Regulatory Alerts2026-06-30 | 2026-13192Added · Updated
Assessments Thresholds, Rate Schedules, and Adjustments
The Federal Deposit Insurance Corporation proposes amendments to deposit insurance assessment regulations to increase the asset threshold defining small institutions from $10 billion to $30 billion with future inflation indexing. The proposal also reduces initial base assessment rates by 2 basis points for small institutions and 1 basis point for large and highly complex institutions. Additionally, it introduces a resolution readiness adjustment offering up to 1 basis point in rate reductions for large institutions participating in virtual data room testing and data access initiatives.
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