Regulatory Alerts2025-07-15 | FIL-31-2025Proposed Amendments to FDIC Guidelines for Appeals of Material Supervisory Determinations
The Federal Deposit Insurance Corporation proposes to amend its supervisory appeals guidelines by replacing the existing Supervision Appeals Review Committee with an independent, standalone Office of Supervisory Appeals. This new office will be staffed by part-time reviewing officials with bank supervisory or industry experience, report directly to the FDIC Chairperson’s Office, and exercise delegated authority to resolve appeals of material supervisory determinations without deferring to the initial examining divisions. The revised framework clarifies the interaction between supervisory appeals and formal enforcement actions, ensures timely and independent review of examination ratings and loan classifications, and invites public comments by September 16, 2025.