Regulatory Alerts2026-08-18
Added · Updated
Banking Sector Quarterly Brief (Q2 2026)
The document reports that the Thai banking system's overall loan growth reached 2.0% year-on-year in the second quarter of 2026, driven by lending to large corporations. Non-performing loans (Stage 3) declined to 534.8 billion baht, keeping the NPL ratio stable at 2.82%, while Stage 2 loans fell to 6.78%. Commercial banks' net profits increased due to higher fair value gains, lower provisioning expenses, and improved cost management, which offset declines in net interest income.