Regulatory Alerts2026-03-06
Kansas Administrative Regulations 75-6-9: Additional Charges in Consumer Credit Transactions
The Kansas Office of the State Bank Commissioner issued an administrative regulation defining permissible additional charges in nonmortgage consumer credit transactions. The rule specifies that such charges must be excludable from the finance charge definition and payable to unrelated third parties, with specific timing requirements for insurance commissions and other goods or services. This non-substantive update aligns state regulations with the Uniform Consumer Credit Code and mirrors related mortgage regulations without imposing new compliance costs.
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