Joint Normative Instruction No. 2 - Amends Filling Instructions and Layout of Document 3050 - Aggregated Credit and Leasing Statistics of the Credit Information System (SCR)

The Head of the Statistics Department (DSTAT) and the Head of the Financial System Monitoring Department (Desig), in the exercise of the powers conferred upon them by Article 23, item I, subsection "a", of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84,287 of February 27, 2015, based on Article 77, item III, of said Regulations, and having in view the provisions of Resolution No. 4,571 of May 26, 2017, Circular No. 3,870 of December 19, 2017, and Circular Letter No. 3,869 of March 19, 2018,

R E S O L V E:

Art. 1. The new versions of the Filling Instructions and the Layout of Document 3050 - Aggregated Credit and Leasing Statistics, available on the Central Bank of Brazil's website at the electronic address https://www.bcb.gov.br/estabilidadefinanceira/scrdoc3050, shall enter into force, starting from the data base of January 7, 2022, with information relating to the period from January 3 to January 7, 2022.

Art. 2. The following modifications were made to the Filling Instructions of Document 3050:

I - in item 2 - Identification of information to be provided: the provision of information relating to minimum rates, maximum rates, number of new contracts, number of contracts by levels of delay, and number of companies/entities involved is waived for all credit modalities with free resources and with directed resources;

II - in item 3 - Credit modalities and leasing: the provision of information relating to the modalities "Credit Card - Revolving in normal course" and "Credit Card - Revolving in arrears" from the segments of legal entities and natural persons of credit operations with free resources is waived;

III - in item 6.1 - Average rates: new guidelines are presented for the calculation of average operational charge rates;

IV - in item 7.1 – Modalities with free resources, item I, subsection "p" (Credit Card – installment): a new wording is presented for installment withdrawal operations;

V - in item 7.1 – Modalities with free resources, item II, subsection "b" (Unsecured personal credit): a new wording is presented for unsecured personal credit operations;

VI - in item 7.1 - Modalities with free resources, item II, subsection "d" (Secured personal credit for public sector workers): a new wording is presented for the composition of "public sector";

VII - in item 7.1 – Modalities with free resources, item II, subsection "i" (Revolving credit card): a new wording is presented for cash advance operations;

VIII - in item 7.1 – Modalities with free resources, item II, subsection "l" (Credit Card – installment): a new wording is presented for installment withdrawal operations;

IX - in item 7.2 - Modalities with directed resources: a new definition is presented for credit operations with directed resources;

X - in item 7.2 - Modalities with directed resources, subsection "k": a new wording is presented for the modality "Other directed credits".

Art. 3. The modifications referred to in Art. 2 are described in the filling instructions of Document 3050 and can be consulted in the "History of revisions".

Art. 4. The following modifications were made to the Layout of Document 3050:

I - in the TXB Layout, information relating to minimum rates, maximum rates, number of new contracts, number of contracts by levels of delay, and number of companies/entities involved is no longer reported for all credit modalities with free resources and with directed resources;

II - in the TXB Layout, information relating to the modalities "Credit Card - Revolving in normal course" and "Credit Card - Revolving in arrears" from the segments of legal entities and natural persons of credit operations with free resources is no longer reported.

Art. 5. The updated version of the layout of document code 3050, as provided for in this Normative Instruction, will be made available by November 1, 2021.

Art. 6. Circular Letter No. 3,811 of March 23, 2017, is revoked effective January 1, 2022.

Art. 7. This Normative Instruction enters into force on November 1, 2021.

Renato Baldini Júnior

Head of DSTAT, in exercise

Gilneu Francisco Astolfi Vivan

Head of Desig