2025-07-25 | 2025-14060The OCC, Federal Reserve Board, and FDIC jointly request public comments on their fourth EGRPRA regulatory review focusing on Banking Operations, Capital, and Community Reinvestment Act rules. This notice seeks to identify outdated or unduly burdensome requirements imposed on insured depository institutions and their holding companies, with written comments due by October 23, 2025. The agencies will evaluate the feedback to determine whether specific regulations should be amended, repealed, or retained to reduce compliance costs while preserving consumer protection and financial system safety.