Amending Circular 1/26 of the Sole Insurance and Surety Circular

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DOF: 20/02/2026

AMENDING CIRCULAR 1/26 OF THE SOLE INSURANCE AND SURETY CIRCULAR

A seal with the National Coat of Arms appears at the margin, which reads: United Mexican States.- Treasury.- Secretariat of Finance and Public Credit.-

National Insurance and Sureties Commission.

AMENDING CIRCULAR 1/26 OF THE SOLE INSURANCE AND SURETY CIRCULAR

(ANNEX 14.2.1-y)

The National Insurance and Sureties Commission, based on the provisions of articles 26, second paragraph, 200, 201, 202, 366, section II, 367, sections I and II, 369, section I, 372, sections V, VI, XLI and XLII, 373 and 381 of the Law of Insurance and Surety Companies, and:

CONSIDERING

That in the exercise of supervisory powers, inconsistencies were identified in the determination of constitutive amounts for cases of old-age disability that fall under the scenario of changing from Programmed Retirement to Life Annuity, since the current technical note made known through Amending Circular 11/23 published in the Official Journal of the Federation on December 27, 2023, does not contemplate that in such cases the reference for the purpose of calculating the sufficiency of the individual account must be the average of the guaranteed pensions corresponding to a minimum wage and sixty years of age obtained from the table of Article 170 of the Social Security Law (LSS), as established in the last paragraph of Article 157 of that same Law.

That adjustments were made to the technical note for the calculation of the constitutive amount of life annuities for retirement, old-age and disability insurance corresponding to the pension regime of the Mexican Social Security Institute (IMSS), in order to incorporate the reference to the average of the guaranteed pensions corresponding to a minimum wage and sixty years of age from the table of said Article 170 of the LSS, in the calculation of constitutive amounts for cases of old-age disability that fall under the scenario of changing from Programmed Retirement to Life Annuity.

That the Law of Systems for Retirement Savings in its Article 81 establishes that the procedures related to the calculation of the constitutive amount for the contracting of life annuities and survival insurance will be in charge of the Committee referred to in said provision.

That said Committee, in its Session of October 21, 2025, approved the adjustments to the calculation procedures for the constitutive amounts for pensions derived from retirement, old-age and disability insurance, in order to specify the reference for the calculation of the constitutive amount of old-age disability pensions that fall under the scenario of changing from Programmed Retirement to Life Annuity.

That in view of the foregoing, attending to what is provided in articles 26, second paragraph, 200, 201 and 202 of the Law of Insurance and Surety Companies, so that institutions authorized to practice Pension Insurance derived from Social Security Laws have the technical support for the premium of these insurance, it is considered necessary to modify Annex 14.2.1-y of the Sole Insurance and Surety Circular, in order to modify the Technical Note for the determination of the Constitutive Amount for pensions derived from retirement, old-age and disability insurance and the Technical Note for the determination of the constitutive amount for pensions derived from Article 172-A of the LSS applicable to policies issued under the coverage of the "Decree by which various provisions of the Social Security Law and the Law of Systems for Retirement Savings are reformed, added and repealed", published in the Official Journal of the Federation on December 16, 2020, by the one approved on October 21, 2025 by the Committee referred to in Article 81 of the Law of Systems for Retirement Savings.

That in light of the considerations exposed, this Commission, with the agreement of its Board of Directors, issues the following modification to the Sole Insurance and Surety Circular in the following terms:

AMENDING CIRCULAR 1/26 OF THE SOLE INSURANCE AND SURETY CIRCULAR

(Annexes 14.2.1-y)

SOLE.-

Annex 14.2.1-y of the Sole Insurance and Surety Circular is modified.

TRANSITORY

FIRST.- Publish in the Official Journal of the Federation.

SECOND.- This Amending Circular will enter into force the day following its publication in the Official Journal of the Federation.

Respectfully

Mexico City, January 28, 2026. - The President of the National Insurance and Sureties Commission, Ricardo Ernesto Ochoa Rodríguez. - Rubric.

ANNEX 14.2.1-y

TECHNICAL NOTE FOR THE DETERMINATION OF THE CONSTITUTIVE AMOUNT FOR PENSIONS DERIVED FROM RETIREMENT, OLD-AGE AND DISABILITY INSURANCE AND TECHNICAL NOTE FOR THE DETERMINATION OF THE CONSTITUTIVE AMOUNT FOR PENSIONS DERIVED FROM ARTICLE 172-A OF THE SOCIAL SECURITY LAW, APPLICABLE TO POLICIES ISSUED UNDER THE COVERAGE OF THE DECREE BY WHICH VARIOUS PROVISIONS OF THE SOCIAL SECURITY LAW AND THE LAW OF SYSTEMS FOR RETIREMENT SAVINGS ARE REFORMED, ADDED AND REPEALED, PUBLISHED IN THE OFFICIAL JOURNAL OF THE FEDERATION ON DECEMBER 16, 2020.

TECHNICAL NOTE FOR PENSIONS DERIVED FROM RETIREMENT, OLD-AGE AND DISABILITY INSURANCE

Index

Section 1

I.- Definitions

II.- Determination of the calculation factor for overdue payments

Section 2

I.- Disability Insurance for Children

a) Disability Insurance for Children - Definitions

b) Pensioner(s) with children and spouse

c) Pensioner(s) with children without spouse

d) Net premium for disability insurance for children of retirement insurance calculated at rate i

Section 3

I.- Basic premium for pensions of the Retirement, Old-Age and Disability Insurance (RCV)

a) RCV titular pensioner(s) with children and spouse

b) RCV titular pensioner(s) with spouse without children

c) RCV titular pensioner(s) with children without spouse

d) RCV titular pensioner(s) with ascendants

e) RCV titular pensioner(s) without children, spouse or ascendants

II.- Net premium for pensions of the Retirement, Old-Age and Disability Insurance

Section 4

I.- Basic Premium of the Survival Insurance (PBSS)

a) RCV titular pensioner(s) with children and spouse

b) RCV titular pensioner(s) with spouse without children

c) RCV titular pensioner(s) with children orphaned of father or mother

d) RCV titular pensioner(s) with children with father or mother without right to pension

e) RCV titular pensioner(s) with ascendants

f) RCV titular pensioner(s) with spouse and n children with both parents (null orphanhood) and m orphaned of father or mother (simple orphanhood)

g) RCV titular pensioner(s) with n children with father or mother without right to pension (null orphanhood) and m orphaned of father or mother (simple orphanhood)

II.- Disability Insurance for Children

a) Definitions applicable to subsections b, c and d

b) Titular pensioner(s) with children and spouse

c) Titular pensioner(s) with children orphaned of father or mother

d) Titular pensioner(s) with children with father (mother) without right to pension

e) Definitions applicable to subsections f and g

f) Titular pensioner(s) with spouse and n children with both parents (null orphanhood) and m orphaned of father or mother (simple orphanhood)

g) Titular pensioner(s) with n children with father or mother without right to pension (null orphanhood) and m orphaned of father or mother (simple orphanhood)

III.- Settlement for children

IV.- Net Premium of the Survival Insurance

V.- Constitutive Amount of the Survival Insurance

Section 5

I.- Life Annuity and Constitutive Amount of Early Retirement (Art. 158 of the Social Security Law)

II.- Life Annuity and Constitutive Amount for pensions of the Old-Age and Disability Insurance

III.- Life Annuity and Constitutive Amount in case of change from Programmed Retirement to pensions of the Old-Age and Disability Insurance

according to article 157 of the Social Security Law

IV.- Life Annuity and Constitutive Amount in case of change from Programmed Retirement to pensions of the Old-Age Insurance according to

article 164 of the Social Security Law

V.- Life Annuity and Constitutive Amount of the Survival Insurance in case of Programmed Retirement

VI.- Calculation of the initial rent for pensions of the Retirement, Old-Age and Disability Insurance

Section 1

I.- Definitions

Technical interest rate. It corresponds to the rate offered by the insurance company.

k p x

Probability that an individual of age x reaches age x+k.

Probability of becoming disabled between ages x and x+k.

Probability that an invalid individual of age x remains so until reaching age x+k.

Probability that an individual of age x survives until reaching age x+k. Considered in the determination of survival insurance.

Last age of the mortality table.

Spouse's age.

Age of father or mother without right to pension. Woman

, Man

x 1 ,x 2 , ... ,x n+m

Age of children in ascending order.

x 1

Age of the youngest child of the n+m

X 1 = min(x 1 ,x 2 ,...,x n ,x n+ 1 ,...,x n+m )

Number of children.

Number of first-degree ascendants who depend economically on the insured or pensioner.

z 1 ,z 2 ,...,z np

Age of ascendants in ascending order.

FR PV

Reference date for the calculation of overdue payments to be considered in accordance with the procedures of the pension process.

FC

Calculation date.

PV

Amount of overdue payments on the processing date.

AA

Assistance aids on the pension calculation date.

PBSRCV i

Basic premium for pensions of the retirement, old-age and disability insurance calculated at rate i.

PNRCV i

Net premium for pensions of the retirement, old-age and disability insurance calculated at rate i.

PSIH i

Basic premium for disability insurance for children of retirement insurance calculated at rate i.

PNSIH i

Net premium for disability insurance for children of retirement insurance calculated at rate i.

PBSS i

Basic premium for survival insurance calculated at rate i.

PSIH ssi

Premium for disability insurance for children of survival insurance calculated at rate i.

PFH i

Children's settlement premium.

PNSS i

Net premium for survival insurance calculated at rate i.

MCSS i

Constitutive amount of survival insurance calculated at rate i.

PNSR i

Net premium for the case of early retirement calculated at rate i.

MCSR i

Constitutive amount for the case of early retirement calculated at rate i.

PNSCV i

Net premium for pensions of the old-age and disability insurance calculated at rate i.

MCSCV i

Constitutive amount for pensions of the old-age and disability insurance calculated at rate i.

PNRP i

Net premium in case of change from programmed retirement to pensions of the old-age and disability insurance calculated at rate i.

MCRP i

Constitutive amount in case of change from programmed retirement to pensions of the old-age and disability insurance calculated at rate i.

MCSSRP i

Constitutive amount of survival insurance in case of programmed retirement.

Percentage for safety margin.

PG c

Average of the guaranteed pensions, corresponding to a minimum wage and sixty years of age, according to the table established in Article 170 of the Social Security Law updated to the date of the determination of the rent in accordance with inflationary factors.

PG r

Guaranteed pension according to the weeks of contribution, the contribution base salary and the age, according to what is established in articles 158, 164 and 170 of the Social Security Law, updated to the date of the determination of the rent in accordance with inflationary factors.

FACBI

For RCV purposes, it will be the factor for updating the life annuity for inflation calculated in accordance with Annex 14.2.1-m of these provisions.

FI

Inflation estimation factor for the processing month calculated in accordance with Annex 14.2.1-m of these provisions.

Basic pension in case of early retirement, calculated based on the individual account without considering family allowances or assistance aids.

Basic pension of the old-age and disability insurance, calculated based on the individual account without considering family allowances or assistance aids.

Basic pension in case of change from programmed retirement to old-age and disability insurance, calculated based on the individual account without considering family allowances or assistance aids.

Basic pension in case of change from programmed retirement to old-age insurance, calculated based on the individual account without considering family allowances or assistance aids.

Reference rent for the calculation of the constitutive amount of survival insurance in case of programmed retirement.

Initial rent to be received by the titular pensioner in case of early retirement, considering family allowances, assistance aids and the family composition in effect on the calculation date.

Initial rent to be received by the titular pensioner of the old-age and disability insurance, considering family allowances, assistance aids and the family composition in effect on the calculation date.

Initial rent to be received by the titular pensioner in case of change from programmed retirement to old-age and disability insurance, considering family allowances, assistance aids and the family composition in effect on the calculation date.

Initial rent to be received by the titular pensioner in case of change from programmed retirement to old-age insurance, considering family allowances, assistance aids and the family composition in effect on the calculation date.

Reference rent for the calculation of the constitutive amount of survival insurance in case of programmed retirement, considering family allowances, assistance aids and the family composition in effect on the calculation date.

Life annuity unit issued by CONSAR.

PV RCVp

Factor for overdue payments on the calculation date, for pensions of the retirement, old-age and disability insurance, in accordance with the terms of the pension process, and the family composition in effect on the calculation date; 0PV RCVp.

PNSIHi

Net premium for disability insurance for children of retirement insurance calculated at rate i.

CI

Individual account referred to in Article 159, section I, of the LSS.

For the case of early retirement and for pensions of the old-age and disability insurance (Art. 158 of the Social Security Law), it is the percentage of the excess of the individual account, which will be used to acquire a life annuity above 1.3 times the guaranteed pension (PG r ) at the pensioner's selection. 0%XL1.

For the case of early retirement (Art. 158 of the Social Security Law), it is the amount of the individual account to be withdrawn by the titular pensioner at the pensioner's selection.

For pensions of the old-age and disability insurance (Art. 158 of the Social Security Law), it is the amount of the individual account to be withdrawn by the titular pensioner at the pensioner's selection.

Multiple Decrements

Let:

the probability that a child or orphan of age x loses their right between age x and x+1.

Probability that an individual of age x dies between ages x and x+1, considering improvements in life expectancy (dynamic active table or "diagonal").

Probability that an individual of age x stops studying between ages x and x+1.

Adjusted probability that an individual of age x dies between ages x and x+1.

Adjusted probability that an individual of age x stops studying between ages x and x+1.

II.- Determination of the calculation factor for overdue payments

Let:

the number of natural days between dates FR PV and FC

If FR PV = FC, then

Exposure factor for the calculation of overdue payments

a) Titular pensioner for RCV

with children and spouse

b) Titular pensioner for RCV with spouse without children

c) Titular pensioner for RCV with children without spouse

d) Titular pensioner for RCV with ascendants

e) Titular pensioner for RCV without children, spouse or ascendants

Section 2

I.- Disability Insurance for Children

a) Disability Insurance for Children - Definitions

Defined for this insurance:

b) Pensioner(s) with children and spouse

Where:

c) Pensioner(s) with children without spouse

Where:

d) Net premium for disability insurance for children of retirement insurance calculated at rate i.

PNSIH i = PSIH i x FACBI x FI

Section 3

I.- Basic premium for pensions of the Retirement, Old-Age and Disability Insurance (RCV)

a) Titular pensioner(s) for RCV

with children and spouse

Where:

It is the probability that j children of n original maintain the right as beneficiaries in year k.

It is the benefit to be paid by the beneficiaries considering that the spouse survives.

It is the benefit to be paid by the beneficiaries considering that the spouse has died.

b) Titular pensioner(s) for RCV

with spouse without children

Where:

It is the benefit to be paid by the survivor considering that the spouse survives.

It is the benefit to be paid by the survivor considering that the spouse has died.

c) Titular pensioner(s) for RCV

with children without spouse

Where:

It is the probability that j children of n original maintain the right as beneficiaries in year k.

It is the benefit to be paid by the beneficiaries.

d) Titular pensioner(s) for RCV

with ascendants

Where:

It is the probability that j parents of (np) original survive.

It is the benefit to be paid by the beneficiaries.

e) Titular pensioner(s) for RCV

without children, spouse or ascendants

Where:

Basic premium for the Retirement, Old-Age and Disability Insurance

PBSRCV i = A i

II.- Net premium for pensions of the Retirement, Old-Age and Disability Insurance

where it can be , , or.

Section 4

I. Basic Premium of the Survival Insurance (PBSS)

a) Titular pensioner(s) for RCV with children and spouse

Where:

=

It is the probability that j children of n original maintain the right as beneficiaries in year k.

It is the benefit to be paid by the survivors considering that the spouse survives.

It is the benefit to be paid by the survivors considering that the spouse has died.

b) Titular pensioner(s) for RCV with spouse without children

c) Titular pensioner(s) for RCV with children orphaned of father or mother

Where:

It is the probability that j children of n original maintain the right as beneficiaries in year k.

It is the benefit to be paid by the beneficiaries.

d) Titular pensioner(s) for RCV with children with father or mother without right to pension

Where:

It is the probability that j children of n original maintain the right as beneficiaries in year k.

It is the benefit to be paid by the beneficiaries considering that the father or mother without right to pension survives.

It is the benefit to be paid by the beneficiaries considering that the father or mother without right to pension dies.

e) Titular pensioner(s) for RCV with ascendants

f)

Titular pensioner(s) with spouse and n children with both parents (null orphanhood) and m orphaned of father or mother (simple orphanhood)

Where:

It is the probability that i children with null orphanhood of n original maintain the right as beneficiaries in year k.

It is the probability that j simple orphans of m original maintain the right as beneficiaries in year k.

It is the benefit to be paid to the i children with null orphanhood and to the j simple orphans considering that the husband/wife survives.

It is the benefit to be paid to the beneficiaries considering that the husband/wife has died.

g)

Titular pensioner(s) with n children with father or mother without right to pension (null orphanhood) and m orphaned of father or mother (simple orphanhood)

Where:

It is the probability that i children with null orphanhood of n original maintain the right as beneficiaries in year k.

It is the probability that j simple orphans of m original maintain the right as beneficiaries in year k.

It is the benefit to be paid to the i children with null orphanhood and to the j simple orphans considering that the father(mother) without right to pension survives.

It is the benefit to be paid to the beneficiaries considering that the father(mother) without right to pension has died.

Section 4

II.- Disability Insurance for Children

a) Definitions applicable to subsections b, c and d

Defined for this insurance:

b) Titular pensioner(s) with children and spouse

Where:

Where:

c) Titular pensioner(s) with children orphaned of father or mother

Where:

d) Titular pensioner(s) with children with father (mother) without right to pension

Where:

e) Definitions applicable to subsections f and g

f)

Titular pensioner(s) with spouse and n children with both parents (null orphanhood) and m orphaned of father or mother (simple orphanhood)

Where:

g)

Titular pensioner(s) with n children with father or mother without right to pension (null orphanhood) and m orphaned of father or mother (simple orphanhood)

Where:

III.- Settlement for children

IV.- Net Premium of the Survival Insurance

where it can be , , or.

V.- Constitutive Amount of the Survival Insurance

Section 5

I.- Life Annuity and Constitutive Amount of Early Retirement (Art. 158 of the Social Security Law)

·

If

, then:

·

If

, then:

where it is determined in chapter VI of this section.

II.- Life Annuity and Constitutive Amount

for pensions of the Old-Age and Disability Insurance

·

If

, then:

·

If

, then:

·

If , then:

where it is determined in chapter VI of this section.

III.- Life Annuity and Constitutive Amount in case of change from Programmed Retirement to pensions of the Old-Age and Disability Insurance

according to article 157 of the Social Security Law

·

, then:

·

, then:

where it is determined in chapter VI of this section.

IV.- Life Annuity and Constitutive Amount in case of change from Programmed Retirement to pensions of the Old-Age Insurance according

to article 164 of the Social Security Law

·

, then:

·

, then:

where it is determined in chapter VI of this section.

V.- Life Annuity and Constitutive Amount of the Survival Insurance in case of Programmed Retirement

For the purpose of determining the premium for survival insurance (Art. 194 of the Social Security Law):

·

, then:

·

, then:

where it is determined in chapter VI of this section.

VI.- Calculation of the initial rent for pensions of the Retirement, Old-Age and Disability Insurance

a) Titular pensioner(s) for RCV

with children and spouse

b) Titular pensioner(s) for RCV with spouse without children

c) Titular pensioner(s) for RCV with children without spouse

d) Titular pensioner(s) for RCV with ascendants

e) Titular pensioner(s) for RCV without children, spouse or ascendants

where

can be , , , or, and can be

, , , or, respectively.

TECHNICAL NOTE FOR PENSIONS DERIVED FROM ARTICLE 172-A OF THE SOCIAL SECURITY LAW

Index

Section 1

I.- Definitions

Section 2

I.- Basic Premium of the Pension Derived from Article 172-A of the Social Security Law

a)

Widow(er) and orphans

b)

Widow(er) without orphans

c)

Orphans of father and mother (double orphans)

d)

Orphans with father (mother) without right to pension

e)

n orphans with father (mother) without right to pension (simple orphans) and m orphans of father and mother (double orphans)

f)

Widow(er) and n orphans with father or mother (simple orphans) and m orphans of father and mother (double orphans)

g)

Ascendants

II.- Invalidity Insurance Premium for Orphans of the Pension Derived from Article 172-A of the Social Security Law

a)

Invalidity Insurance for Orphans - Definitions

b)

Widow(er) and orphans

c)

Orphans of father and mother

d)

Orphans with father (mother) without right to pension

e)

n orphans with father (mother) without right to pension and m orphans of father and mother (double orphans)

f)

Widow(er) and n orphans with father or mother (simple orphans) and m orphans of father and mother (double orphans)

III.- Settlement for Orphans of the Pension Derived from Article 172-A of the Social Security Law

IV.- Net Premium of the Pension Derived from Article 172-A of the Social Security Law

V.- Constitutive Amount of the Pension Derived from Article 172-A of the Social Security Law

Section 1

I.- Definitions

i

Technical interest rate.

v

k p x

Probability that an individual of age x reaches age x+k .

Probability of becoming disabled between ages x and x+k .

Probability that a disabled individual of age x remains so until reaching age x+k .

Probability that an individual of age x survives until reaching age x+k . Considered in the determination of the survivorship insurance.

Last age of the mortality table.

y

Age of the spouse.

Age of the father or mother without right to pension. Woman =x-5 , Man =y+5 .

x 1 ,x 2 ,...,x n+m

Age of the children in ascending order.

x 1

Age of the youngest child among the n+m orphans.

X 1 = min(x 1 ,x 2 ,...,x n ,x n+ 1 ,...,x n+m).

n, m

Number of children.

na

Number of ascendants who were economically dependent on the insured or pensioner.

z 1 ,z 2 ,...,z na

Age of the ascendants.

PV

Amount of overdue payments not prescribed as of the processing date, calculated according to Annex 14.2.1-i of these provisions.

PBSV

Basic premium of the pension derived from Article 172-A LSS.

PSIH

Basic premium of the Invalidity Insurance for Children derived from Article 172-A LSS.

PFH

Basic premium of the Settlement for Children derived from Article 172-A LSS.

PNSV

Net premium of the pension derived from Article 172-A LSS.

MCSV

Constitutive Amount of the basic premium of the pension derived from Article 172-A LSS.

Percentage for safety margin.

PG r

Guaranteed pension received by the titular insured at the moment of death occurred.

FAR

Annuity update factor calculated according to Annex 14.2.1-m of these provisions.

FACBI

Life annuity inflation update factor calculated according to Annex 14.2.1-m of these provisions.

FI

Inflation estimation factor of the processing month calculated according to Annex 14.2.1-m of these provisions.

Multiple Decrements

Let

be the probability that a child or orphan of age x loses their right between age x and x+1.

Probability that an individual of age x dies between ages x and x+1 , considering improvements in life expectancy (dynamic active table or " diagonal ").

Probability that an individual of age x stops studying between ages x and x+1.

Adjusted probability that an individual of age x dies between ages x and x+1 .

Adjusted probability that an individual of age x stops studying between ages x and x+1.

y

Section 2

I. Basic Premium of the Pension Derived from Article 172-A LSS

a) Widow(er) and orphans

Where:

Is the probability that j children out of n original maintain the right as beneficiaries in year k.

Is the benefit to be paid to the beneficiaries considering that the widow(er) survives.

Is the benefit to be paid to the beneficiaries considering that the widow(er) has died.

b) Widow(er) without orphans

c) Orphans of father and mother (double orphans)

Where:

Is the probability that j children out of n original maintain the right as beneficiaries in year k.

Is the benefit to be paid to the beneficiaries.

d) Orphans with father (mother) without right to pension

Where:

Is the probability that j children out of n original maintain the right as beneficiaries in year k.

Is the benefit to be paid to the beneficiaries considering that the father or mother without right to pension survives.

Is the benefit to be paid to the beneficiaries considering that the father or mother without right to pension dies.

e)

n orphans with father or mother without right to pension (simple orphans) and m orphans of father and mother (double orphans)

Where:

Is the probability that i simple orphans out of n original maintain the right as beneficiaries in year k.

Is the probability that j double orphans out of m original maintain the right as beneficiaries in year k.

Is the benefit to be paid to the i simple orphans and to the j double orphans considering that the father(mother) without right to pension survives.

Is the benefit to be paid to the beneficiaries considering that the father(mother) without right to pension has died.

f)

Widow(er) and n orphans with father or mother (simple orphans) and m orphans of father and mother (double orphans)

Where:

Is the probability that i simple orphans out of n original maintain the right as beneficiaries in year k.

Is the probability that j double orphans out of m original maintain the right as beneficiaries in year k.

Is the benefit to be paid to the i simple orphans and to the j double orphans considering that the widow(er) survives.

Is the benefit to be paid to the beneficiaries considering that the widow(er) has died.

g) Ascendants

II.- Invalidity Insurance Premium for Orphans of the Pension Derived from Article 172-A of the Social Security Law

a) Invalidity Insurance for Orphans - definitions

Defined for this insurance:

b)

Widow(er) and orphans

Where:

c)

Orphans of father and mother

Where:

d)

Orphans with father (mother) without right to pension

Where:

e)

n orphans with father (mother) without right to pension and m orphans of father and mother (double orphans)

Where:

f)

Widow(er) and n orphans with father or mother (simple orphans) and m orphans of father and mother (double orphans)

Defined for this insurance:

Where:

III.- Settlement for Orphans

IV.- Net Premium of the Pension Derived from Article 172-A of the Social Security Law

PNSV = PG r x (PBSV+PSIH+PFH) x FAR x FACBI x FI

V.- Constitutive Amount of the Pension Derived from Article 172-A of the Social Security Law

---

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