Regulatory Alerts2022-03-17
Added · Updated
Application process timeline
The statutory consideration period for payment service provider licence applications is three months, commencing only upon receipt of all required information. The processing clock suspends when information is missing or additional questions arise, and DNB may cease consideration within four weeks if applicants fail to provide sufficient supplements. Application quality and completeness significantly influence total processing times, with better submissions generally resulting in faster decisions.
Factsheet
Read aloud
When applying for a licence from DNB, you should bear in mind the following processing times. The time between submitting your application and receiving DNB's decision differs for each application.
Published: 17 March 2022
When applying for a licence from DNB, you should bear in mind the following processing times. The time between submitting your application and receiving DNB's decision differs for each application. The statutory consideration period for a licence application for payment service providers is three months. We have learned from experience that the total application processing time tends to be longer than three months. This is because the consideration period does not commence until we have received all information that is required to take a decision. The consideration period may be suspended if information is missing, or if your application prompts additional questions. We will then ask you to supply the additional information. Pursuant to the law, the consideration period is suspended and will not restart until we have received all relevant information. If you do not supplement your application on request, or do not do so sufficiently, we may decide to cease consideration of your application within four weeks.
Quality
The total time taken to process your application depends greatly on its quality and completeness and the additional information you supply. If for any reason we are unable to come to a decision before the set deadline, we will inform you accordingly. Generally speaking, the better the quality of your submitted application (in terms of both content and completeness), the faster we can process it.
Contact
If you are considering applying, you can contact the Expert Centre on Market Access to announce your application and enquire about the expected processing time.
Authorisation, yes or no?
What is a payment service provider?
Payment services requiring authorisation
Payment services not requiring authorisation
Exemption from the authorisation requirement
Applying for a licence
Application form and notes
Application process (10 steps)
Application process timeline
Success factors
Fees charged upon application
Background information
PSD2
Ban on operating as a payment service provider without authorisation
The public register
Payment service providers having their registered office in another EEA country
Laws and regulations on the market access of payment service providers
What is an account information service?
Payment initiation services
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Factsheet
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