Regulatory Alerts2026-05-24
SMESPD Circular Letter No. 02: Financing in Cottage, Micro, Small and Medium Enterprises (CMSMEs)
The Bangladesh Bank issued Circular No. 02 to amend existing CMSME financing guidelines effective 17 April 2025. The circular relaxes mandatory CMSME financing targets and ratios for commercial and specialized banks to facilitate sector growth and grant additional incentives. It also grants a three-year exemption from new capital adequacy, Cash Reserve Ratio, and Statutory Liquidity Ratio requirements for these institutions.
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