2025-10-22

Instruction No. 2025-I-20 on the Composition of the Prior Declaration File for Affiliation, Withdrawal, or Exclusion of a Mutual Insurance Group Company (SGAM), a Mutualist Group Union (UMG), or a Social Protection Insurance Group Company (SGAPS)

The Prudential Control and Resolution Authority issued Instruction No. 2025-I-20 to update the annexes governing the prior declaration file required for the affiliation, withdrawal, or exclusion of mutual insurance group companies, mutualist group unions, and social protection insurance group companies. This instruction replaces previous directives from 2015, 2018, 2019, and 2024, mandating that all declarations be submitted electronically via the ACPR portal. The updated regulatory framework enters into force on January 1, 2026.

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PRUDENTIAL CONTROL AND RESOLUTION AUTHORITY

Instruction No. 2025-I-20 regarding the composition of the prior declaration file for the affiliation, withdrawal, or exclusion of a mutual insurance group company (SGAM), a mutualist group union (UMG), or a social protection insurance group company (SGAPS) replacing Instruction No. 2015-I-17 of June 30, 2015 as amended by Instruction No. 2018-I-15 of July 11, 2018, Instruction No. 2019-I-11 of April 18, 2019 and Instruction No. 2024-I-11 of October 21, 2024

The Prudential Control and Resolution Authority, Having regard to the Insurance Code, particularly its Articles L. 322-1-3, L. 322-1-4, and R. 322-161; Having regard to the Monetary and Financial Code, particularly its Articles L. 612-14, L. 612-24, and R. 612-21; Having regard to the Mutual Code, particularly its Articles L. 111-4-2 and R. 115-2; Having regard to the Social Security Code, particularly its Articles L. 931-2-2 and R. 931-1-16; Having regard to Ordinance No. 2015-378 of April 2, 2015; Having regard to Decree No. 2015-513 of May 7, 2015; Having regard to the opinion of the Prudential Affairs Consultative Commission of October 1, 2025,

DECIDES

Article 1: The prior declaration file for affiliation, withdrawal, or exclusion provided for in Article R. 322-161 of the Insurance Code for mutual insurance group companies, Article R. 115-2 of the Mutual Code for mutualist group unions, and Article R. 931-1-16 of the Social Security Code for social protection insurance group companies shall consist of the elements defined in the annex to this instruction.

Article 2: This file must be sent in electronic format to the Prudential Control and Resolution Authority by depositing it at the following address: https://acpr-portail.banque-france.fr

Article 3: This instruction replaces Instruction No. 2015-I-17 of June 30, 2015, as amended by Instructions No. 2018-I-15 of July 11, 2018, Instruction No. 2019-I-11 of April 18, 2019, and Instruction No. 2024-I-11 of October 21, 2024, in order to update its annexes. References to Instruction No. 2015-I-17 of June 30, 2015 shall be understood as referring to this instruction.

Article 4: This instruction shall enter into force on January 1, 2026.

Paris, October 22, 2025

For the Sectoral Sub-Collegium for Insurance The President, Jean-Paul FAUGÈRE