2016-06-10
The Idaho Department of Finance notified state-chartered credit unions that its examination rating system will change from CAMEL to CAMELS effective October 1, 2016. This update separates Sensitivity to Market Risk into a distinct 'S' component, allowing for clearer delineation between liquidity and interest rate risk assessments. Supervisory expectations for risk management remain unchanged, but the new structure aims to better capture risks in a low-yield environment.