Regulatory AlertsCA 22-4: Revised A Guide to HMDA Reporting Getting It Right
The Board of Governors of the Federal Reserve System issued Consumer Affairs Letter CA 22-4 to distribute a revised guide for complying with the Home Mortgage Disclosure Act. This guidance assists financial institutions in meeting data collection and reporting requirements for HMDA data beginning January 1, 2022. The updated document incorporates regulatory changes from the Dodd-Frank Act, the EGRRCPA, and subsequent CFPB rules affecting institutional and transactional coverage.
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