or paragraph (2) completely and accurately.

Article 13
Provisions regarding the details of Periodic Reports for each submission period shall be determined by the Financial Services Authority.

Article 14
(1) Banks and KPBLN that do not submit Periodic Reports until the submission deadline as referred to in Article 7, Article 8, Article 9, Article 10, Article 11 paragraph (1), and/or paragraph (2) shall be subject to administrative sanctions in the form of a fine of IDR 1,000,000.00 (one million rupiah) per working day and a maximum of IDR 30,000,000.00 (thirty million rupiah) per Report. (2) Banks and KPBLN that do not submit information completely and accurately as referred to in Article 12 based on findings by the Bank, KPBLN, or the Financial Services Authority shall be subject to administrative sanctions in the form of a fine of IDR 100,000.00 (one hundred thousand rupiah) per entry error and a maximum of IDR 10,000,000.00 (ten million rupiah) per Report. (3) In the event that the submission of information in Periodic Reports is incomplete and inaccurate as referred to in paragraph (2), resulting in other entry errors in:
a. the same Report; and/or b. other Reports, administrative sanctions in the form of fines shall not be imposed on other entry errors in the same Report and/or other Reports.
(4) Banks and KPBLN that have been subject to administrative sanctions in the form of fines as referred to in paragraph (1) and paragraph (2) remain obligated to submit Reports and/or Report corrections.
(5) Banks and KPBLN that do not fulfill the provisions as referred to in paragraph (4) shall be subject to administrative sanctions in the form of a written reprimand.
(6) In the event that Banks and KPBLN have been subject to administrative sanctions as referred to in paragraph (5) and continue to violate the provisions as referred to in paragraph (4), Banks and KPBLN may be subject to administrative sanctions in the form of:
a. suspension of certain business activities; b. prohibition on issuing products or conducting new activities; and/or
c. downgrade of the governance factor rating in the Bank's health level assessment.
(7) In the event that the Board of Directors, Board of Commissioners, Sharia Supervisory Board, and/or executive officials of the Bank or the Head of the KPBLN violate the provisions as referred to in paragraph (4), they may be subject to administrative sanctions in the form of prohibition as a principal party in accordance with the Financial Services Authority Regulation concerning re-evaluation of principal parties of financial service institutions.

Article 15
In the event that Banks and KPBLN:
a. correct Periodic Reports based on audit results by a public accountant registered with the Financial Services Authority; and/or b. submit corrections to Periodic Reports before the final submission deadline as referred to in Article 7, Article 8, Article 9, Article 10, Article 11 paragraph (1), and/or paragraph (2), Banks and KPBLN are exempt from the imposition of administrative sanctions in the form of fines as referred to in Article 14 paragraph (2).

CHAPTER IV
INCIDENTAL REPORTS

Article 16
(1) Incidental Reports as referred to in Article 3 letter b must be submitted in accordance with the submission deadlines regulated in the provisions of legislation in the banking sector.
(2) Incidental Reports as referred to in paragraph (1) contain groups of information including:
a. supervisory information; b. institutional information;
c. business activity information; and
d. other information.
(3) Provisions regarding the details of Incidental Reports as referred to in paragraph (1) shall be determined by the Financial Services Authority.

Article 17
Banks and KPBLN are required to submit data and/or information in Incidental Reports as referred to in Article 16 paragraph (1) completely and accurately.

Article 18
(1) Banks and KPBLN that do not submit Incidental Reports until the submission deadline as referred to in Article 16 paragraph (1) shall be subject to administrative sanctions in accordance with the provisions of legislation in the banking sector. (2) In the event that the provisions of legislation in the banking sector do not establish administrative sanctions as referred to in paragraph (1), Banks and KPBLN that do not submit Incidental Reports after the final submission deadline as referred to in Article 16 paragraph (1) shall be subject to administrative sanctions in the form of a fine of IDR 1,000,000.00 (one million rupiah) per working day and a maximum of IDR 30,000,000.00 (thirty million rupiah) per Report. (3) Banks and KPBLN that do not submit data and/or information completely and accurately as referred to in Article 17 based on findings by the Bank, KPBLN, or the Financial Services Authority shall be subject to administrative sanctions in the form of a fine of IDR 100,000.00 (one hundred thousand rupiah) per data and/or information error and a maximum of IDR 10,000,000.00 (ten million rupiah) per Report. (4) Banks and KPBLN that have been subject to administrative sanctions in accordance with the provisions of legislation in the banking sector as referred to in paragraph (1) or administrative sanctions in the form of fines as referred to in paragraph (2) and paragraph (3) remain obligated to submit Reports and/or Report corrections. (5) Banks and KPBLN that do not fulfill the provisions as referred to in paragraph (4) shall be subject to administrative sanctions in the form of a written reprimand. (6) In the event that Banks and KPBLN have been subject to administrative sanctions as referred to in paragraph (5) and continue to violate the provisions as referred to in paragraph (4), Banks and KPBLN may be subject to administrative sanctions in the form of:
a. suspension of certain business activities; b. prohibition on issuing products or conducting new activities; and/or
c. downgrade of the governance factor rating in the Bank's health level assessment.
(7) In the event that the Board of Directors, Board of Commissioners, Sharia Supervisory Board, and/or executive officials of the Bank or the Head of the KPBLN violate the provisions as referred to in paragraph (4), they may be subject to administrative sanctions in the form of prohibition as a principal party in accordance with the Financial Services Authority Regulation concerning re-evaluation of principal parties of financial service institutions.

Article 19
In the event that Banks and KPBLN:
a. correct Incidental Reports based on audit results by a public accountant registered with the Financial Services Authority; and/or b. submit corrections to Incidental Reports before the final submission deadline as referred to in Article 16 paragraph (1), Banks and KPBLN are exempt from the imposition of administrative sanctions in the form of fines as referred to in Article 18 paragraph (3).

CHAPTER V
MERGING REPORTS IN PERIODIC REPORTS AND INCIDENTAL REPORTS

Article 20
(1) Banks submit:
a. Reports on the implementation plan of Bank products; and b. Reports on outsourcing plans, in the business plan.
(2) Banks submit:
a. Reports on the activity of agency for foreign financial products; b. Periodic bancassurance Reports;
c. Reports on outstanding transactions of structured products;
d. Reports on the appointment of foreign workers as experts or consultants; e. Reports on trust activities; f. Reports on problematic outsourcing; g. information on evidence of settlement of rights and obligations of regional offices, branch offices, and offices outside the country to customers and/or other parties in connection with the closure of regional offices, branch offices, and offices outside the country; and h. information on evidence of settlement of rights and obligations of sub-branch offices to customers and/or other parties in connection with the closure of sub-branch offices, in the Report on the realization of the business plan. (3) Banks submit Reports on the implementation of governance in the financial publication Report and annual financial performance information. (4) Banks submit the financial publication Report and annual financial performance information accompanied by a management letter. (5) Banks submit Reports on changes to the Board of Directors and/or Board of Commissioners from controlling shareholders of the Bank that are legal entities in the Report on the list of details of related parties.

Article 21
(1) BUKs submit:
a. Reports on the temporary relocation of the address of the network of offices of Indonesian legal entity banks; b. information on the temporary closure of offices of Indonesian legal entity banks other than the headquarters;
c. Reports on the temporary relocation of the address of the network of offices of branch offices of banks located outside the country; and
d. information on the temporary closure of the network of offices of branch offices of banks located outside the country other than branch offices of banks located outside the country, in the Report on temporary changes to the office network. (2) BUSs submit:
a. Reports on the temporary relocation of the address of the network of offices of Indonesian legal entity banks; and b. information on the temporary closure of offices of Indonesian legal entity banks other than the headquarters, in the Report on temporary changes to the office network. (3) UUSs submit:
a. Reports on the temporary relocation of the address of the network of offices of UUS; and b. information on the temporary closure of UUS offices, in the Report on temporary changes to the office network.
(4) BUKs and BUSs submit:
a. information on changes in the composition of share ownership of Indonesian legal entity banks recorded in the articles of association and not resulting in a change in control; b. information on changes in the composition of share ownership of Indonesian legal entity banks recorded in the articles of association caused by share gifts or inheritance and not resulting in a change in paid-up capital;
c. minutes of approval of the General Meeting of Shareholders and changes to the articles of association approving the relocation of the headquarters address that results in a change in domicile; and
d. minutes of approval of the General Meeting of Shareholders and changes to the articles of association approving the cancellation of the relocation of the headquarters address that results in a change in domicile, in the Report on changes to the articles of association.

CHAPTER VI
PROCEDURES FOR SUBMISSION OF REPORTS

Article 22
Banks and KPBLN are deemed to have submitted Reports on the date the Reports are received by the Financial Services Authority Reporting System.

Article 23
(1) In the event that the Financial Services Authority Reporting System experiences technical disturbances at the submission deadline for Reports, thereby preventing Banks and KPBLN from submitting Reports, the Financial Services Authority shall notify Banks and KPBLN of the technical disturbance in writing, delivered:
a. directly to Banks and KPBLN; b. via the Financial Services Authority Reporting System;
c. via electronic media; and/or
d. other media.
(2) Banks and KPBLN submit Reports no later than 1 (one) working day after the Financial Services Authority notifies that the technical disturbance at the Financial Services Authority as referred to in paragraph (1) has been resolved.

Article 24
(1) In the event that Banks and KPBLN experience force majeure circumstances such that they cannot submit Reports and/or Report corrections until the submission deadline, Banks and KPBLN shall notify the Financial Services Authority in writing to obtain a postponement of the submission deadline for Reports and/or Report corrections. (2) The submission of the notification letter as referred to in paragraph (1) is done offline to:
a. the supervision department of the relevant Bank or the Financial Services Authority office in Jakarta for Banks with headquarters or branch offices of banks located outside the country located in the Special Capital Region of Jakarta and KPBLN; or b. the local Financial Services Authority office according to the region of the Bank's headquarters location, for Banks with offices outside the Special Capital Region of Jakarta. (3) Banks and KPBLN that obtain a postponement of the deadline as referred to in paragraph (1)

submit Reports and/or Report corrections after the Bank and Foreign Bank Branch resume normal operational activities.
(4) Postponement of the deadline for submitting Reports and/or Report corrections is only granted until the force majeure situation has been resolved or based on the consideration of the Financial Services Authority.
(5) The imposition of administrative sanctions as referred to in Article 14 paragraph (1), Article 18 paragraph (1), and/or paragraph (2) is excluded for Banks and Foreign Bank Branches experiencing force majeure as referred to in paragraph (1).

Article 25
(1) In the event of damage to Reports and/or Report corrections due to technical disturbances or other disturbances in the Financial Services Authority Reporting System, the Financial Services Authority may request the Bank and Foreign Bank Branch to resubmit the Reports and/or Report corrections. (2) Banks and Foreign Bank Branches resubmit Reports and/or Report corrections upon request from the Financial Services Authority as referred to in paragraph (1).

Article 26
If the deadline for submitting Reports falls on a Saturday, Sunday, and/or other public holiday, the Reports are submitted on the next working day.

CHAPTER VII
OTHER PROVISIONS

Article 27
(1) Submission obligations:
a. Periodic Reports as referred to in Article 3 letter a; and b. Incidental Reports as referred to in Article 3 letter b, are initially established by the Financial Services Authority based on this Financial Services Authority Regulation. (2) In the event that the Financial Services Authority Reporting System is not yet available for Reports in accordance with this Financial Services Authority Regulation, provisions regarding the submission of Reports, including the imposition of sanctions and submission deadlines, refer to Financial Services Authority Regulation Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System.

Article 28
In the event that the obligation to submit Reports via the Financial Services Authority Reporting System is established in Financial Services Authority regulations, the submission deadline, submission procedures, and imposition of administrative sanctions are implemented in accordance with this Financial Services Authority Regulation.

Article 29
(1) For Banks and Foreign Bank Branches that are newly established or have just been granted permission to open, the obligation to submit Reports via the Financial Services Authority Reporting System is first carried out for data positions 1 (one) month after the Bank and Foreign Bank Branch conduct operational activities. (2) In the event that a Bank undergoes merger, consolidation, separation, integration, conversion, change of business activities from Foreign Currency Bank to Commercial Bank, or is a newly established intermediary bank, the adjustment of the obligation to submit Reports online is established by the Financial Services Authority.

Article 30
The Financial Services Authority may establish policies different from this Financial Services Authority Regulation based on specific considerations.

CHAPTER VIII
TRANSITIONAL PROVISIONS

Article 31
At the time this Financial Services Authority Regulation comes into force, Banks and Foreign Bank Branches that commit violations regarding Reporting by Commercial Banks via the Financial Services Authority Reporting System prior to the effectiveness of this Financial Services Authority Regulation, examinations, decisions, and imposition of sanctions for such violations are based on Financial Services Authority Regulation Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System.

CHAPTER IX
CLOSING PROVISIONS

Article 32
At the time this Financial Services Authority Regulation comes into force, provisions regarding the submission of:
a. Reports on changes in the list of Bank branches that will conduct business activities in foreign currency as regulated in Financial Services Authority regulations regarding requirements for commercial banks to conduct business activities in foreign currency; b. Reports on the assessment of the application of risk management in insurance companies as regulated in Financial Services Authority Regulation Number 38/POJK.03/2017 concerning Consolidated Risk Management for Banks Controlling Subsidiary Companies (State Gazette of the Republic of Indonesia Year 2017 Number 144, Supplement to the State Gazette of the Republic of Indonesia Number 6087);
c. Reports on the updating of domicile data and information of principal parties and other contactable parties as regulated in Financial Services Authority Regulation Number 34/POJK.03/2018 concerning Re-evaluation of Principal Parties of Financial Service Institutions (State Gazette of the Republic of Indonesia Year 2018 Number 259, Supplement to the State Gazette of the Republic of Indonesia Number 6285);
d. Reports on credit restructuring and reports on differences in productive asset quality as regulated in Financial Services Authority Regulation Number 40/POJK.03/2019 concerning Assessment of Asset Quality of Commercial Banks (State Gazette of the Republic of Indonesia Year 2019 Number 247, Supplement to the State Gazette of the Republic of Indonesia Number 6440); e. Reports on financing restructuring and reports on differences in productive asset quality as regulated in Financial Services Authority Regulation Number 2/POJK.03/2022 concerning Assessment of Asset Quality of Sharia Commercial Banks and Sharia Business Units (State Gazette of the Republic of Indonesia Year 2022 Number 37, Supplement to the State Gazette of the Republic of Indonesia Number 6764); f. Reports on monitoring the largest write-off debtors, reports on follow-up for 15 (fifteen) largest nonperforming loans or nonperforming financings, and Reports on Indonesian banking human resources data monthly as regulated in the implementation provisions of Financial Services Authority Regulation Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System (State Gazette of the Republic of Indonesia Year 2020 Number 297, Supplement to the State Gazette of the Republic of Indonesia Number 6604); g. Reports as regulated in Financial Services Authority Regulation Number 12/POJK.03/2021 concerning Commercial Banks (State Gazette of the Republic of Indonesia Year 2021 Number 163, Supplement to the State Gazette of the Republic of Indonesia Number 6700), namely:

1. Reports on the composition or list of share ownership;
2. Copies of permits to open offices of Indonesian legal entity banks abroad from the local country's authority;
3. Copies of permits to move office addresses abroad from the local country's authority;
4. Information on effective operation of the address of Indonesian legal entity bank offices at the previous address in connection with the temporary relocation of the Indonesian legal entity bank office network address;
5. Copies of approval for the closure of offices abroad from the local country's authority, in connection with the closure of offices abroad;
6. Information on effective operation of the address of Indonesian legal entity bank offices at the previous address in connection with the temporary closure of Indonesian legal entity bank offices other than the head office;
7. Information on effective operation of the address of branch offices of banks located abroad at the previous address in connection with the temporary relocation of the branch office network address of banks located abroad;
8. Information on the appointment of members of the board of directors or members of the board of commissioners; and
9. Information on effective operation of the address of the branch office network of banks located abroad at the previous address in connection with the temporary closure of the branch office network of banks located abroad other than the branch office of banks located abroad;
   h. Reports as regulated in Financial Services Authority Regulation Number 16/POJK.03/2022 concerning Sharia Commercial Banks (State Gazette of the Republic of Indonesia Year 2022 Number 19/OJK, Supplement to the State Gazette of the Republic of Indonesia Number 11/OJK), namely:
10. Reports on the composition or list of share ownership;
11. Copies of permits to open offices of Indonesian legal entity banks abroad from the local country's authority;
12. Copies of permits to move office addresses abroad from the local country's authority;
13. Information on effective operation of the address of Indonesian legal entity bank offices at the previous address in connection with the temporary relocation of the Indonesian legal entity bank office network address;
14. Copies of approval for the closure of offices abroad from the local country's authority, in connection with the closure of offices abroad;
15. Information on effective operation of the address of Indonesian legal entity bank offices at the previous address in connection with the temporary closure of Indonesian legal entity bank offices other than the head office; and
16. Information on the appointment of members of the board of directors or members of the board of commissioners;
    i. Reports as regulated in Financial Services Authority Regulation Number 12 of 2023 concerning Sharia Business Units (State Gazette of the Republic of Indonesia Year 2023 Number 20/OJK, Supplement to the State Gazette of the Republic of Indonesia Number 45/OJK), namely:
17. Copies of permits to open offices abroad from the local country's authority;
18. Copies of permits to move office addresses abroad from the local country's authority;
19. Information on effective operation of the UUS office address at the previous address in connection with the temporary relocation of the UUS office network address;
20. Copies of approval for the closure of offices abroad from the local country's authority, in connection with the closure of offices abroad; and
21. Information on effective operation of the UUS office address at the previous address in connection with the temporary closure of UUS offices; and
    j. Reports on information regarding the appointment of members of the Sharia supervisory board as regulated in Financial Services Authority regulations regarding the application of Sharia governance for Sharia commercial banks and Sharia business units, are revoked and declared invalid.

Article 33
At the time this Financial Services Authority Regulation comes into force, all provisions that are the implementation of Financial Services Authority Regulation Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System (State Gazette of the Republic of Indonesia Year 2020 Number 297, Supplement to the State Gazette of the Republic of Indonesia Number 6604) are declared to remain in force insofar as they do not conflict with the provisions in this Financial Services Authority Regulation.

Article 34
At the time this Financial Services Authority Regulation comes into force, Financial Services Authority Regulation Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System (State Gazette of the Republic of Indonesia Year 2020 Number 297, Supplement to the State Gazette of the Republic of Indonesia Number 6604) is revoked and declared invalid.

Article 35
This Financial Services Authority Regulation comes into force on the date of its promulgation.

This copy is in accordance with the original
Head of Legal Development Directorate
Legal Department signed.
Aat Windradi

To ensure that everyone knows, it is ordered to promulgate this Financial Services Authority Regulation by placing it in the State Gazette of the Republic of Indonesia.

Established in Jakarta on September 15, 2025
CHAIRMAN OF THE COMMISSIONERS BOARD
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA, signed.
MAHENDRA SIREGAR

Promulgated in Jakarta on October 2, 2025
MINISTER OF LAW OF THE REPUBLIC OF INDONESIA, signed.
SUPRATMAN ANDI AGTAS

STATE GAZETTE OF THE REPUBLIC OF INDONESIA YEAR 2025 NUMBER 31/OJK

EXPLANATION
OF
FINANCIAL SERVICES AUTHORITY REGULATION
OF THE REPUBLIC OF INDONESIA
NUMBER 22 OF 2025
CONCERNING
REPORTING BY COMMERCIAL BANKS VIA THE FINANCIAL SERVICES AUTHORITY REPORTING SYSTEM

I. GENERAL
To support the supervisory function in the banking sector, information on the financial condition and business activities of Banks and Foreign Bank Branches is required. This information must be comprehensive, complete, accurate, up-to-date, whole, and timely. Banks and Foreign Bank Branches must compile and submit to the Financial Services Authority information on the financial condition and business activities of Banks and Foreign Bank Branches in the form and according to the time established by the Financial Services Authority in accordance with banking sector legislation provisions.

Currently, Banks and Foreign Bank Branches have submitted a series of Reports regarding information on the financial condition and business activities of Banks and Foreign Bank Branches to the Financial Services Authority. The information submitted needs to be focused by considering relevance and needs in the current supervisory process. In order to increase the effectiveness and efficiency of reporting by Banks and Foreign Bank Branches, simplification of Reports submitted to the Financial Services Authority is carried out.

In addition, in line with technological developments, efficient and fast online reporting methods are needed via the Financial Services Authority Reporting System and digitalization for Reports that are still submitted in printed document form. The change in the submission of Reports from printed documents to electronic-based aims to increase the effectiveness of the Financial Services Authority's supervisory function.

Generally, this Financial Services Authority Regulation contains main materials compiled systematically, including regarding the scope of Reports, Report periods, and submission procedures in the Financial Services Authority Reporting System.

In this regard, it is necessary to establish a Financial Services Authority Regulation replacing Financial Services Authority Regulation Number 63/POJK.03/2020 concerning Reporting by Commercial Banks via the Financial Services Authority Reporting System.

II. ARTICLE BY ARTICLE

Article 1
Sufficiently clear.

Article 2
Paragraph (1)
Sufficiently clear.
Paragraph (2)
Online submission of Reports refers to the submission of Reports carried out by sending or transferring data records (files) directly via the Financial Services Authority Reporting System.

What is meant by "Financial Services Authority Reporting System" is a reporting system with the address https://apolo.ojk.go.id or another address established by the Financial Services Authority.

Paragraph (3)
Corrections can originate from findings by Banks and Foreign Bank Branches, audit results on historical financial information or limited review by public accountants, and/or findings by the Financial Services Authority.

Article 3
Sufficiently clear.

Article 4
Sufficiently clear.

Article 5
Sufficiently clear.

Article 6
Paragraph (1)
Sufficiently clear.
Paragraph (2)
Letter a
Groups of financial information include among others Financial Publication Reports and Financial Performance Information Reports and Reports on the details of basic credit interest rates.

Letter b
Groups of risk and capital information include among others Liquidity Coverage Ratio Reports, Minimum Capital Provision and Risk-Weighted Assets Reports, and Maximum Limit for Credit Provision and Large Fund Provision Reports.

Letter c
Groups of product, activity, and business information include among others Reports on the development of pawnshop services.

Letter d
Groups of basic data information include among others Reports on office network data and Reports on Indonesian banking human resources data.

Article 7
Example:
The daily liquidity monitoring report for the data position on Wednesday, February 3, 2027, is submitted no later than on Thursday, February 4, 2027, at 23:59 WIB.

Article 8
Sufficiently clear.

Article 9
Sufficiently clear.

Article 10
Sufficiently clear.

Article 11
Paragraph (1)
Sufficiently clear.
Paragraph (2)
Sufficiently clear.
Paragraph (3)
What is meant by "updating the recovery action plan" is the Report updating the recovery action plan in accordance with Financial Services Authority Regulations regarding the establishment of supervisory status and handling of commercial bank problems.

Article 12
Sufficiently clear.

Article 13
Sufficiently clear.

Article 14
Paragraph (1)
What is meant by "per Report" is a Report for 1 (one) data position of a Report. As an example, the monthly Financial Publication and Financial Performance Information Report for the data position of January 2027 is counted as 1 (one) Report.

Example 1:
The Minimum Capital Provision and Risk-Weighted Assets Report for Bank "X" on an individual basis for the data position of January 2026 is submitted no later than on February 7, 2026; however, since that date is a Saturday, the Report is submitted on the next working day, which is Monday, February 9, 2026. Bank "X" submits the Report on Friday, February 13, 2026. Bank "X" is subject to administrative sanctions in the form of a fine of Rp4,000,000.00 (four million rupiah), which is Rp1,000,000.00 (one million rupiah) x 4 (four) working days.

Example 2:
Trust activities are submitted in the Business Plan Realization Report to the Financial Services Authority. The Business Plan Realization Report for the data position of the first quarter of 2030 is submitted no later than on April 30, 2030. Bank "PKL" submits the Business Plan Realization Report on May 2, 2030. Bank "PKL" is subject to administrative sanctions in the form of a fine of Rp2,000,000.00 (two million rupiah), which is Rp1,000,000.00 (one million rupiah) x 2 (two) working days.

Paragraph (2)
What is meant by "input error" is an error in one line of Report input, including failure to submit supporting documents.

Example 1:
In the monthly Financial Publication and Financial Performance Information Report, Bank "X" incorrectly reports the "Other Financial Assets" account and the "Other Assets" account in the Balance Sheet Report. For this error, Bank "X" is subject to administrative sanctions in the form of a fine for input number errors in the Balance Sheet Report table of Rp200,000.00 (two hundred thousand rupiah), which is Rp100,000.00 (one hundred thousand rupiah) x 2 (two) inputs.

Example 2:
In the Report on the details of basic credit interest rates, there is one line of Report input consisting of "Minimum Reserve Requirement Costs" which has several dimensions (columns). For the aforementioned input line, Bank "X" incorrectly reports the dimensions "Corporate Non-SME Credit", "Small SME Credit", and "Home Ownership Loan/Property Loan". For this error, Bank "X" is only subject to administrative sanctions in the form of a fine for one line of input error of Rp100,000.00 (one hundred thousand rupiah) x 1 (one) input.

Example 3:
The plan for product implementation is submitted in the business plan to the Financial Services Authority. In the submission of the Business Plan Report, Bank "X" incorrectly reports the following information:
a. failure to submit supporting documents in the form of bank product implementation plan documents; and b. incorrect reporting of the "Quarter 4 Projection" dimension in the "Cash" row in the projected balance sheet information. For the aforementioned errors, Bank "X" is subject to administrative sanctions in the form of a fine of Rp200,000.00 (two hundred thousand rupiah), which is Rp100,000.00 (one hundred thousand rupiah) x 2 (two) inputs.

Paragraph (3)
Letter a
Example:
In the quarterly Financial Publication and Financial Performance Information Report, Bank "X" incorrectly reports credit that has been converted into temporary equity participation as non-performing credit, which should have been reported as "equity participation" in the balance sheet table. This error results in errors in:

1. the "credit" account in the Balance Sheet Report table;
2. the "equity participation" account in the Balance Sheet Report table;
3. the "non-performing credit" account in the productive asset quality table; and
4. the "performing equity participation" account in the productive asset quality table.
   For this error, Bank "X" is only subject to sanctions for the input error of the "credit" number in the Balance Sheet Report table, which is Rp100,000.00 (one hundred thousand rupiah) x 1 (one) input.

Letter b
Example:
In the Minimum Capital Provision and Risk-Weighted Assets Report for Bank "X" on an individual basis, Bank "X" incorrectly reports securities that should have been reported as "instruments meeting additional core capital requirements" but were reported as "instruments meeting supplementary capital requirements". This error also results in errors in:

1. the Minimum Capital Provision and Risk-Weighted Assets Report for Bank "X" on a consolidated basis by 3 (three) inputs, namely the amounts for "instruments meeting additional core capital requirements", "instruments meeting supplementary capital requirements", and "total capital"; and
2. the quarterly publication Report by 3 (three) inputs, namely the amounts for "instruments meeting additional core capital requirements", "instruments meeting supplementary capital requirements", and "total capital".
   For this error, Bank "X" is only subject to sanctions for the error in the Minimum Capital Provision and Risk-Weighted Assets Report for Bank "X" on an individual basis, which is Rp100,000.00 (one hundred thousand rupiah) x 1 (one) input.

Paragraph (4)
The deadline for submitting Reports and/or Report corrections is established by the Financial Services Authority.

Paragraph (5)
Sufficiently clear.

Paragraph (6)
Sufficiently clear.

Paragraph (7)
Sufficiently clear.

Article 15
Sufficiently clear.

Article 16
Paragraph (1)
Example:
The deadline for submitting the capital surcharge fulfillment plan is regulated in Financial Services Authority Regulations regarding the establishment of supervisory status and handling of commercial bank problems, namely submitted no later than 14 (fourteen) working days since notification from the Financial Services Authority.

Paragraph (2)
Letter a
Groups of supervisory information include among others Reports on the realization of the implementation of the recovery action plan, Reports specifically regarding internal audit findings, and Reports on significant violations of Sharia principles.

Letter b
Groups of institutional information include among others Reports on the appointment of foreign workers as executive officials, Reports on follow-up for the dismissal of principal parties prohibited from becoming principal officials and/or principal officials, and Reports on the implementation of UUS separation for BUS recipients of separation.

Letter c
Groups of business activity information include among others Reports on plans for the transfer of financial assets or Sharia assets in asset securitization activities comprehensively and Reports on the implementation of business activities by Indonesian legal entity banks.

Letter d
Other groups of information include among others Reports on the results of reviews by independent external parties, Reports on the results of cybersecurity testing based on scenarios, and Reports on the results of Sharia reviews.

Paragraph (3)
Sufficiently clear.

Article 17
Sufficiently clear.

Article 18
Paragraph (1)
Sufficiently clear.

Paragraph (2)
Sufficiently clear.

Paragraph (3)
Errors in filling out Incidental Reports include failure to submit supporting documents.

Example 1: Incomplete supporting documents.
Bank "A", in submitting the Report on the implementation of share ownership changes resulting in a change of controlling shareholder (PSP), was found to have not submitted supporting documents in accordance with legislation provisions. Thus, there is an information error because the supporting documents submitted by Bank "A" are incomplete. For this error, Bank "A" is subject to administrative sanctions in the form of a fine of Rp100,000.00 (one hundred thousand rupiah).

Example 2: Errors in filling in data and/or structured information.
Bank "B", in submitting the Report on the implementation of merger, consolidation, and/or acquisition, incorrectly submitted the information for the approval number from the competent authority and the notarial deed number. For this error, Bank "B" is subject to administrative sanctions for input number errors in the Report on the implementation of merger, consolidation,

and/or takeover, in the form of an administrative fine of Rp200,000.00 (two hundred thousand rupiah), namely Rp100,000.00 (one hundred thousand rupiah) x 2 (two) data points.

Example 3: errors in filling in data and/or information and supporting documents are incomplete.
Bank “C” in submitting the Report on the composition or list of share ownership provided incorrect information:
a. notary deed number; b. notary deed date; and
c. failed to submit one of the supporting documents.
For the aforementioned errors, Bank “C” is subject to an administrative sanction in the form of a fine of Rp300,000.00 (three hundred thousand rupiah), namely Rp100,000.00 (one hundred thousand rupiah) x 3 (three) data points and/or information.

Paragraph (4)
Sufficiently clear.

Paragraph (5)
Sufficiently clear.

Paragraph (6)
Sufficiently clear.

Paragraph (7)
Sufficiently clear.

Article 19
Sufficiently clear.

Article 20

Paragraph (1)
What is meant by “business plan” is the Business Plan Report in accordance with the Financial Services Authority Regulation regarding bank business plans.

Letter a
What is meant by “Report on the plan for the implementation of Bank products” is the Report on the plan for the implementation of Bank products in accordance with the Financial Services Authority Regulation regarding the implementation of general bank products.

Letter b
What is meant by “Report on outsourcing plans” is the Report on outsourcing plans in accordance with the Financial Services Authority Regulation regarding prudential principles for general banks that delegate part of the implementation of work to other parties.

Paragraph (2)
What is meant by “Report on the realization of business plans” is the Report on the realization of business plans in accordance with the Financial Services Authority Regulation regarding bank business plans.

Letter a
What is meant by “Report on foreign financial product agency activities” is the Report on foreign financial product agency activities in accordance with the Financial Services Authority Regulation regarding prudential principles in carrying out foreign financial product agency activities by general banks.

Letter b
What is meant by “Periodic bancassurance reports” is Periodic bancassurance reports in accordance with the Financial Services Authority Circular Letter regarding the application of risk management in banks conducting marketing cooperation activities with insurance companies (bancassurance).

Letter c
What is meant by “Report on outstanding structured product transactions” is the Report on outstanding structured product transactions in accordance with the Financial Services Authority Regulation regarding prudential principles in carrying out structured product activities for general banks.

Letter d
What is meant by “Report on the appointment of foreign workers as experts or consultants” is the Report on the appointment of foreign workers as experts or consultants in accordance with the Financial Services Authority Regulation regarding the utilization of foreign workers and knowledge transfer programs in the banking sector.

Letter e
What is meant by “Trust activity reports” is Trust activity reports in accordance with the Financial Services Authority Regulation regarding bank business activities in the form of custody with management (trust).

Letter f
What is meant by “Problematic outsourcing reports” is Problematic outsourcing reports in accordance with the Financial Services Authority Regulation regarding prudential principles for general banks that delegate part of the implementation of work to other parties.

Letter g
What is meant by “Information on evidence of the settlement of rights and obligations of regional offices, branches, and offices abroad to customers and/or other parties in connection with the closure of regional offices, branches, and offices abroad” is information on evidence of the settlement of rights and obligations of regional offices, branches, and offices abroad to customers and/or other parties in connection with the closure of regional offices, branches, and offices abroad in accordance with the Financial Services Authority Regulation regarding general banks and the Financial Services Authority Regulation regarding Islamic general banks.

Letter h
What is meant by “Information on evidence of the settlement of rights and obligations of sub-branches to customers and/or other parties in connection with the closure of sub-branches” is information on evidence of the settlement of rights and obligations of sub-branches to customers and/or other parties in connection with the closure of sub-branches in accordance with the Financial Services Authority Regulation regarding general banks and the Financial Services Authority Regulation regarding Islamic general banks.

Paragraph (3)
What is meant by “Governance implementation reports” is Governance implementation reports in accordance with the Financial Services Authority Regulation regarding the application of governance for general banks and the Financial Services Authority Regulation regarding the application of Islamic governance for Islamic general banks and Islamic business units.

What is meant by “Financial publication reports and annual financial performance information” is Financial publication reports and annual financial performance information in accordance with the Financial Services Authority Regulation regarding transparency and publication of bank reports.

Paragraph (4)
Management letters are letters from public accounting firms containing written comments from public accountants to Bank management regarding the results of reviews of internal control structures, the implementation of accounting standards, or other issues encountered in the implementation of audits, along with improvement suggestions.

Paragraph (5)
What is meant by “Report on changes in the Board of Directors and/or Board of Commissioners of controlling shareholders of the Bank being a legal entity” is the Report on changes in the Board of Directors and/or Board of Commissioners of controlling shareholders of the Bank being a legal entity in accordance with the Financial Services Authority Regulation regarding general banks and the Financial Services Authority Regulation regarding Islamic general banks.

What is meant by “Report on the list of detailed related parties” is the Report on the list of detailed related parties in accordance with the Financial Services Authority Regulation regarding maximum limits for granting credit and providing large funds for general banks and the Financial Services Authority Regulation regarding maximum limits for distributing funds and providing large funds for Islamic general banks.

Article 21

Paragraph (1)
Reports on the temporary relocation of the address of the network of offices of Indonesian legal entity banks, information on the temporary closure of offices of Indonesian legal entity banks other than the head office, reports on the temporary relocation of the address of the network of offices from branches of banks located abroad, and information on the temporary closure of the network of offices from branches of banks located abroad other than branches of banks located abroad in accordance with the Financial Services Authority Regulation regarding general banks.

Paragraph (2)
Reports on the temporary relocation of the address of the network of offices of Indonesian legal entity banks and information on the temporary closure of offices of Indonesian legal entity banks other than the head office in accordance with the Financial Services Authority Regulation regarding Islamic general banks.

Paragraph (3)
Reports on the temporary relocation of the address of the network of Islamic business units (UUS) and information on the temporary closure of UUS offices in accordance with the Financial Services Authority Regulation regarding Islamic business units.

Paragraph (4)
Information on changes in the composition of share ownership of Indonesian legal entity banks recorded in the articles of association and not resulting in changes in control, information on changes in the composition of share ownership of Indonesian legal entity banks recorded in the articles of association caused by gift or inheritance of shares and not resulting in changes in paid-up capital, notary approval of the General Meeting of Shareholders and changes to the articles of association approving the relocation of the head office address resulting in changes to the domicile, and notary approval of the General Meeting of Shareholders and changes to the articles of association approving the relocation of the head office address resulting in changes to the domicile in accordance with the Financial Services Authority Regulation regarding general banks and the Financial Services Authority Regulation regarding Islamic general banks.

What is meant by “changes to the articles of association” is the Report on changes to the articles of association in accordance with the Financial Services Authority Regulation regarding general banks and the Financial Services Authority Regulation regarding Islamic general banks.

Article 22
Submitting Reports, including submitting corrections to Reports.

Article 23

Paragraph (1)
What is meant by “technical disruption” is disruption caused by technical problems that result in Banks and Foreign Bank Branches (KPBLN) being unable to submit reports online, including damage and/or disruption to databases (database) or communication networks at the Financial Services Authority.

Letter a
Conducted directly, including by letter.

Letter b
Sufficiently clear.

Letter c
Electronic media, including email.

Letter d
Other media, including newspapers.

Paragraph (2)
Example:
The Financial Services Authority Reporting System experienced a technical disruption on Wednesday, December 31, 2025, which was the deadline for Period IV of the Monthly Periodic Reports for data positions in November 2025. Subsequently, the Financial Services Authority announced that the system had operated normally again on Friday, January 2, 2026. Banks submit the Monthly Periodic Reports for data positions in November 2025 no later than 1 (one) working day thereafter, namely on Monday, January 5, 2026.

Article 24

Paragraph (1)
What is meant by “force majeure” is unavoidable disaster conditions, consisting of:
a. natural disasters; b. non-natural disasters; and/or
c. social disasters,
which disrupt the operational activities of Banks and Foreign Bank Branches (KPBLN), which are approved by officials of the competent local government agency and/or verified for their truthfulness by the Financial Services Authority.

Paragraph (2)
The submission of notification letters is conducted through the Financial Services Authority mailing room service.

Paragraph (3)
Sufficiently clear.

Paragraph (4)
Sufficiently clear.

Paragraph (5)
Sufficiently clear.

Article 25

Paragraph (1)
Requests from the Financial Services Authority for Reports and/or corrections to Reports are conducted via email.

Paragraph (2)
Sufficiently clear.

Article 26
Sufficiently clear.

Article 27

Paragraph (1)
Formats and guidelines for filling out Reports refer to formats and guidelines for filling out in accordance with Financial Services Authority regulations.

Paragraph (2)
Example:
Compliance reports are effectively submitted via the Financial Services Authority Reporting System at https://apolo.ojk.go.id as of the data position of June 30, 2026. Thus, Banks submit Compliance reports as unstructured reports via the Financial Services Authority Reporting System at https://sipena.ojk.go.id until the data position of December 31, 2025.

Article 28
Example:
The Financial Services Authority issues new regulations after the issuance of this Financial Services Authority Regulation, which regulate the submission of new reports “XYZ” to the Financial Services Authority. The aforementioned new regulations regulate the submission of new reports “XYZ” online via the Financial Services Authority Reporting System at https://apolo.ojk.go.id. Thus, the submission, procedures for submission, and imposition of administrative sanctions for violations of the submission of new reports “XYZ” are carried out in accordance with this Financial Services Authority Regulation.

Article 29

Paragraph (1)
Example:
Banks established in December 2026, reporting obligations apply to data positions in January 2027, for example:

1. Daily Periodic Reports for data positions on January 5, 2027, are submitted no later than the end of the day on January 6, 2027, at 23:59 WIB;
2. Monthly Periodic Reports for Period I for data positions in January 2027 are submitted no later than on February 7, 2027.

Paragraph (2)
Intermediary banks, namely Banks in accordance with the Financial Services Authority Regulation regarding the determination of supervisory status and handling of problems for general banks.

Article 30
Specific considerations include, among others, taking into account the conditions of Banks and Foreign Bank Branches (KPBLN) to meet the procedures and deadlines for submitting reports in connection with Government decisions regarding joint holidays and/or pandemic disease outbreaks.

Article 31
Sufficiently clear.

Article 32
Sufficiently clear.

Article 33
Sufficiently clear.

Article 34
Sufficiently clear.

Article 35
Sufficiently clear.

SUPPLEMENT TO THE STATE GAZETTE OF THE REPUBLIC OF INDONESIA NUMBER 161/OJK ---