2025-12-18

Finanstilsynets Practice for Risk and Capital Requirement Assessment

The Norwegian Financial Supervisory Authority (Finanstilsynet) issues this guidance to define its practices for assessing risk and capital requirements for banks, financial holding companies, credit institutions, and finance companies. The document outlines the regulatory framework and methodologies used to determine the Supervisory Review and Evaluation Process (SREP) and sectoral concentration. It serves as a comprehensive reference for financial institutions regarding compliance with capital adequacy standards.

Norway

Finanstilsynet Norway

Show thumbnailShow full textSourceAdd to collection

Show full text

Guidance

The guidance applies to banks, holding companies in financial undertakings, credit institutions, and finance companies.

Guidance with annex

Finanstilsynets Practice for Risk and Capital Requirement Assessment (pdf)

Annex (pdf)

Sectoral Classification (xlsx)

Sectoral Concentration in SREP