2026-06-15 | DOF 5790543Added
The Federal Government, through the National Commission of Insurance and Sureties, authorizes Adolfo Díaz López and Norberto Gerardo Vázquez Peñaloza to organize, operate, and function as an insurance institution named Aseguradora Consolidación Patrimonial, S.A. de C.V., authorized to conduct life insurance operations in Mexico with a fixed social capital of $100,000,000.00 Mexican pesos. This authorization is subject to obtaining a favorable opinion from the Commission within 180 days from the approval of the public instrument establishing the company, and the institution must publish this notice in the Official Gazette and two widely circulated newspapers within 120 days of notification.
DOF: 15/06/2026
OFFICE LETTER granting authorization to Aseguradora Consolidación Patrimonial, S
A seal with the National Coat of Arms appears on the margin, which reads: United Mexican States.- Treasury.- Ministry of
Treasury and Public Credit.- National Commission of Insurance and Sureties.- Presidency.- File:
C00.411.3S.2"24".- Office No. 06-C00-41100-09428/2026.- Legal Vice Presidency.- General Directorate
of Legal Advisory and Intermediaries.
ADOLFO DÍAZ LÓPEZ AND
NORBERTO GERARDO VÁZQUEZ PEÑALOZA
Calzada Santa Catarina No. 154
San Ángel Inn Neighborhood
Álvaro Obregón Municipality
C.P. 01060, Mexico City
SUBJECT:
Authorization to Aseguradora
Consolidación Patrimonial, S.A. de
C.V., to organize, operate and
function as an insurance institution.
The Federal Government, through the National Commission of Insurance and Sureties, prior to the Agreement of its Board of Directors, based on articles 2, fraction I, 17, 26 and 31, fraction VIII, of the Organic Law of the Federal Public Administration; 4, section G, fraction III, 48 and 49 of the Internal Regulation of the Ministry of Treasury and Public Credit; 11, 12, 25, first paragraph, fraction I, 41, fractions I to VI and VIII, 47, 366, fraction
VIII, 367, fractions I and II, 369, fraction II, 370, last paragraph, 372, fraction XLI, and 373 of the Law of Insurance and Surety Institutions; 30-E, fraction IV, of the Federal Rights Law; in Provisions 2.1.1. to 2.1.4., in Chapters 39.1. and 39.6., and in Annex 2.1.3-a of the Single Insurance and Surety Circular; as well as in articles 4, fractions I and II, 6 and 9 of the Internal Regulation of the National Commission of Insurance and Sureties, issues these Resolutions in attention to the following Background and Considerations:
BACKGROUND
FIRST.- By writings received in the registry office of this Commission on November 12, 2024, February 7, April 3 and 14, June 17 and 24, July 10, August 11, September 9 and 19, 2025, Adolfo
Díaz López on his own behalf and on behalf of Norberto Gerardo Vázquez Peñaloza, requested from
this decentralized body authorization for the organization, operation and functioning of an institution
of insurance that practices life insurance operations under the name Aseguradora Consolidación
Patrimonial, S.A. de C.V.
SECOND.- The authorization request was submitted to the Board of Directors of this Commission, which, taking into consideration the favorable opinion of its Authorization Committee, agreed in its Session 250
held on December 11, 2025 as follows:
" UNIQUE.- GRANTS authorization for Adolfo Díaz López and Norberto Gerardo Vázquez
Peñaloza, to carry out the organization, operation and functioning of an institution of
insurance to be named " Aseguradora Consolidación Patrimonial, S.A. de C.V. " , whose
purpose will be the practice of life insurance operations; with social domicile in the City of
Mexico, and a fixed social capital without right to withdrawal of $100,000,000.00 M.N. (One hundred million
pesos 00/100 National Currency).
The foregoing, under the understanding that the authorization, if granted, will be subject to the institution that is constituted obtaining the favorable opinion that, in due course, this Commission issues in accordance with articles 11, third paragraph, and 47 of the LISF, the which must be requested within a period of one hundred and eighty days counted from the approval of the public instrument in which the constitution of such society is recorded.
In the event that the opinion referred to in article 47 of the Law of Insurance and Surety Institutions is not obtained, the authorization, if granted, will become void. "
THIRD.- Through office letters 06-C00-41100-53527/2025 and 06-C00-41100-53530/2025, of December 15 and 18, 2025, this Commission, among other resolutions, notified the applicants of the favorable opinion and approval of the social statutes of the institution for its constitution; as well as the agreement of the Board of Directors of this decentralized body regarding the request for the organization, operation and functioning of an insurance institution that practices life insurance operations.
FOURTH.- By writing dated January 9, 2026, the applicants presented the proof of payment of the rights referred to in article 30-E, fraction IV, of the Federal Rights Law, for the organization, operation and functioning of the insurance institution Aseguradora Consolidación Patrimonial, S.A. de C.V.
FIFTH.- By writing received in the registry office of this Commission on February 19, 2026, Adolfo Díaz López on his own behalf and on behalf of Norberto Gerardo Vázquez Peñaloza, sent the first original testimony and a notarially certified copy of public instrument number 44,473 of February 18 of 2026, granted before the notary of Lic. Pedro Vázquez Nava, Public Notary No. 70 of the City of Mexico, instrument in which the protocolization of the partnership contract by which Aseguradora Consolidación Patrimonial, S.A. de C.V. is constituted, and which contains the social statutes that will govern the aforementioned insurance institution; for this reason, by office letter 06-C00-41100-07495/2025, of February 27 of 2026, this decentralized body considered said notarial instrument presented and fulfilled what was ordered in office letters numbers 06-C00-41100-53527/2025 and 06-C00-41100-53530/2025, of December 15 and 18, 2025, ordering its registration in the corresponding Public Registry of Commerce.
SIXTH.- By writing received in the registry office of this Commission on March 6, 2026, Adolfo Díaz López on his own behalf and on behalf of Norberto Gerardo Vázquez Peñaloza, sent the first original testimony and a notarially certified copy of said public instrument number 44,473 of February 18 of 2026.
CONSIDERATIONS
FIRST.- Once the documentation and information submitted by the applicants, through the writings referred to in the First Background of this office letter, was reviewed, it was determined that the requirements established in articles 11, 25, first paragraph, fraction I, and 41 of the Law of Insurance and Surety Institutions; in Provisions 2.1.1. to 2.1.4., in Chapters 39.1., and 39.6., and in Annex 2.1.3-a of the Single Insurance and Surety Circular; applicable regulations for the organization, operation and functioning of an insurance institution that practices life insurance operations.
SECOND.- That in accordance with articles 11 and 369, fraction II, of the Law of Insurance and Surety Institutions, authorizations to organize, operate and function as an insurance institution must be granted by this Commission, prior to the agreement of its Board of Directors, which is why it is taken into account that the Board of Directors of this decentralized body, in its Session 250 held on December 11 of 2025, agreed to grant the requested authorization; likewise, it is to be considered that it corresponds to the Head of the Presidency of this Commission to comply with the agreements of the aforementioned Governing Body, in terms of what is established in articles 370, last paragraph, and 372, fraction XLI, of said Law.
THIRD.- That in accordance with what is stated in article 11 of the Law of Insurance and Surety Institutions, this National Commission of Insurance and Sureties, through office letter number 06-C00-41100-53527/2025 dated December 15, 2025, granted approval to the project of social statutes submitted, and through the diverse number 06-C00-41100-53530/2025 of the 18th of the same month and year, notified the applicants of the agreement of the Board of Directors granting the requested authorization.
FOURTH.- That through office letter number 06-C00-41100-07495/2026, of February 27, 2026, this Commission considered presented public deed number 44,473, in which the protocolization of the social statutes of the insurance institution Aseguradora Consolidación Patrimonial, S.A. de C.V. is recorded, in compliance with office letters 06-C00-41100-53527/2025 and 06-C00-41100-53530/2025, of December 15 and 18 of 2025, described in the Third Background of this office letter, ordering its registration in the Public Registry corresponding.
FIFTH. -
That in terms of articles 11, third paragraph, 12 and 47 of the Law of Insurance and Surety Institutions, the start of operations as an insurance institution will be subject to obtaining the favorable opinion issued by this Commission, which must be requested within a period of one hundred and eighty days counted from the approval of the public instrument in which the social statutes of Aseguradora Consolidación Patrimonial, S.A. de C.V. are recorded.
In view of the foregoing, the following are issued:
RESOLUTIONS
FIRST.- The Federal Government through the National Commission of Insurance and Sureties, and prior to the agreement of its Board of Directors, based on articles 2, fraction I, 17, 26 and 31, fraction VIII, of the Law of the Organic Administration of the Federal Public Administration; 4, section G, fraction III, 48 and 49 of the Internal Regulation of the Ministry of Treasury and Public Credit; 11, 12, 25, first paragraph, fraction I, 41, fractions I to VI and VIII, 47, 366, fraction VIII, 367, fractions I and II, 369, fraction II, 370, last paragraph, 372, fraction XLI, and 373 of the Law of Insurance and Surety Institutions; 30-E, fraction IV, of the Federal Rights Law; in the Provisions 2.1.1. to 2.1.4., in Chapters 39.1., and 39.6., and in Annex 2.1.3-a of the Single Insurance and Surety Circular; grants authorization to Adolfo Díaz López and Norberto Gerardo Vázquez Peñaloza, for them to carry out the organization, operation and functioning of an insurance institution under the name of Aseguradora Consolidación Patrimonial, S.A. de C.V. in accordance with the following:
AUTHORIZATION GRANTED BY THE FEDERAL GOVERNMENT TO ASEGURADORA CONSOLIDACIÓN PATRIMONIAL, S.A. DE C.V., TO ORGANIZE, OPERATE AND FUNCTION AS AN INSURANCE INSTITUTION, UNDER THE FOLLOWING TERMS:
ARTICLE FIRST.- In exercise of the power conferred on the Federal Government by article 11 of the Law of Insurance and Surety Institutions, the National Commission of Insurance and Sureties authorizes Aseguradora Consolidación Patrimonial, S.A. de C.V., to organize, operate and function as an insurance institution.
ARTICLE SECOND.- The insurance institution is authorized to practice in the Mexican Republic the life insurance operation.
ARTICLE THIRD.- The insurance institution will be subject to the Law of Insurance and Surety Institutions, as well as to the provisions derived from it, to the General Law of Commercial Societies, and to the other norms that, by their nature, are applicable to it, and in particular, to the following bases:
I.- The name will be Aseguradora Consolidación Patrimonial, followed by the words Variable Capital Anonymous Society or its abbreviations S.A. de C.V.
II.- The insurance institution must have the minimum paid capital for each operation and line of business it has authorized, equivalent in national currency to the value of the Investment Units determined by the National Commission of Insurance and Sureties, with the agreement of its Board of Directors, through general provisions, as established in article 49, first paragraph, of the Law of Insurance and Surety Institutions.
III.- The social domicile of the insurance institution is Mexico City.
ARTICLE FOURTH.- The insurance institution will be subject to the inspection and supervision of the National Commission of Insurance and Sureties, in accordance with article 382 of the Law of Insurance and Surety Institutions.
ARTICLE FIFTH.- By its very nature this authorization is non-transferable.
SECOND.- This authorization, as established in articles 11 and 12 of the Law of Insurance and Surety Institutions, is subject to the aforementioned institution obtaining the favorable opinion that, in due course, this Commission issues in accordance with article 47 of the Law of Insurance and Surety Institutions.
In the event that the favorable opinion referred to is not obtained, this authorization will not take effect.
THIRD.- This office letter must be published in the Official Gazette of the Federation and in two newspapers of wide circulation from the social domicile of the institution, within one hundred and twenty days following the date of its notification, in terms of what is provided in article 11, fourth paragraph, of the Law of Insurance and Surety Institutions, at the expense of the interested parties.
This is issued based on the information provided by the applicants contained in the writings submitted and is limited exclusively to the authorization granted to Aseguradora Consolidación Patrimonial, S.A. de C.V., under the terms described that, in accordance with the applicable provisions, it falls to this Commission to resolve, and does not prejudge any act that said society carries out and that implies prior authorization or approval from other financial, administrative, tax or any other nature authorities, in terms of current regulations, nor validates the legality or validity of the same in case such authorization or approval is not obtained.
Respectfully,
Mexico City, April 9, 2026. - The President of the National Commission of Insurance and Sureties , Ricardo Ernesto Ochoa Rodríguez .- Rubric.
(R.- 577109 )
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