2025-01-01 | Bulletin 2025-8The Oregon Division of Financial Regulation issued Bulletin 2025-8 directing state-regulated insurers and health care service contractors to implement relief measures for residents facing financial hardship due to the federal government shutdown. The guidance requires a minimum 30-day grace period for premium payments, prohibits involuntary policy cancellations or non-renewals, and mandates the waiver of late fees alongside extensions for claim reporting deadlines. Regulated entities must also deliver proactive customer service and clear communication regarding flexible payment options to mitigate economic impacts while remaining compliant with all applicable state and federal laws.