Regulatory Alerts2025-12-01
Monthly Bulletin — December 2025
The Louisiana Office of Financial Institutions issued its December 2025 Monthly Bulletin detailing regulatory actions regarding bank holding companies, banks, and branches. The document records the approval of Fleur Capital Corporation's statutory share exchange to become a one-bank holding company and the proposed merger of Farmers-Merchants Bank & Trust Company into Merchants & Marine Bank. Additionally, the bulletin lists approved branch openings by M C Bank & Trust Company, a main office relocation for Caldwell Bank and Trust Company, and regulatory notices concerning loan production offices.
STATE OF LOUISIANA OFFICE OF FINANCIAL INSTITUTIONS BATON ROUGE, LOUISIANA
MONTHLY BULLETIN
DECEMBER 2025
BANK HOLDING COMPANIES No Activity
BANKS/THRIFTS/CREDIT UNIONS/TRUST COMPANIES Approved December 4, 2025 Application by Fleur Capital Corporation, Simmesport, Avoyelles Parish, LA, to engage in a statutory share exchange with Simmesport State Bank, Simmesport, Avoyelles Parish, LA, whereby Fleur Capital Corporation will become a one-bank holding company.
Filed December 10, 2025 Proposed Merger of Farmers-Merchants Bank & Trust Company, Breaux Bridge, St. Martin Parish, LA, with and into Merchants & Marine Bank, Pascagoula, Jackson County, MS, under the Charter of and with the Title: Merchants & Marine Bank, domiciled in Pascagoula, Jackson County, MS, and to establish the existing offices of Farmers-Merchants Bank & Trust Company as branches of Merchants & Marine Bank.
BRANCHES Approved December 2, 2025 TYLER STREET BANKING CENTER proposed by M C Bank & Trust Company, Morgan City, St. Mary Parish, LA, to be located at 516 South Tyler Street, Covington, St. Tammany Parish, LA 70433.
Filed December 11, 2025 WEST HOUMA BANKING CENTER proposed by M C Bank & Trust Company, Morgan City, St. Mary Parish, LA, to be located at 5830 Main Street, Houma, Terrebonne Parish, LA 70360.
CHANGES OF LOCATION/CONSOLIDATIONS Approved December 5, 2025 Caldwell Bank and Trust Company, Columbia, Caldwell Parish, LA, proposes to relocate its MAIN OFFICE from 202 Main Street to 6471 Highway 165 (a distance of approximately 1.3 miles), both locations within Columbia, Caldwell Parish, LA 71418.
POST OFFICE BOX 94095, BATON ROUGE, LOUISIANA 70804-9095 (225) 925-4660 DEPOSITORY FAX # (225) 925-4548 HUMAN RESOURCES FAX# (225) 925-4665 LEGAL FAX # (225) 922-2592 SECURITIES FAX # (225) 925-4511 NON DEPOSITORY FAX # (225) 922-2860 MAIL ROOM FAX # (225) 925-4524 Web Site: www.ofi.la.gov email: ofila@ofi.la.gov
MONTHLY BULLETIN – DECEMBER 2025 PAGE 2
LOAN PRODUCTION OFFICES (LPOs) / DEPOSIT PRODUCTION OFFICES (DPOs) / COMBINATION LPOs-DPOs Filed/No Objection December 8, 2025 First Guaranty Bank, Hammond, Tangipahoa Parish, LA, proposes to close its LAKE CHARLES LOAN PRODUCTION OFFICE located at 4740 Nelson Road, Suite 320, Lake Charles, Calcasieu Parish, LA 70605.
Withdrawn December 8, 2025 HUNTSVILLE LOAN PRODUCTION OFFICE proposed by Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 600 Boulevard South SW, Suite 104, Huntsville, Madison County, AL 35802.
No Objection December 22, 2025 GULF COAST BANK AND TRUST PANAMA CITY BEACH LOAN PRODUCTION OFFICE proposed by Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 2407 Ruth Hentz Avenue, Panama City, Bay County, FL 32405.
SUBSIDIARIES Applications No Activity
Notice-Only No Activity
TRUST POWERS No Activity
OTHER No Activity
Any questions should be directed to Pam Skelton at (225) 922-2627.