2025-10-09

Competition Assessment Guidelines for Prudential Policy

The Reserve Bank of New Zealand issued these guidelines to require prudential policy staff to integrate competition analysis into decision-making processes from the outset. The document mandates that regulators consider how licensing, standards, and other regulatory actions affect market entry, business incentives, consumer choice, and competitive neutrality. It aims to balance the primary objective of financial stability with statutory duties to maintain competition and reduce barriers for smaller players in the banking and insurance sectors.

Reserve Bank of New Zealand logo

New Zealand

Reserve Bank of New Zealand

Click to view full text