2025-10-01
The Autorité des marchés financiers requires Quebec-authorized life and health insurers to electronically file specified annual returns, financial statements, actuarial reports, and compliance attestations for the fiscal year ending October 31, 2025. Most submissions must be completed within sixty days of the fiscal year end, while business plans and certain audits carry extended deadlines extending into 2026. Failure to submit complete documents on time or refusal to provide access triggers monetary administrative penalties under the Insurers Act.