Regulatory Alerts2026-01-29
Liquidity Adequacy Requirements (2026) Chapter 7 – Intraday Liquidity Monitoring Tools
The Office of the Superintendent of Financial Institutions (OSFI) establishes seven quantitative monitoring tools to track intraday liquidity risk for banks, trust companies, and loan firms. Institutions must report data on daily maximum liquidity usage, available day-start balances, total payment volumes, time-specific obligations, correspondent banking flows, extended credit lines, and intraday throughput. The framework mandates quarterly stress testing against four predefined scenarios and requires management to collate and submit the monitoring data directly to their supervisor.
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