2022-05-17
The Reserve Bank of New Zealand commissioned Kantar NZ to conduct deliberative workshops to assess public sentiment regarding its proposal to increase bank capital requirements. The research revealed that while older demographics strongly supported the measure for long-term family protection, younger participants opposed it due to concerns over immediate housing affordability and cost of living pressures. Key barriers to engagement included low baseline understanding of bank failure impacts and the cognitive difficulty of processing complex trade-offs between short-term costs and long-term systemic safety.