Regulatory Alerts2025-11-28 | 2025-21461FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo
The Federal Deposit Insurance Corporation delays the compliance date for its official sign and advertising rules governing insured depository institutions from March 1, 2026, to January 1, 2027. This extension specifically applies to requirements in 12 CFR 328.4 and 328.5 regarding the display of official digital signs on automated teller machines, digital deposit-taking channels, and like devices. The delay provides regulatory certainty and reduces implementation burdens while the agency finalizes a proposed rulemaking to address ongoing technical questions and potential consumer confusion.
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