Regulatory Alerts2025-10-25
Live Implementation of the Enhanced Comprehensive Credit and Equity Exposures Report of 2023 (COCREE 2.0)
The Bangko Sentral ng Pilipinas mandates that Rural Banks and Cooperative Banks commence live implementation of the COCREE 2.0 reporting framework starting with the September 30, 2025 reporting period. Institutions must utilize the BRMS-Live Module for submissions, with a November 28, 2025 deadline to initiate live reporting to qualify for a three-period grace period or exemption from penalties. Banks failing to meet this deadline must transition from the pilot sandbox by January 30, 2026, after which all reporting is strictly enforced through the live system.
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