Regulatory Alerts2026-06-25 | FIL-31-2026Notice of Proposed Rulemaking on Assessments Thresholds, Rate Schedules, and Adjustments
The Federal Deposit Insurance Corporation proposes to amend deposit insurance assessment regulations by raising the asset threshold for small institutions from $10 billion to $30 billion and indexing it for inflation. The proposal also reduces initial base assessment rates by 2 basis points for small institutions and 1 basis point for large and highly complex institutions. Additionally, it introduces a resolution readiness adjustment offering up to 1 basis point in rate reductions for large institutions that participate in virtual data room testing and provide prescribed data access.
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