2025-04-22 | 2025-06863

Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement

The Board of Governors of the Federal Reserve System proposes amendments to reduce volatility in the stress capital buffer requirements for large bank holding companies and other supervised entities. The proposal would calculate the buffer using the average of maximum common equity tier 1 capital declines from the prior two annual supervisory stress tests and extend the effective date to January 1. Additionally, the rule modifies FR Y-14A/Q/M reporting requirements to improve calculation accuracy while reducing the overall regulatory reporting burden.

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