Regulatory Alerts2026-06-02
Bank Supervision: Removing References to Reputation Risk
The Office of the Comptroller of the Currency, alongside the FDIC and Federal Reserve Board, has reissued fifteen interagency guidance documents to eliminate references to reputation risk. This update implements the agencies' March 2025 announcement and April 2026 final rule to cease examining banks for reputation risk, applying uniformly to community financial institutions. The revised publications address key operational areas including asset securitization, cyber risk management, subprime lending, and elder financial exploitation to standardize supervisory expectations.
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