Regulatory Alerts2025-12-19 | 2025-23389Regulation A: Extensions of Credit by Federal Reserve Banks
The Board of Governors of the Federal Reserve System adopted final amendments to Regulation A to reflect a 0.25 percentage point decrease in the primary credit rate to 3.75 percent. Consequently, the secondary credit rate automatically decreased by the same amount to 4.25 percent based on the established formula. These changes align with the Federal Open Market Committee's decision to lower the federal funds rate target range and were applied retroactively to December 11, 2025.
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