Regulatory Alerts2026-03-27 | 2026-05960Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
The OCC, Federal Reserve Board, and FDIC propose modifications to the regulatory capital rule that revise risk-weighted asset calculations under the standardized approach and adjust the definition of regulatory capital. The proposal lowers risk weights for corporate exposures to 95 percent and other assets to 90 percent, while introducing more granular risk weights for residential mortgages. It also eliminates the threshold-based deduction for mortgage servicing assets and mandates that Category III and IV banking organizations recognize most accumulated other comprehensive income in their regulatory capital.
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