2025-12-15

DCS Risk Appetite Statement Version 1.1

The Reserve Bank of New Zealand issued this document to define the risk boundaries for administering the Deposit Compensation Scheme under the Deposit Takers Act 2023. It establishes a framework with low risk appetites for operational, levy collection, and fund management activities, while maintaining a medium appetite for risks related to determining depositor entitlements. The statement mandates strict zero-tolerance for fraud and legal breaches, requiring regular monitoring, reporting to Treasury, and biennial reviews to ensure financial stability and depositor protection.

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New Zealand

Reserve Bank of New Zealand

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