Regulatory Alerts2025-01-01
2025 Kansas Consumer and Mortgage Lending Law Book Guidance
The Kansas Office of the State Bank Commissioner issued this 2025 guidance to clarify regulatory requirements for advertising, fictitious names, remote work, and manufactured home loans. The document mandates specific disclosures and record retention for licensees while establishing that remote offices do not constitute licensed places of business under the Uniform Consumer Credit Code. Additionally, it clarifies that manufactured home financing is governed by the Kansas Mortgage Business Act and provides historical usury rate data for loans originated prior to 2013.
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