Amending Circular 18/17 of the Single Circular on Insurance and Sureties

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DOF: 22/12/2017

Amending Circular 18/17 of the Single Circular on Insurance and Sureties

At the margin, a seal with the National Coat of Arms, which reads: United Mexican States.- Ministry of Finance and Public Credit.- National Insurance and Sureties Commission.

AMENDING CIRCULAR 18/17 OF THE SINGLE CIRCULAR ON INSURANCE AND SURETIES

(Provisions 5.6.1., 5.6.2, 5.6.3., 5.6.5., 5.6.6., 5.6.9. and 38.1.4.; Annexes 38.1.4. and 38.1.5.; Seventy-Sixth Transitory Provision)

The National Insurance and Sureties Commission, based on the provisions of Articles 366, fraction II, 369, fraction I, 372, fractions VI and XLII, 373 and 381 of the Law of Insurance and Surety Institutions, and

CONSIDERING

That on April 4, 2013, the "Decree by which the Law of Insurance and Surety Institutions is issued and various provisions of the Law on the Insurance Contract are reformed and added" was published in the Official Gazette of the Federation, through which, in terms of its First Article, the Law of Insurance and Surety Institutions is issued.

That on December 19, 2014, the Single Circular on Insurance and Sureties was published in the Official Gazette of the Federation, through which the general provisions emanating from the Law of Insurance and Surety Institutions are made known, systematizing their integration and homogenizing the terminology used, in order to thereby provide legal certainty regarding the regulatory framework to which insurance institutions and mutual insurance societies, surety institutions, and other persons and entities subject to the inspection and supervision of the National Insurance and Sureties Commission must adhere in the development of their operations.

That with the objective of providing greater legal certainty regarding the regulatory framework to which the aforementioned entities must adhere, the National Insurance and Sureties Commission has deemed it necessary to make some modifications related to technical and contractual aspects foreseen in the Single Circular on Insurance and Sureties.

That in Chapter 5.6 of the Single Circular on Insurance and Sureties, guidelines are established for insurance institutions and mutual societies to carry out the valuation, constitution, and increase of catastrophic risk reserves, according to the lines and types of insurance they operate, making it necessary to modify various Provisions that make up said Chapter, in order to modify the procedure to determine the maximum balance that reserves for catastrophic risks of agricultural and animal insurance, credit, surety, housing credit, and catastrophic risks must reach at the close of each fiscal year, taking into account, within said procedure, that the maximum accumulation limit of said reserves will be obtained by considering the amount resulting from the higher of the probable maximum loss obtained at the end of the fiscal year, and the average of the probable maximum loss of the last five fiscal years.

That it is necessary to establish clarifications regarding the way in which the average probable maximum loss must be calculated, in case information from the five annual closings necessary for said calculation is not available.

That in congruence with the above, it is necessary to repeal the Seventy-Sixth Transitory Provision of the Single Circular on Insurance and Sureties, which refers to the aforementioned procedure, but only for the agricultural and animal line.

That with the aim of ensuring that the National Insurance and Sureties Commission has information regarding the valuation of technical reserves, structured in such a way that, while facilitating reporting, it allows for more agile exploitation for supervision purposes, it is necessary to modify Provision 38.1.4. and its corresponding Annex.

That in order to cooperate and facilitate the reporting of information by institutions, as well as to minimize duplication thereof, it is necessary to modify the Regulatory Report on Capital Requirements (RR-4) referred to in Annex 38.1.5. of the Single Circular on Insurance and Sureties, eliminating from it the reporting of information related to technical reserves, which is transferred to the Regulatory Report on Technical Reserves (RR-3) established in Annex 38.1.4. of the same Circular.

The method for determining the probable maximum loss must be prepared in the form and terms indicated in Annex 5.6.2 and its delivery will adhere to the procedure indicated in Chapters 39.1 and 39.6 of these Provisions.

The method for determining the probable maximum loss referred to in this fraction must be reviewed and signed by an actuary who holds certification in the valuation of technical reserves in the operation of damage insurance granted by the professional college of the specialty, or who holds the respective accreditation of knowledge before the Commission in terms of what is stated in Chapter 31.1, and presented to the Commission for registration prior to its use by the Insurance Institution, and

V. ...

5.6.3.

Authorized Insurance Institutions practicing in the operation of damage insurance, the housing credit line referred to in fraction XIII of Article 27 of the LISF, must constitute and increase a "catastrophic risk reserve for housing credit insurance", according to the following:

I. and II. ...

III.

The catastrophic risk reserve for housing credit insurance may be affected, with prior authorization from the Commission, when the retained loss ratio of the fiscal year exceeds 35% of the retained earned premium of the fiscal year in question;

IV.

The contributions for the constitution and increase of the catastrophic risk reserve for housing credit insurance referred to in fraction I of this Provision must be maintained in said reserve, from the time they have been made until the period resulting from the greater of the following concludes:

a) One hundred and forty-four months, and

b) The validity period of the housing credit insurance coverage that gave rise to the contribution.

Once the period resulting in accordance with the preceding paragraph has elapsed, the Insurance Institution must release the value, in real terms, of the original corresponding contribution, and

Subsequent to the close of each fiscal year, the reserve must be increased in accordance with what is stated in fractions I and II of this Provision.

When the values used for the calculations referred to in this fraction, such as insured sums or retention levels, in any fiscal year, are such that they significantly distort the calculation of the maximum accumulation limit of the catastrophic risk reserve for housing credit insurance referred to in this Provision, the Commission, prior to analysis of the situation, will establish the form and terms in which the situation must be corrected.

Subsequent to the close of each fiscal year, the reserve must be increased in accordance with what is stated in fractions I, II and III of this Provision.

The probable maximum loss at retention at the close of each year must be calculated in accordance with the technical bases indicated in Annex 5.1.5-a.

When the values used for the calculations referred to in this fraction, such as insured sums or retention levels, in any fiscal year, are such that they significantly distort the calculation of the maximum accumulation limit of the earthquake catastrophic risk reserve referred to in this Provision, the Commission, prior to analysis of the situation, will establish the form and terms in which the situation must be corrected.

38.1.4.

The Regulatory Report on Technical Reserves (RR-3) will contain:

I.

In the case of Institutions and Mutual Societies, with the exception of Insurance Institutions authorized to practice insurance of pensions derived from social security laws, the information established below, which must be presented within fifteen business days following the close of each quarter, with the exception of fourth-quarter information, which must be presented within the first twenty business days following the close of the fiscal year:

a)

Summaries of results of the valuation of technical reserves;

b)

Summaries of results of the valuation of recoverable reinsurance amounts;

c)

The summary of the determination of the "Result in the Valuation of the Long-Term Risk in Force Reserve due to Interest Rate Variations", referred to in Provision 5.20.6 of these Provisions;

d)

Information on premiums and claims for risk in force reserves and for obligations pending to be fulfilled for reported and unreported claims and adjustment expenses assigned to the claim, as well as information on paid claims and recovery of surety guarantees;

e)

Information on technical reserves, paid and received claims, and guarantee recovery, for the calculation of the solvency capital requirement;

f)

The report on the constitution and cancellation of specific technical reserves referred to in Provision 5.18.1 of these Provisions, ordered by the National Commission for the Protection and Defense of Users of Financial Services;

g)

The documents signed by the actuaries who prepared the valuations of technical reserves, as provided for in Article 226 of the LISF and Provision 31.1.1, and

h)

The valuation databases and summaries of results of the Probable Maximum Loss of earthquake and volcanic eruption insurance; hurricane and other hydrometeorological risks, and agricultural and animal insurance.

Likewise, said Report includes the following information, which must be presented within twenty business days following the close of each fiscal year:

a)

The details of the valuation, policy by policy, of risk in force reserves and sureties in force, as well as their corresponding recoverable amounts;

b)

The explanatory documents of the methodological detail of the valuation and of the procedure and results of the retrospective test, both for the risk in force reserve and for the reserve for obligations pending to be fulfilled for reported and unreported claims and adjustment expenses assigned to the claim, and

c)

In the case of Mutual Societies, the explanatory documents of the methodological detail of the valuation of the probable maximum loss of the insurance for which the Mutual Society must constitute a contingency reserve.

II.

In the case of Insurance Institutions authorized to operate insurance of pensions derived from social security laws, the information established below, which must be presented within fifteen business days following the close of each quarter, with the exception of fourth-quarter information, which must be presented within the first twenty business days following the close of the fiscal year:

a)

Summaries of results of the valuation of technical reserves;

b)

Additionally, for the case of Insurance Institutions authorized to operate Pension Insurance that operate Reinsurance, the summaries of results of the valuation of technical reserves corresponding to ceded, retained balances and Recoverable Reinsurance Amounts of the mathematical reserve of pensions and risk in force of Additional Benefits, and

c)

Insurance Institutions that have the authorization referred to in Provision 5.8.13. of these Provisions, the information related to the matching of asset and liability cash flows.

The Regulatory Report on Technical Reserves (RR-3) will be presented in accordance with what is stated in Annex 38.1.4. and its delivery will adhere to the procedure indicated in Chapters 39.1. and 39.3. of these Provisions.

SECOND.- Provision 5.6.9. is added to the Single Circular on Insurance and Sureties, to read as follows:

5.6.9.

Insurance Institutions and Mutual Societies that, for a given catastrophic risk, do not have information from five annual closings to determine the maximum balance that the catastrophic risk reserve must reach, will determine the average factor of probable maximum loss of valuable risks or, in its case, the average probable maximum loss of retention with the information from the closings of the fiscal years they have.

THIRD.- Annexes 38.1.4. and 38.1.5. of the Single Circular on Insurance and Sureties are modified.

FOURTH.- The Seventy-Sixth Transitory Provision of the Single Circular on Insurance and Sureties is repealed.

FIFTH.- The "LIST OF ANNEXES OF THE SINGLE CIRCULAR ON INSURANCE AND SURETIES" is modified to refer to the new name of Annex 38.1.4 of the same Single Circular, to read as follows:

"LIST OF ANNEXES OF THE SINGLE CIRCULAR ON INSURANCE AND SURETIES"

"..."

"Annex 38.1.4

Presentation of the Regulatory Report on Technical Reserves (RR-3)"

"..."

SIXTH.- The "LIST OF DOCUMENTATION AND INFORMATION REFERRED TO IN THE SINGLE CIRCULAR ON INSURANCE AND SURETIES TO WHICH ACCESS IS ACQUIRED THROUGH THE COMMISSION'S WEBSITE" is modified, so that it refers to the following:

Annex 38.1.5.

"General manual of data for solvency capital requirements", at the path: http://www.gob.mx/cnsf/acciones-y-programas/sistemas-de-informacion-30249? idiom=es

TRANSITORY PROVISIONS

FIRST.- What is established in Provisions 5.6.1., 5.6.2., 5.6.3., 5.6.5., 5.6.6. and 5.6.9. of the Single Circular on Insurance and Sureties, as well as the repeal of its Seventy-Sixth Transitory Provision, will be in effect from the business day following the publication of this Amending Circular in the Official Gazette of the Federation.

SECOND.- What is established in Provision 38.1.4. and in Annexes 38.1.4. and 38.1.5. of the Single Circular on Insurance and Sureties, will be applicable from the delivery of information of the Regulatory Reports on Technical Reserves (RR-3) and on Capital Requirements (RR-4), corresponding to the first quarter of 2018.

THIRD- In accordance with what is established in the first paragraph of Article Fifth of the "Agreement that establishes the guidelines that must be observed by the dependencies and decentralized organisms of the Federal Public Administration, regarding the issuance of general administrative acts to which Article 69-H of the Federal Administrative Procedure Law applies", published in the Official Gazette of the Federation of March 8, 2017, with the issuance of this Amending Circular, the National Insurance and Sureties Commission indicates the regulatory obligations that are modified with the purpose of duly complying with what is ordered in the cited Agreement:

1.- Modifications are implemented to Provision 38.1.4. of the Single Circular on Insurance and Sureties, relative to the Regulatory Report on Technical Reserves (RR-3), as well as its corresponding Annex, with which an administrative simplification is foreseen, because, of 12 types of reports that institutions must currently send, they will be reduced to 4 reports. This will imply that the number of modalities currently in the National Catalog of Procedures and Services of the State will be reduced by the same amount.

2.- With the modification to Annex 38.1.5. of the Single Circular on Insurance and Sureties, relative to the Regulatory Report on Capital Requirements (RR-4), a duplication of information is eliminated, by eliminating from it, two reports of information related to technical reserves, named: "IRTS Information on technical reserves of insurance" and "IRTF Information on technical reserves of sureties", because the information they contain will be taken from an already existing report, named Regulatory Report on Technical Reserves (RR-3).

The above is made known to you, based on Articles 366, fraction II, 369, fraction I, 372, fractions VI and XLII, 373 and 381 of the Law of Insurance and Surety Institutions.

Respectfully,

Effective Suffrage. No Re-election.

Mexico City, December 13, 2017.- The President of the National Insurance and Sureties Commission, Norma Alicia Rosas Rodríguez.- Rubric.

ANNEX 38.1.4.

PRESENTATION OF THE REGULATORY REPORT

ON TECHNICAL RESERVES (RR-3)

OF THE REPORT OF INFORMATION RELATIVE TO THE TECHNICAL RESERVES OF THE

INSTITUTIONS AND MUTUAL SOCIETIES, EXCEPT INSURANCE INSTITUTIONS

AUTHORIZED TO OPERATE PENSION INSURANCE DERIVED FROM SOCIAL SECURITY LAWS

In accordance with what is established in Provision 38.1.4. of this Circular, Institutions and Mutual Societies will deliver the Regulatory Report on Technical Reserves (RR-3) quarterly within fifteen business days following the close of each quarter, with the exception of fourth-quarter information, which must be presented within the first twenty business days following the close of the fiscal year, and its delivery will adhere to the procedure indicated in Chapters 39.1. and 39.3. of these Provisions.

Institutions and Mutual Societies will deliver the Regulatory Report on Technical Reserves (RR-3) by integrating the following products:

The product RR3REVAL, which will contain,

a)

Summaries of results of the valuation of technical reserves;

b)

Summaries of results of the valuation of recoverable reinsurance amounts;

c)

The summary of the determination of the "Result in the Valuation of the Long-Term Risk in Force Reserve due to Interest Rate Variations", referred to in Provision 5.20.6;

d)

Information on premiums and claims for risk in force reserves and for obligations pending to be fulfilled for reported and unreported claims and adjustment expenses assigned to the claim, as well as information on paid claims and recovery of surety guarantees;

e)

Information on technical reserves, paid and received claims, and guarantee recovery, for the calculation of the solvency capital requirement;

f)

The report on the constitution and cancellation of specific technical reserves referred to in Provision 5.18.1, ordered by the National Commission for the Protection and Defense of Users of Financial Services;

g)

The documents signed by the actuaries who prepared the valuations of technical reserves, as provided for in Article 226 of the LISF and Provision 31.1.1;

The product RR3BDPML, corresponding to the valuation databases and summaries of results of the Probable Maximum Loss of earthquake and volcanic eruption insurance; hurricane and other hydrometeorological risks, and agricultural and animal insurance.

The product RR3DETAN, which will contain:

a)

The details of the valuation, policy by policy, of risk in force reserves and sureties in force, as well as their corresponding recoverable amounts;

b)

The explanatory documents of the methodological detail of the valuation and of the procedure and results of the retrospective test, both for the risk in force reserve and for the reserve for obligations pending to be fulfilled for reported and unreported claims and adjustment expenses assigned to the claim, and

c)

In the case of Mutual Societies, the explanatory documents of the methodological detail of the valuation of the probable maximum loss of the insurance for which the Society must constitute a contingency reserve.

The delivery periodicity of the products mentioned above is summarized in Table 1 found at the end of this Annex. These will be sent through the SEIVE, through a user registered with the Commission. For sending, each of them must be encrypted in a file in .ZIP.PGP format and identified according to the following generic alphanumeric nomenclature of 21 characters:

a)

In the first eight positions, the specific identifier of the product must be placed.

b)

In the ninth position, the company type key must be placed, according to Table 2 appearing at the end of this Annex.

c)

From the tenth to the thirteenth positions, the number assigned to the Institution or Mutual Society in question must be placed. This number must be preceded by zeros until it occupies the four positions.

d)

From the fourteenth to the twenty-first positions, the report date must be indicated, specifying the year, month, and day in the yyyymmdd format.

Example: The Insurance Institution specialized in financial guarantee insurance, whose assigned number is 505, is going to deliver the technical reserve information corresponding to the close of March 2017. For the purposes of delivering the RR3REVAL product, the sending file must be named taking into account the following:

Concept

Associated Characters

Product: RR3REVAL

RR3REVAL

Type of institution: Insurance Institution authorized to operate financial guarantee insurance

G

Company number: 505

0505

Report date: March 31, 2017

20170331

The name of the sending file for the product will then be

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

Extension

R

R

3

R

E

V

A

L

G

0

5

0

5

2

0

1

7

0

3

3

1

.ZIP

.PGP

Description of the content of each of the products

Each of the products mentioned above is integrated, in turn, by a set of files of various formats.

The files that make up each of the products are described below. The usage instructions, text descriptors, and specific criteria for filling out the files making up each product, will be made known through the Commission's Website, in accordance with what is established in Provision 39.1.10.

Product RR3REVAL. Through this product, Institutions and Mutual Societies must send to the Commission the information corresponding to the summaries of results and certification of the valuation of technical reserves. This product must be presented within fifteen business days following the close of each quarter, with the exception of fourth-quarter information, which must be presented within the first twenty business days following the close of the fiscal year.

The product RR3REVAL is integrated by files of both structured and unstructured information, according to the following:

Structured Information

I.

The following files in TXT format.

RERRC: Summary of the valuation of the reserve for current risks.

PSRRC: Information on premiums and claims of the reserve for current risks.

REOPC: Summary of the valuation of the reserve for pending obligations.

PSOPC: Information on premiums and claims of the reserve for pending obligations for unreported losses and adjustment expenses assigned to the claim.

RECAT: Summary of the valuation of the catastrophic risk reserve.

RECON: Summary of the valuation of the contingency reserve of Mutual Societies.

REEXP: Summary of the valuation of the special technical reserve for the use of experimental rates.

REFVC: Summary of the valuation of surety reserves in force and contingency.

RPRGF: Information on paid claims and recoveries of surety guarantees.

IRVLP: Information on long-term life insurance reserves and flexible insurance for the calculation of the RCS.

IRMES: Information on the best estimator of current risk reserves and unreported loss reserves for the calculation of the RCS.

IRCAC: Information on risks based on the probable maximum loss and surety contingency reserve for the calculation of the RCS.

IRFIA: Information on surety reserves for the calculation of the RCS.

ITFIA: Information on paid, received claims and recovery of surety guarantees for the calculation of the RCS.

RHASH: Version control file.

Unstructured Information

II.

The following files in XLS format.

CTRLS: Control report of information delivery for Insurance Institutions and Mutual Societies.

RERRC: Summary of the valuation of the reserve for current risks.

PSRRC: Information on premiums and claims of the reserve for current risks.

REOPC: Summary of the valuation of the reserve for pending obligations.

PSOPC: Information on premiums and claims of the reserve for pending obligations for unreported losses and adjustment expenses assigned to the claim.

RECAT: Summary of the valuation of the catastrophic risk reserve.

RECON: Summary of the valuation of the contingency reserve of Mutual Societies.

REEXP: Summary of the valuation of the special technical reserve for the use of experimental rates.

CTRLF: Control report of information delivery for Institutions authorized to operate sureties.

REFVC: Summary of the valuation of surety reserves in force and contingency.

RPRGF: Information on paid claims and recoveries of surety guarantees.

IRSEG: Information on insurance reserves for the calculation of the RCS.

IRFIA: Information on surety reserves for the calculation of the RCS.

ITFIA: Information on paid, received claims and recovery of surety guarantees for the calculation of the RCS.

REESP: Specific technical reserve for pending obligations derived from a claim, ordered by the CONDUSEF.

III.

The following files in PDF format.

RRC##: Certification of the valuation of the reserve for current risks.

OPC##: Certification of the valuation of the reserve for pending obligations for unreported losses and adjustment expenses assigned to the claim.

CNT##: Certification of the valuation of the contingency reserve of Mutual Societies.

EXP##: Certification of the valuation of the special technical reserve for the use of experimental rates.

RECAT: Certification of the valuation of the catastrophic risk reserves.

REFVC: Certification of the valuation of the surety reserves in force and contingency.

In the names of the PDF files indicated in items 1) to 4) immediately above, the characters ## must be replaced by 01, for life operations; 02, for accident and health operations; and 03, for damage operations.

The files in PDF format must be legible, maintaining a minimum resolution of 200 dots per inch (dpi), and one file must be sent for each of the documents mentioned.

Each of the files indicated above will be identified with an alphanumeric nomenclature of 26 characters, as follows:

a)

The first eight positions will be reserved for the product identifier: RR3REVAL.

b)

From the ninth to the thirteenth positions, the key corresponding to the file identifier must be placed, as applicable.

c)

In the fourteenth position, the company type key must be placed.

d)

From the fifteenth to the eighteenth positions, the key assigned to the company must be placed, this key must be preceded by zeros until it occupies four spaces.

e)

From the nineteenth to the twenty-sixth positions, the report date must be indicated, indicating the year, month, and day.

Example: The Insurance Institution specialized in financial guarantee insurance, whose assigned number is 505, will send the information, in XLS format, corresponding to the summary of the valuation of the reserve for current risks of the March 2017 closing. For delivery purposes, the sending file must be named taking into account the following:

Concept Associated Characters

Product: RR3REVAL RR3REVAL

File Identifier RERRC

Institution Type: Insurance Institution authorized to operate financial guarantee insurance G

Company Number: 505 0505

Report Date: March 31, 2017 20170331

The name of the product sending file will then be

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 Extension R R 3 R E V A L R E R R C G 0 5 0 5 2 0 1 7 0 3 3 1 .XLS

Institutions and Mutual Societies must send all files of this product that are applicable to them, based on the operations and lines of business they are authorized to conduct.

Product RR3BDPML. In this product, Insurance Institutions and Mutual Societies must submit to the Commission the information corresponding to the input databases and the results of the probable maximum loss calculation systems for earthquake and volcanic eruption insurance (System R), hurricane and other hydrometeorological risks (System RH-Mex) and agricultural and animal insurance (System AyA-Mex).

The RR3BDPML product is integrated by the following unstructured information files:

I.

For earthquake and volcanic eruption insurance:

The TEV## files, in MDB format, containing the input databases for the calculation of the Probable Maximum Loss of earthquake and volcanic eruption insurance (inputs for System R). In the naming of the aforementioned files, the characters ## must be replaced by those indicated in the following table, according to the portfolio type:

Portfolio

Independent 01

Collective 02

Non-valuable 03

The BRTEV file in DBF format, generated by System R, containing the policy-by-policy results database of the Probable Maximum Loss calculation for earthquake and volcanic eruption insurance.

The RGTEV file in XLS format, generated by System R, containing the general results of the Probable Maximum Loss calculation for earthquake and volcanic eruption insurance.

II.

For hurricane and other hydrometeorological risks insurance:

The HID## files, in MDB format, containing the input databases for the calculation of the Probable Maximum Loss of hurricane and other hydrometeorological risks insurance (inputs for System RH-Mex). In the naming of the aforementioned files, the characters ## must be replaced by those indicated in the following table, according to the portfolio type:

Portfolio

Independent 01

Collective 02

The BRHID file in TXT format, generated by System RH-Mex, containing the policy-by-policy results database of the Probable Maximum Loss calculation for hurricane and other hydrometeorological risks insurance.

The RGHID file in XLS format, generated by System RH-Mex, containing the general results of the Probable Maximum Loss calculation for hurricane and other hydrometeorological risks insurance.

The HIDNV file in XLS format, containing the Probable Maximum Loss calculation for non-valuable risk policies of hurricane and other hydrometeorological risks insurance.

III.

For agricultural and animal insurance:

The AYA## files, in CSV format, containing the input databases for the calculation of the Probable Maximum Loss of agricultural and animal insurance (inputs for System AyA-Mex). In the naming of the aforementioned files, the characters ## must be replaced by those indicated in the following table, according to the portfolio type:

Portfolio

Agricultural non-funds 01

Livestock non-funds 02

Agricultural funds 03

Livestock funds 04

The BAA## files, in CSV format, generated by System AyA-Mex, containing the policy-by-policy results database of the Probable Maximum Loss calculation for agricultural and animal insurance. In the naming of the aforementioned files, the characters ## must be replaced by those indicated in the following table, according to the portfolio type:

Portfolio

Agricultural non-funds 01

Livestock non-funds 02

Agricultural funds 03

Livestock funds 04

The RAA## files, in XLS format, generated by System AyA-Mex, containing the general results of the Probable Maximum Loss calculation for agricultural and animal insurance. In the naming of the aforementioned files, the characters ## must be replaced by those indicated in the following table, according to the portfolio type:

Portfolio

Non-Funds 01

Funds 02

The AYANV file in XLS format, containing the Probable Maximum Loss calculation for non-valuable risk policies of agricultural and animal insurance.

The indicated files will be identified with a generic alphanumeric nomenclature of 26 characters, as follows:

a)

The first eight positions will be reserved for the product identifier: RR3BDPML.

b)

From the ninth to the thirteenth positions, the key corresponding to the file identifier must be placed, as applicable.

c)

In the fourteenth position, the company type key must be placed ("S"):

d)

From the fifteenth to the eighteenth positions, the key assigned to the company must be placed, this key must be preceded by zeros until it occupies four spaces.

e)

From the nineteenth to the twenty-sixth positions, the report date must be indicated, indicating the year, month, and day.

Example: For the purpose of sending to the Commission the input database for the calculation of the Probable Maximum Loss of hurricane and other hydrometeorological risks insurance (inputs for System RH-Mex) of the collective policy portfolio, corresponding to the second quarter of 2017, the Mutual Society with key 153, the corresponding file must be named taking into account the following:

Concept Associated Characters

Product: RR3BDPML RR3BDPML

File: Input database for the calculation of the Probable Maximum Loss of hurricane and other hydrometeorological risks insurance (inputs for System RH-Mex) of the collective policy portfolio HID02

Institution Type: Mutual Society S

Company Number: 153 0153

Report Date: June 30, 2017 20170630

The file must then be named as:

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 Extension R R 3 B D P M L H I D 0 2 S 0 1 5 3 2 0 1 7 0 6 3 0 .MDB

Institutions and Mutual Societies must send all files of this product that are applicable to them, based on the operations and lines of business they are authorized to conduct.

Product RR3DETAN. Through this product, Insurance Institutions and Mutual Societies must submit to the Commission the information corresponding to the databases with the detail and explanatory documents related to the valuation of technical reserves. This product must be presented within twenty business days following the closing of each fiscal year and is integrated by the following files:

The RR3DETAN product is integrated by both structured and unstructured information files, as follows:

Structured Information

I.

The following files in TXT format, corresponding to the databases with the policy-by-policy valuation detail:

File Information

RRC## Reserve for current risks IRR## Recoverable amounts of reinsurance of the reserve for current risks RFVBR Surety reserves in force RFVIR Recoverable amounts of reinsurance of the surety reserves in force

In the names of the TXT files indicated in the table above, the characters ## must be replaced by those indicated below, according to the portfolio type:

Portfolio

Short-term life 01

Traditional long-term life 02

Flexible life 03

Accidents and diseases 04

Civil liability, Maritime and transports, Fire and Miscellaneous 05

Agricultural and animals 06

Automobiles 07

Credit 08

Bail 09

Housing credit 10

Financial guarantee 11

Earthquake and/or volcanic eruption 12

Hurricane and/or other hydrometeorological risks 13

Sureties 14

II.

The following files in TXT format, corresponding to the catalogs of keys of special monetary units and insurance plans reported in the text files of the policy-by-policy valuation databases.

File Information

CAMON Catalog of keys of special monetary units reported in the text files of the detail databases of the valuation CAPLA Catalog of keys and characteristics used to classify the insurance plans reported in the text files of the detail databases of the valuation

Unstructured Information

III.

The following files in PDF format:

File Information

MRC## Explanatory documents of the methodological detail of the valuation of the reserve for current risks BRC## Explanatory documents of the procedure and results corresponding to the retrospective test (back-testing test) of the reserve for current risks MOP## Explanatory documents of the methodological detail of the valuation of the reserve for pending obligations for unreported losses and adjustment expenses assigned to the claim BOP## Explanatory documents of the procedure and results corresponding to the retrospective test (back-testing test) of the reserve for pending obligations for unreported losses and adjustment expenses assigned to the claim PMLCN In the case of Mutual Societies, the explanatory documents of the methodological detail of the valuation of the probable maximum loss of the insurance for which the Society must constitute a contingency reserve

In the names of the PDF files indicated in the table above, the characters ## must be replaced by 01, for life operations; 02, for accident and health operations; and 03, for damage operations. The files in PDF format must be legible, maintaining a minimum resolution of 200 dots per inch (dpi), and they must send one file for each of the documents mentioned.

Each of the files that integrate the different products will be identified with a generic alphanumeric nomenclature of 26 characters, as follows:

a)

The first eight positions will be reserved for the product identifier: RR3DETAN.

b)

From the ninth to the thirteenth positions, the key corresponding to the specific file identifier must be placed.

c)

In the fourteenth position, the company type key must be placed, according to Table 2 at the end of this Annex.

d)

From the fifteenth to the eighteenth positions, the key assigned to the company must be placed, this key must be preceded by zeros until it occupies four spaces.

e)

From the nineteenth to the twenty-sixth positions, the report date must be indicated, indicating the year, month, and day.

Example: The insurance institution specialized in financial guarantee insurance, whose assigned number is 505, will deliver the technical reserve information corresponding to the 2017 closing. For the purpose of delivering the PDF format file containing the explanatory document of the procedure and results of the retrospective test (back-testing test) applied to the reserve for current risks of the damage operation insurance, the Insurance Institution must name it, attending to the following:

Concept Associated Characters

Product: RR3DETAN RR3DETAN

File: Explanatory document of the procedure and results of the retrospective test (back-testing test) applied to the reserve for current risks of the damage operation insurance. BRC03

Institution Type: Insurance Institution authorized to operate financial guarantee insurance G

Company Number: 505 0505

Report Date: December 31, 2017 20171231

The name of the product sending file will then be

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 Extension R R 3 D E T A N B R C 0 3 G 0 5 0 5 2 0 1 7 1 2 3 1 .PDF

Institutions and Mutual Societies must send all files of this product that are applicable to them, based on the operations and lines of business they are authorized to conduct.

ON THE REPORT OF INFORMATION RELATIVE TO THE TECHNICAL RESERVES OF INSURANCE INSTITUTIONS AUTHORIZED TO OPERATE PENSION INSURANCE DERIVED FROM SOCIAL SECURITY LAWS

Insurance Institutions authorized to operate pension insurance derived from social security laws will deliver the Regulatory Report on Technical Reserves (RR-3) on a quarterly basis within fifteen business days following the closing of each quarter, with the exception of fourth-quarter information, which must be presented within the first twenty business days following the closing of the fiscal year, and its delivery will adhere to the procedure indicated in Chapters 39.1. and 39.3. of these Provisions.

Insurance Institutions authorized to operate pension insurance derived from social security laws will deliver the Regulatory Report on Technical Reserves (RR-3) through the integration of the following products:

The RR3PCVAP product, corresponding to the summaries of results of the valuation of technical reserves.

The RR3PREAP product, in the case of Insurance Institutions authorized to operate Pension Insurance that operate Reinsurance, the summaries of results of the valuation of technical reserves corresponding to ceded, retained balances and Recoverable Amounts of Reinsurance of the mathematical reserve of pensions and Current Risks of Additional Benefits.

The RR3PRTFP product, in the case of Insurance Institutions that have the authorization referred to in Provision 5.8.13. of this Circular, the information related to the matching of asset and liability cash flows.

The delivery frequency of the aforementioned products is summarized in Table 1 found at the end of this Annex. These will be sent through the SEIVE, through a user registered with the Commission. For sending, each of them must be encrypted in a .ZIP.PGP format file and identified according to the following generic nomenclature of 21 alphanumeric characters.

a)

In the first eight positions, the specific product identifier must be placed: RR3PCVAP.

b)

In the ninth position, the key of the type of Insurance Institution must be placed:

Key Definition

P Insurance Institutions authorized to operate Pension Insurance.

c)

From the tenth to the thirteenth position, the number assigned to the Insurance Institution in question must be placed. This number must be preceded by zeros until it occupies four positions.

d)

From the fourteenth to the seventeenth position, the report year must be indicated.

e)

In the eighteenth and nineteenth positions, the report month must be written. This number must be preceded by zeros until it occupies two positions.

f)

In the twentieth and twenty-first positions, the last day of the reported month must be written.

Description of the content of each of the products

Each of the aforementioned products is integrated, in turn, by a set of files of various formats.

The files that make up each of the products are described below. The usage instructions, text descriptors, and specific criteria for filling out the files comprising each product will be made known through the Commission's Website, in accordance with what is established in Provision 39.1.10.

Product RR3PCVAP. Through this product, Insurance Institutions authorized to operate Pension Insurance Derived from Social Security Laws must submit to the Commission the information corresponding to the summaries of results and certification of the valuation of technical reserves. This product must be presented within fifteen business days following the closing of each quarter, with the exception of fourth-quarter information, which must be presented within the first twenty business days following the closing of the fiscal year.

The information contained in the RR3PCVAP product will be integrated from:

a.

A certification document in PDF format, which must contain the name and electronic signature of the actuary or licensed actuary certified for the elaboration and signing of the valuation of the technical reserves of the Insurance Institution in question, professional license number, and certificate number to perform the valuation of the technical reserves that Institutions and Mutual Societies must constitute in accordance with what is established in the LISF. The name of this file must be integrated of 24 alphanumeric characters ordered as follows:

a)

In the first thirteen positions, the specific file identifier must be placed: RR3PCVAPRTCER.

b)

In the fourteenth position, the key of the type of Insurance Institution must be placed:

Key Definition

P Insurance Institutions authorized to operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the

Institution of Insurance in question. This number must be preceded by zeros until it occupies the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This number must be preceded by zeros until it occupies the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2015, the name of the certification document must be constructed as follows:

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b.

The following nine files in text format with TXT extension:

RR3PCVAPMATRC: Mathematical reserve for pensions and risks in course for Additional Benefits.- The balances of the mathematical reserve for pensions and risks in course for Additional Benefits will be reported, by type of pension and according to valuation rates.

RR3PCVAPRRCRC: Reserve for risks in course for Additional Benefits and contingency reserve for Additional Benefits.- The balance of the reserve for risks in course for Additional Benefits and its minimum creditable yield will be reported, as well as the balance of the contingency reserve for Additional Benefits.

RR3PCVAPOPC: Reserve for pending obligations to be fulfilled.- It will contain the balances of the reserve for pending obligations to be fulfilled by concept and type of pension.

RR3PCVAPMATE: Minimum creditable yield to the mathematical reserve for pensions.- The variables involved in the calculation of the minimum creditable yield to the mathematical reserve for pensions will be reported.

RR3PCVAPCONT: Contingency reserve.- The balances of the contingency reserve for Basic Pension Benefits and Additional Benefits will be reported, and for the latter, the minimum creditable yield to said reserve, by concept and type of pension.

RR3PCVAPRMACA: Minimum creditable yield to the contingency reserve for Additional Benefits.- The minimum creditable yields to the contingency reserve for Additional Benefits will be reported.

RR3PCVAPRTFLJ: Technical result and monthly release flow.- It will contain the data necessary for the determination of the technical result and monthly release flow of the contingency reserve for Basic Pension Benefits.

RR3PCVAPRFIFD: Reserve for investment fluctuation and contribution to the Special Pension Fund in question.- The variables necessary for the determination of the balance of the reserve for investment fluctuation, as well as those related to the contribution to the Special Pension Fund in question, will be reported.

RR3PCVAPINFC: Complementary information on Pension Insurance relative to the statistics of all policies in force on the reporting date.

The text file RR3PCVAPOPC will be identified with an alphanumeric nomenclature of 24 characters as follows:

a)

The first eleven positions will correspond to the specific identifier of the file: RR3PCVAPOPC.

b)

The twelfth position will correspond to the key of the type of Insurance Institution:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the thirteenth to the sixteenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the seventeenth to the twentieth position, the reporting year must be indicated.

e)

In the twenty-first and twenty-second positions, the reporting month must be written. This number, if applicable, must be preceded by a zero until it occupies the two positions.

f)

In the twenty-third and twenty-fourth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2015, the name of the text file RR3PCVAPOPC must be constructed as follows:

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The text files RR3PCVAPMATE, RR3PCVAPCONT, and RR3PCVAPINFC will be identified with an alphanumeric nomenclature of 25 characters as follows:

a)

The first twelve positions will correspond to the specific identifier of the file: RR3PCVAPMATE, "RR3PCVAPCONT" or "RR3PCVAPINFC", as applicable.

b)

The thirteenth position will correspond to the key of the type of Insurance Institution:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the fourteenth to the seventeenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the eighteenth to the twenty-first position, the reporting year must be indicated.

e)

In the twenty-second and twenty-third positions, the reporting month must be written. This number, if applicable, must be preceded by a zero until it occupies the two positions.

f)

In the twenty-fourth and twenty-fifth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2015, the name of the text file RR3PCVAPMATE must be constructed as follows:

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The text files RR3PCVAPMATRC, RR3PCVAPRRCRC, RR3PCVAPRMACA, RR3PCVAPRTFLJ, and RR3PCVAPRFIFD will be identified with an alphanumeric nomenclature of 26 characters as follows:

a)

The first thirteen positions will correspond to the specific identifier of the file: RR3PCVAPMATRC, RR3PCVAPRTFLJ or RR3PCVAPRFIFD, as applicable.

b)

The fourteenth position will correspond to the key of the type of Insurance Institution:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This number, if applicable, must be preceded by a zero until it occupies the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2015, the name of the text file RR3PCVAPMATRC must be constructed as follows:

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Product RR3PREAP. Additionally, for the case of Insurance Institutions authorized to operate Pension Insurance that operate Reinsurance, they must deliver, with the same periodicity as the RR3PCVAP product described, the RR3PREAP product, which must be identified according to the following alphanumeric nomenclature of 21 characters:

a)

In the first eight positions, the specific identifier of the product must be entered: RR3PREAP.

b)

In the ninth position, the key of the type of Insurance Institution must be entered:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the tenth to the thirteenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the fourteenth to the seventeenth position, the reporting year must be indicated.

e)

In the eighteenth and nineteenth positions, the reporting month must be written. This number must be preceded by zeros until it occupies the two positions.

f)

In the twentieth and twenty-first positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2017, the name of the RR3PREAP product must be constructed as follows:

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.ZIP

.PGP

The information contained in the RR3PREAP product will be integrated from:

a.

A certification document in PDF file format, which must contain the name and electronic signature of the actuary or licensed actuary certified for the preparation and signing of the valuation of the technical reserves of the Insurance Institution in question, professional license number, certificate number to perform the valuation of the technical reserves that Institutions and Mutual Societies must constitute in accordance with what is established in the LISF. The name of this file must be integrated from 26 alphanumeric characters ordered as follows:

a)

In the first thirteen positions, the specific identifier of the file must be entered: RR3PREAPRTCER.

b)

In the fourteenth position, the key of the type of Insurance Institution must be entered:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This number must be preceded by zeros until it occupies the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2017, the name of the certification document must be constructed as follows:

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b.

The following three files in text format with TXT extension:

RR3PCVAPRMRIV: Mathematical reserve for pensions and risks in course for Additional Benefits for the disability and life insurance.- The ceded, retained balances and Reinsurance Recoverable Amounts of the mathematical reserve for pensions and risks in course for Additional Benefits will be reported, as well as the balances of these liabilities corresponding to direct insurance and Reinsurance taken for pensions of the disability and life insurance, by concept and type of pension.

RR3PCVAPRMRRT: Mathematical reserve for pensions and risks in course for Additional Benefits for the occupational risk insurance.- The ceded, retained balances and Reinsurance Recoverable Amounts of the mathematical reserve for pensions and risks in course for Additional Benefits will be reported, as well as the balances of these liabilities corresponding to direct insurance and Reinsurance taken for pensions of the occupational risk insurance, by concept and type of pension.

RR3PCVAPRMRCV: Mathematical reserve for pensions and risks in course for Additional Benefits for the retirement, old-age disability and old-age insurance.- The ceded, retained balances and Reinsurance Recoverable Amounts of the mathematical reserve for pensions and risks in course for Additional Benefits will be reported, as well as the balances of these liabilities corresponding to direct insurance and Reinsurance taken for pensions of the retirement, old-age disability and old-age insurance, by concept and type of pension.

The text files RR3PCVAPRMRIV, RR3PCVAPRMRRT, and RR3PCVAPRMRCV will be identified with an alphanumeric nomenclature of 26 characters as follows:

a)

The first thirteen positions will correspond to the specific identifier of the file: RR3PCVAPRMRIV, RR3PCVAPRMRRT or RR3PCVAPRMRCV, as applicable.

b)

The fourteenth position will correspond to the key of the type of Insurance Institution:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This number, if applicable, must be preceded by a zero until it occupies the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2015, the name of the text file RR3PCVAPRMRIV must be constructed as follows:

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The instructions, text descriptors and specific criteria of the files that make up the RR3PREAP product will be made known through the usage instruction for the preparation of the files corresponding to Annex 38.1.4. regulatory report on technical reserves (RR-3), through the Commission's Website, in accordance with what is established in Provision 39.1.10 of this circular.

Product RR3PRTFP. Insurance Institutions that have the authorization referred to in Provision 5.8.13. of this Circular, will deliver the RR3PRTFP product in addition to the RR3PCVAP product, with the same periodicity as the latter, which must be identified according to the following alphanumeric nomenclature of 21 characters:

a)

In the first eight positions, the specific identifier of the product must be entered: RR3PRTFP.

b)

In the ninth position, the key of the type of Insurance Institution must be entered:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the tenth to the thirteenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the fourteenth to the seventeenth position, the reporting year must be indicated.

e)

In the eighteenth and nineteenth positions, the reporting month must be written. This number must be preceded by zeros until it occupies the two positions.

f)

In the twentieth and twenty-first positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and reporting date June 30, 2015, the name of the RR3PRTFP product must be constructed as follows:

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The PDF format files must be legible, maintaining a minimum resolution of 200 dots per inch (dpi).

The information contained in the RR3PRTFP product must be presented quarterly with figures at the close of each of the months that make up said period. For this purpose, said information must be presented in independent magnetic files for each of the aforementioned dates, according to the unstructured information descriptors indicated below:

a.

RR3PRTFPINVER: IMSS Insured.- Insured bases in magnetic text file format to determine the mathematical reserve for pensions and the reserve for risks in course for Additional Benefits, for the pensions of the IMSS pension regime.

The name of the IMSS insured database in magnetic text file format must be integrated from 26 alphanumeric characters that must be ordered as follows:

a)

In the first thirteen positions, the specific identifier of the file must be entered: RR3PRTFPAIMSS.

b)

In the fourteenth position, the key of the type of Insurance Institution must be entered:

Key

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the Insurance Institution in question must be entered. This number must be preceded by zeros until it occupies the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This

number must be preceded by zeros to occupy the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and a reporting date of June 30, 2015, the name of the IMSS insured persons database must be constructed as follows:

Position

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d.

RR3PRTFPAISSS: ISSSTE Insured Persons.- insured persons databases in magnetic text file format to determine the mathematical reserve for pensions and the risk reserve in force for Additional Benefits, for pensions under the ISSSTE pension regime.

The name of the ISSSTE insured persons database in magnetic text file format must consist of 26 alphanumeric characters arranged as follows:

a)

In the first thirteen positions, the specific file identifier must be placed:

RR3PRTFPAISSS.

b)

In the fourteenth position, the key for the type of Insurance Institution must be placed:

Key

Definition

P

Insurance Institutions authorized to

operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the respective Insurance Institution must be placed. This number must be preceded by zeros to occupy the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This number must be preceded by zeros to occupy the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and a reporting date of June 30, 2015, the name of the ISSSTE insured persons database must be constructed as follows:

Position

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e.

RR3PRTFPBIMSS: IMSS Pension Beneficiaries.- Pension Beneficiaries databases in magnetic text file format to determine the mathematical reserve for pensions and the risk reserve in force for additional benefits, for pensions under the IMSS pension regime.

The name of the IMSS Pension Beneficiaries database in magnetic text file format must consist of 26 alphanumeric characters arranged as follows:

a)

In the first thirteen positions, the specific file identifier must be placed:

RR3PRTFPBIMSS.

b)

In the fourteenth position, the key for the type of Insurance Institution must be placed:

Key

Definition

P

Insurance Institutions authorized to

operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the respective Insurance Institution must be placed. This number must be preceded by zeros to occupy the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This number must be preceded by zeros to occupy the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and a reporting date of June 30, 2015, the name of the IMSS Pension Beneficiaries database must be constructed as follows:

Position

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f.

RR3PRTFPBISSS: ISSSTE Pension Beneficiaries.- Pension Beneficiaries databases in magnetic text file format to determine the mathematical reserve for pensions and the risk reserve in force for additional benefits, for pensions under the ISSSTE pension regime.

The name of the ISSSTE Pension Beneficiaries database in magnetic text file format must consist of 26 alphanumeric characters arranged as follows:

a)

In the first thirteen positions, the specific file identifier must be placed:

RR3PRTFPBISSS.

b)

In the fourteenth position, the key for the type of Insurance Institution must be placed:

Key

Definition

P

Insurance Institutions authorized to

operate Pension Insurance.

c)

From the fifteenth to the eighteenth position, the number assigned to the respective Insurance Institution must be placed. This number must be preceded by zeros to occupy the four positions.

d)

From the nineteenth to the twenty-second position, the reporting year must be indicated.

e)

In the twenty-third and twenty-fourth positions, the reporting month must be written. This number must be preceded by zeros to occupy the two positions.

f)

In the twenty-fifth and twenty-sixth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and a reporting date of June 30, 2015, the name of the ISSSTE Pension Beneficiaries database must be constructed as follows:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

Extension

Character

R

R

3

P

R

T

F

P

B

I

S

S

S

P

0

0

0

1

2

0

1

5

0

6

3

0

.txt

g.

RR3PRTFPPAS: Liability Flow.- Total amount of claim flows in each annual measurement interval t, according to numeral I of Provision 5.8.14, in a magnetic text file, whose name must consist of 24 alphanumeric characters arranged as follows:

a)

In the first eleven positions, the specific file identifier must be placed:

RR3PRTFPPAS.

b)

In the twelfth position, the key for the type of Insurance Institution must be placed:

Key

Definition

P

Insurance Institutions authorized to

operate Pension Insurance.

c)

From the thirteenth to the sixteenth position, the number assigned to the respective Insurance Institution must be placed. This number must be preceded by zeros to occupy the four positions.

d)

From the seventeenth to the twentieth position, the reporting year must be indicated.

e)

In the twenty-first and twenty-second positions, the reporting month must be written. This number must be preceded by zeros to occupy the two positions.

f)

In the twenty-third and twenty-fourth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and a reporting date of June 30, 2015, the name of the magnetic text file with the total amount of claim flows in each annual measurement interval t must be constructed as follows:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

Extension

Character

R

R

3

P

R

T

F

P

P

A

S

P

0

0

0

1

2

0

1

5

0

6

3

0

.txt

h.

RR3PRTFPACT: Asset Flow.- Total amount of asset flows obtained in the annual measurement interval t, according to numeral II of Provision 5.8.14, in a magnetic text file, whose name must consist of 24 alphanumeric characters arranged as follows:

a)

In the first eleven positions, the specific file identifier must be placed:

RR3PRTFPACT.

b)

In the twelfth position, the key for the type of Insurance Institution must be placed:

Key

Definition

P

Insurance Institutions authorized to

operate Pension Insurance.

c)

From the thirteenth to the sixteenth position, the number assigned to the respective Insurance Institution must be placed. This number must be preceded by zeros to occupy the four positions.

d)

From the seventeenth to the twentieth position, the reporting year must be indicated.

e)

In the twenty-first and twenty-second positions, the reporting month must be written. This number must be preceded by zeros to occupy the two positions.

f)

In the twenty-third and twenty-fourth positions, the last day of the reported month must be written.

Example: In the case of an Insurance Institution authorized to operate Pension Insurance with key "0001" and a reporting date of June 30, 2015, the name of the magnetic text file with the total amount of asset flows obtained in the annual measurement interval t must be constructed as follows:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

Extension

Character

R

R

3

P

R

T

F

P

A

C

T

P

0

0

0

1

2

0

1

5

0

6

3

0

.txt

The information contained in each of the fields of the RR3PRTFPAIMSS, RR3PRTFPAISSS, RR3PRTFPBIMSS, RR3PRTFPBISSS, RR3PRTFPPAS, and RR3PRTFPACT databases above must adhere to the text descriptors and specific criteria that make up the RR3PRTFP product, which will be made available through the Commission's Website, in accordance with what is established in Chapters 39.1 and 39.3 of these provisions.

Table 1

Institution Type Key/ Submission Frequency

H, G, V, S

P

F

At the close of each quarter

RR3REVAL

RR3PCVAP

RR3REVAL

RR3BDPML

RR3PREAP

RR3PRTFP

At the close of the fourth quarter of each year

RR3DETAN

RR3DETAN

The institution type key is defined in the following table.

Table 2

Institution Type

Key

Non-specialized Insurance Institutions and

Mutual Societies.

S

Specialized Insurance Institutions in

health insurance.

H

Insurance Institutions authorized to

operate financial guarantee insurance.

G

Insurance Institutions authorized to

operate housing credit insurance.

V

Surety Institutions.

F

Insurance Institutions authorized to

operate Pension Insurance.

P

ANNEX 38.1.5.

SUBMISSION OF THE REGULATORY REPORT ON CAPITAL REQUIREMENTS (RR-4)

For the purposes stated in Provision 38.1.5 of this Single Circular, and in compliance with Provisions 6.2.2 first paragraph, 6.10.2 and 6.10.6, as well as Annex 6.10.6, Institutions shall submit the Regulatory Report on Capital Requirements (RR-4), with figures as of the close of each quarter, via the RR4 product of the Electronic Information Submission System (SEIVE), which must comply with what is established in this annex and be identified according to the following 16-character alphanumeric nomenclature:

a)

In the first three positions, the specific product identifier must be placed: RR4.

b)

In the fourth position, the key for the type of company must be placed:

Key

Definition

S

Insurance Institutions.

H

Health Institutions.

P

Pension Institutions.

G

Financial Guarantee Institutions.

V

Housing Credit Institutions.

F

Surety Institutions.

c)

From the fifth to the eighth position, the key assigned to the respective Institution must be placed. This key must be preceded by zeros to occupy the four positions.

d)

From the ninth to the sixteenth position, the reporting date must be indicated, specifying the year, month, and day (yyyymmdd).

Example:

In the case of the Insurance Institution with company key 5000 with a reporting date of December 31, 2015, the product name must be constructed as follows:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Extension

Character

R

R

4

S

5

0

0

0

2

0

1

5

1

2

3

1

.ZIP

.PGP

The information contained in the RR4 product will consist of up to two files in .XLSX format, up to three files in .MAT format, up to 29 files in .TXT format, and one file in PDF format.

The .XLSX files will contain the following information:

RRCS: RCS Results.- The file with the results of the Solvency Capital Requirement submitted by the Solvency Capital Requirement Calculation System, calculated in accordance with Provision 6.2.1, will be reported.

RCSF: Information on the calculation of the RCS for suretyship.- For each branch, sub-branch, or type of suretyship, information on the capital requirement related to technical risks for the practice of suretyship operations will be reported, as indicated in the Data Manual for the calculation of the RCS for suretyship operations.

The files indicated in .XLSX format will be identified with a 20-character alphanumeric nomenclature, as follows:

a)

The first three positions will be reserved for the product identifier: RR4.

b)

From the fourth to the seventh position, the key corresponding to the file identifier must be indicated, as applicable:

RRCS

RCS Results

RCSF

Information on the calculation of the RCS for suretyship

c)

In the eighth position, the key for the type of company must be indicated:

Key

Definition

S

Insurance Institutions.

H

Health Institutions.

P

Pension Institutions.

G

Financial Guarantee Institutions.

V

Housing Credit Institutions.

F

Surety Institutions.

d)

From the ninth to the twelfth position, the key assigned to the company must be indicated; this key must be preceded by zeros to occupy the four positions.

e)

From the thirteenth to the twentieth position, the reporting date must be indicated, specifying the year, month, and day (yyyymmdd).

Examples:

For the RCS results and information on the calculation of the RCS for suretyship files for the Surety Institution with key 2000, relating to December 31, 2015, the following identifiers will correspond:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

Extension

Character

R

R

4

R

R

C

S

F

2

0

0

0

2

0

1

5

1

2

3

1

.XLSX

and

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

Extension

Character

R

R

4

R

C

S

F

F

2

0

0

0

2

0

1

5

1

2

3

1

.XLSX

The .MAT files will contain the following information:

RSIM: RCS Simulation Results.- The file with the results of the different simulated scenarios for the random variables comprising the different components for the calculation of the Solvency Capital Requirement will be reported.

LYOT: Complementary to the RSIM file, which contains the coding of the information loaded from the data inputs used for the calculation of the Solvency Capital Requirement, with the exception of Long-Term Life G01.

LYLP: Complementary to the RSIM file, which contains the coding of the information loaded from the data inputs used for the calculation of the Solvency Capital Requirement for Long-Term Life G01.

The files in .MAT format will be identified with a 20-character alphanumeric nomenclature, as follows:

a)

The first three positions will be reserved for the product identifier: RR4.

b)

From the fourth to the seventh position, the key corresponding to the file identifier must be indicated, as applicable:

RSIM

RCS Simulation Results

LYOT

Coding of Inputs with the exception of

Long-Term Life G01

LYLP

Coding of Long-Term Life G01

Inputs

c)

In the eighth position, the key for the type of company must be indicated:

Key

Definition

S

Insurance Institutions.

H

Health Institutions.

P

Pension Institutions.

G

Financial Guarantee Institutions.

V

Housing Credit Institutions.

F

Surety Institutions.

d)

From the ninth to the twelfth position, the key assigned to the company must be indicated; this key must be preceded by zeros to occupy the four positions.

e)

From the thirteenth to the twentieth position, the reporting date must be indicated, specifying the year, month, and day (yyyymmdd).

Example:

For the file with results from the simulations for the RCS, for the Insurance Institution with key 5000, relating to December 31, 2015, the following identifier will correspond:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

Extension

Character

R

R

4

R

S

I

M

S

5

0

0

0

2

0

1

5

1

2

3

1

.MAT

The .TXT files will contain the following information:

API: Individual Personal Accident Input.- The file with the data corresponding to the Individual Personal Accident portfolio will be reported.

APC: Collective Personal Accident Input.- The file with the data corresponding to the Collective Personal Accident portfolio will be reported.

GMI: Individual Medical Expenses Input.- The file with the data corresponding to the Individual Medical Expenses portfolio will be reported.

GMC: Collective Medical Expenses Input.- The file with the data corresponding to the Collective Medical Expenses portfolio will be reported.

HI Individual Health Input.- The file with the data corresponding to the Individual Health portfolio will be reported.

HC: Collective Health Input.- The file with the data corresponding to the Collective Health portfolio will be reported.

VCP: Short-Term Life Input.- The file with the data corresponding to the Short-Term Life portfolio will be reported.

VLPG01: Long-Term Life (0,1) Expense Input.- The file with the data corresponding to the Long-Term Life portfolio for the Expense in the (0,1) Interval will be reported.

VLPP1: Long-Term Life Liability at 1 Input.- The file with the data corresponding to the Long-Term Life portfolio for the Liability at time 1 will be reported.

VLPVCG01: Joint Life Long-Term Life (0,1) Expense Input.- The file with the data corresponding to the Joint Life Long-Term Life portfolio for the Expense in the (0,1) Interval will be reported.

VLPVCP1: Joint Life Long-Term Life Liability at 1 Input.- The file with the data corresponding to the Joint Life Long-Term Life portfolio for the Liability at time 1 will be reported.

VLPCAD: Long-Term Life Lapse Rates Input.- The file with the data corresponding to the Lapse Rates for Long-Term Life insurance will be reported.

VLPDEC: Decrement Table.- The file with the data corresponding to Long-Term Life decrements will be reported.

AUI: Individual Automobiles Input.- The file with the data corresponding to the Individual Automobiles portfolio will be reported.

AUF: Fleet Automobiles Input.- The file with the data corresponding to the Fleet Automobiles portfolio will be reported.

CRE: Credit Input.- The file with the data corresponding to the Credit portfolio will be reported.

DMI: Miscellaneous Other Input.- The file with the data corresponding to the Miscellaneous Other portfolio will be reported.

DRT: Other Technical Branches Input.- The file with the data corresponding to the Other Technical Branches portfolio will be reported.

INC: Fire Input.- The file with the data corresponding to the Fire portfolio will be reported.

MYT: Marine and Transport Input.- The file with the data corresponding to the Marine and Transport portfolio will be reported.

RCV: Civil Liability and Professional Risks Input.- The file with the data corresponding to the Civil Liability and Professional Risks portfolio will be reported.

CAU: Suretyship Input.- The file with the data corresponding to the Suretyship portfolio will be reported.

RTS: Reinsurance Taken by Insurers Input.- The file with the data corresponding to the Reinsurance Taken by Insurers portfolio will be reported.

RTR: Reinsurance Taken by Reinsurers Input.- The file with the data corresponding to the Reinsurance Taken by Reinsurers portfolio will be reported.

EREA: Reinsurance Scheme Input.- The file with the data corresponding to the Reinsurance Scheme will be reported.

IMPREC: Recoverable Reinsurance Amounts Input.- The file with the data corresponding to the assets related to recoverable reinsurance amounts referred to in Provision 6.3.2 will be reported.

CPML: PML Reinsurance Coverages Input.- The file with the data corresponding to the proportional and excess of loss reinsurance coverages backing the PML will be reported.

RO: Operational Risk Input.- The file with the data corresponding to the Operational Risk will be reported.

ISME: Loss Ratio Indices Input.- The file with the Loss Ratio Indices of the best estimator of the risk reserve in force and the reserve for outstanding claims for reported and unreported losses and adjustment expenses assigned to the loss will be reported.

The files indicated in .TXT format will serve as input for the Solvency Capital Requirement Calculation System, referred to in Annex 6.10.6, and will be identified with an alphanumeric character nomenclature, as follows:

a)

The first three positions will be reserved for the product identifier: RR4.

b)

In the following positions, the key corresponding to the file identifier must be indicated, as applicable:

API

Individual Personal Accidents

APC

Collective Personal Accidents

GMI

Individual Medical Expenses

GMC

Collective Medical Expenses

HI

Individual Health

HC

Collective Health

VCP

Short-Term Life

VLPG01

Long-Term Life (0,1) Expense

VLPP1

Long-Term Life Liability at 1

VLPVCG01

Joint Life Long-Term Life (0,1) Expense

VLPVCP1

Joint Life Long-Term Life Liability at 1

VLPCAD

Long-Term Life Lapse Rates

VLPDEC

Decrement Table

AUI

Individual Automobiles

AUF

Fleet Automobiles

CRE

Credit

DMI

Miscellaneous Other

DRT

Other Technical Branches

INC

Fire

MYT

Marine and Transport

RCV

Civil Liability and Professional Risks

CAU

Suretyship

RTS

Reinsurance Taken by Insurers

RTR

Reinsurance Taken by Reinsurers

EREA

Reinsurance Scheme

IMPREC

Recoverable Reinsurance Amounts

CPML

PML Reinsurance Coverages

RO

Operational Risk

ISME

Loss Ratio Indices

c)

In the eighth position, the key for the type of company must be indicated:

Key

Definition

S

Insurance Institutions.

H

Health Institutions.

P

Pension Institutions.

G

Financial Guarantee Institutions.

V

Housing Credit Institutions.

F

Surety Institutions.

d)

In the following four positions, the code assigned to the company must be indicated; this code must be preceded by zeros to occupy the four positions.

e)

In the following four positions, the reporting date must be indicated, specifying the year, month, and day (yyyymmdd).

Examples:

For the Collective Medical Expenses, Long-Term Life Passive, and Operational Risk files for the Insurance Institution with code 5000, related to December 31, 2015, the following identifiers will correspond:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

Extension

Character

R

R

4

G

M

C

S

5

0

0

0

2

0

1

5

1

2

3

1

.TXT

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

Extension

Character

R

R

4

V

L

P

P

1

S

5

0

0

0

2

0

1

5

1

2

3

1

.TXT

and

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

Extension

Character

R

R

4

R

O

S

5

0

0

0

2

0

1

5

1

2

3

1

.TXT

The information reported in the files with file identifiers: API, APC, GMI, GMC, HI and HC must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Accident and Health Insurance". The information reported in the file with file identifier: VCP must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Short-Term Life Insurance". The information reported in the files with file identifiers: VLPG01, VLPP1, VLPVCG01, VLPCVP1, VLPDEC and VLPCAD must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Long-Term Life Insurance". The information reported in the files with file identifiers: AUI, AUF, CRE, DMI, DRT, INC, MYT, RCV and CAU must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Property Insurance". The information reported in the file with file identifier: RTS must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Taken Reinsurance Operations". The information reported in the file with file identifier: RTR must be carried out in accordance with the "Data Manual for the Calculation of the RCS for Reinsurance Operations for Reinsurers". The information reported in the file with file identifier: EREA must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Reinsurance Schemes". The information reported in the files with file identifiers: IMPREC and CPML must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Counterparty Risks". The information reported in the file with file identifier: ISME must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Best Estimator Claim Indexes". While the information reported in the file with file identifier: RO must be carried out in accordance with the "Data Manual for the Calculation of the RCS of Operational Risk".

Additionally, for the generation of each of the files referred to in this paragraph, the provisions stated in the "General Data Manual for Solvency Capital Requirement" must be considered. These manuals will be made available through the Commission's Website.

Furthermore, in the case where Institutions wish to send a file with the clarifications they deem appropriate, via a free-form letter signed by the General Director of the Institution or, in their absence, by an official at the level immediately below that of the General Director, to complement the delivery of the Regulatory Report on Capital Requirements (RR-4), they must identify it according to the following 19-character alphanumeric nomenclature:

a)

In the first six positions, the identifier must be indicated: RR4ESC.

b)

In the seventh position, the code for the type of company must be indicated:

Code

Definition

S

Insurance Institutions.

H

Health Institutions.

P

Pension Institutions.

G

Financial Guarantee Institutions.

V

Housing Credit Institutions.

F

Surety Institutions.

c)

From the eighth to the eleventh position, the code assigned to the Institution in question must be indicated. This code must be preceded by zeros to occupy the four positions.

d)

From the twelfth to the nineteenth position, the reporting date must be indicated, specifying the year, month, and day (yyyymmdd).

Example:

In the case of the Insurance Institution with company code 0001, for the letter with clarifications dated December 31, 2015, the file name must be constructed as follows:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

Extension

Character

R

R

4

E

S

C

S

0

0

0

1

2

0

1

5

1

2

3

1

.PDF

Entities Obligated to Deliver the Different Files:

The .XLSX file with file identifier: RRCS.

All.

The .XLSX file with file identifier: RCSF.

F, S with authorization in the Surety line and surety operations and S with reinsurance operations.

The .MAT files with file identifiers: RSIM and LYOT.

All.

The .MAT file with file identifier: LYLP

S with authorization in Long-Term Life operations

The .TXT files with file identifiers: API, APC, VCP,

VLPG01, VLPP1, VLPVCG01, VLPVCP1, VLPDEC, VLPCAD, AUI, AUF,

CRE, DMI, DRT, INC, MYT, RCV.

S with authorizations in the Accident and Health operations in the Personal Accident line (API,

APC), in the Life operations (VCP, VLPG01, VLPP1,

VLPDEC and VLPCAD), and in the Property operations in the

Automobiles (AUI and AUF), Credit (CRE), Various

(DMI and DRT), Fire,

Maritime and Transport

and

Liability and

Professional Risks (INC, MYT and RCV).

The .TXT format files with file identifiers: GMI and

GMC.

S and H, both with authorization

in the Medical Expenses line.

The .TXT format files with file identifiers: HI and HC.

H

The .TXT format file with file identifier: CAU.

S with authorization in the

Surety line.

The .TXT format file with file identifier: RTS.

S and H.

The .TXT format file with file identifier: RTR.

S with authorization to operate

exclusively reinsurance.

The .TXT format file with file identifier: EREA.

S and H

The .TXT format file with file identifier: IMPREC.

S and H

The .TXT format file with file identifier: CPML.

S with authorization in the

Property operations in the

Agricultural and

Animals and Catastrophic Risks lines, as well as G and V.

The .TXT format file with file identifier: RO.

All.

The .TXT format file with file identifier: ISME.

S and H

Clarification Letter

Optional

REPORT OF INFORMATION RELATING TO THE CAPITAL REQUIREMENT RELATING TO THE

TECHNICAL UNDERWRITING RISKS AND THE CAPITAL REQUIREMENT FOR MISMATCH BETWEEN

ASSETS AND LIABILITIES OF INSURANCE INSTITUTIONS AUTHORIZED TO OPERATE

PENSION INSURANCE.

For the purposes of what is stated in Provision 38.1.5 of this Single Circular, in accordance with

provisions 6.5.1, items I and IV, and 6.5.3 to 6.5.17 of the same regulation, Insurance Institutions

authorized to operate Pension Insurance and Insurance Institutions that carry out life operations and that

conclude proportional reinsurance contracts in matters of pension insurance derived from social security

laws, will deliver the information relating to the capital requirements for technical underwriting risks and for the risk of mismatch between assets and

liabilities, as part of the Regulatory Report on Capital Requirements (RR-4), through the

RR4RCTF product of the Electronic Information Delivery System (SEIVE).

In accordance with what is stated in the aforementioned Provision 38.1.5, the RR4RCTF product must be presented

quarterly within fifteen business days following the close of each quarter, with the exception of

the fourth quarter information, which must be presented within the first twenty business days

following the close of the fiscal year, and its delivery will adhere to the procedures stated in Chapters

39.1 and 39.2 of these Provisions. On each delivery date, the information for the

RR4RCTF product must be presented with figures as of the close of the quarter in question.

This RR4RCTF product must be sent through the SEIVE, through a user registered

with this Commission, which must be identified according to the following 20-character alphanumeric

nomenclature:

a)

The first seven positions will correspond to the specific product identifier: "RR4RCTF".

b)

In the eighth position, the code for the type of Insurance Institution must be indicated:

Code

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

S

Insurance Institutions that carry out life operations.

c)

From the ninth to the twelfth position, the number assigned to the Insurance Institution

in question must be indicated. This number must be preceded by zeros to occupy the four

positions.

d)

From the thirteenth to the sixteenth position, the reporting year must be indicated.

e)

In the seventeenth and eighteenth positions, the reporting month must be written. This

number, if applicable, must be preceded by a zero to occupy the two positions.

f)

In the nineteenth and twentieth positions, the last day of the reported month must be written.

Example:

In the case of an Insurance Institution authorized to operate Pension Insurance with code

"0001" and reporting date June 30, 2015, the name of the RR4RCTF product must be constructed as follows:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

Extension

Character

R

R

4

R

C

T

F

P

0

0

0

1

2

0

1

5

0

6

3

0

.ZIP

.PGP

The RR4RCTF product is integrated by up to two structured information files according to

the following:

RR4RCTFRES: Database with the result of the determination of the capital requirement

relating to technical underwriting risks ( ) and with complementary information for the

calculation of the capital requirement for mismatch between assets and liabilities.

RR4RCTFPPA: Database with the projection of the liability and of the claim frequency for each measurement bucket for the

calculation of the capital requirement for mismatch between assets and liabilities (only

applicable to Insurance Institutions authorized to operate Pension Insurance).

The text files of the aforementioned databases must be reported in accordance with the usage instructions, text descriptors and specific criteria of the files that make up the RR4RCTF product, which will be made available through the Commission's Website, in accordance with what is stated in

Provision 39.1.10 of these provisions.

The indicated files will be identified according to the following nomenclature:

I.

The database with the result of the determination of the capital requirement relating to the

technical underwriting risks ( ) and with complementary information for the calculation of the

capital requirement for mismatch between assets and liabilities ( ) must be reported in the

magnetic file in text format whose name will be integrated by 23 alphanumeric characters ordered

as follows:

a)

The first ten positions will correspond to the specific file identifier:

"RR4RCTFPRES".

b)

The eleventh position will correspond to the code for the type of Insurance Institution:

Code

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

S

Insurance Institutions that carry out life operations.

c)

From the twelfth to the fifteenth position, the number assigned to the

Insurance Institution in question must be indicated. This number must be preceded by zeros to

occupy the four positions.

d)

From the sixteenth to the nineteenth position, the reporting year must be indicated.

e)

In the twentieth and twenty-first positions, the reporting month must be written. This

number, if applicable, must be preceded by a zero to occupy the two positions.

f)

In the twenty-second and twenty-third positions, the last day of the reported month

must be written.

Example:

In the case of an Insurance Institution authorized to operate Pension Insurance with code

"0001" and reporting date June 30, 2015, the name of the database with the result of the

determination of the capital requirement for technical underwriting risks and with information

complementary for the calculation of the capital requirement for mismatch between assets and liabilities, must

be constructed as follows:

Position

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

Extension

Character

R

R

4

R

C

T

F

R

E

S

P

0

0

0

1

2

0

1

5

0

6

3

0

.TXT

II.

The database with the projection of the liability and of the claim frequency for each measurement bucket for

the calculation of the capital requirement for mismatch between assets and liabilities, applicable to the

Insurance Institutions authorized to operate Pension Insurance, must be reported in the

magnetic file in text format whose name will be integrated by 23 alphanumeric characters

ordered as follows:

a)

The first ten positions will correspond to the specific file identifier:

"RR4RCTFPPA".

b)

The eleventh position will correspond to the code for the type of Insurance Institution:

Code

Definition

P

Insurance Institutions authorized to operate Pension Insurance.

c)

From the twelfth to the fifteenth position, the number assigned to the

Insurance Institution in question must be indicated. This number must be preceded by zeros to

occupy the four positions.

d)

From the sixteenth to the nineteenth position, the reporting year must be indicated.

e)

In the twentieth and twenty-first positions, the reporting month must be written. This

number, if applicable, must be preceded by a zero to occupy the two positions.

f)

In the twenty-second and twenty-third positions, the last day of the reported month

must be written.

---

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