Regulatory Alerts1992-01-01 | Bulletin 92-3Bulletin 92-3: Marketing Practices for Paying Commissions
The Oregon Insurance Division issued Bulletin 92-3 to clarify that manipulating commissions per sale or blocks of sales violates specific statutes by being discriminatory and prejudicial to policyholders. The regulation explicitly prohibits practices such as no commission, fee-for-service, qualifying commissions, and dial-a-commission structures that allow agents to adjust commission levels. Insurers are required to file any variations in marketing and commission practices as part of the form approval process, with unapproved deviations subject to disapproval and sanctions.
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