Bank of Portugal issued Notice No. 1/2025 to amend Notice No. 6/2024 regarding the provision of information to banking clients about the State's personal guarantee regime for permanent housing credit for young people up to 35 years old. The regulation applies to credit institutions, including banks and agricultural credit cooperatives, to ensure compliance with behavioral supervision standards. It entered into force on January 18, 2025, following its publication in the Official Journal on January 17, 2025.
Amends Bank of Portugal Notice No. 6/2024 regarding the provision of information to banking clients about the State's personal guarantee regime for the granting of credit for permanent own housing to young people up to 35 years old.
To improve your browsing experience, this website uses anonymized information provided by cookies. Cookie Policy. Cookies are files or text files containing small amounts of information that are downloaded and stored on the user's device via their browser when visiting a web page. Cookies can be categorized according to the purpose they serve. There are cookies that are strictly necessary for the functioning of the website, while others collect statistical information in order to analyze the use of the website and its performance, or are used to ensure the availability of additional features on the website or to save the visitor's preferences regarding navigation, whenever you use the same device. This cookie policy is an integral part of the personal data protection policy. Learn more about these policies. Manage cookie preferences.
Always active These cookies are necessary for the website to function and cannot be switched off in our systems. Normally, they are only configured in response to actions taken by you that correspond to a request for services, such as setting your privacy preferences, logging in, or filling out forms. You can configure your browser to block or alert you about these cookies, but some parts of the website will not work. These cookies do not store any personally identifiable information.
These cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our website. They help us know which pages are the most and least popular and see how visitors move around the website. All information collected by these cookies is aggregated and, therefore, anonymous. If you do not allow these cookies, we will not know when you visited our site.
These cookies may be set on our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant ads on other websites. They do not store personal information directly, but are based on the unique identification of your browser and internet device. If you do not allow these cookies, you will have less targeted advertising.