2025-12-18
The Norwegian Financial Supervisory Authority (Finanstilsynet) issues this guidance to define its practices for assessing risk and capital requirements for banks, financial holding companies, credit institutions, and finance companies. The document outlines the regulatory framework and methodologies used to determine the Supervisory Review and Evaluation Process (SREP) and sectoral concentration. It serves as a comprehensive reference for financial institutions regarding compliance with capital adequacy standards.