Regulatory Alerts2025-03-11 | 2025-03832Statement of Policy on Bank Merger Transactions
The Federal Deposit Insurance Corporation proposes to rescind its 2024 Statement of Policy on Bank Merger Transactions and reinstate its historical policy as an interim measure. This action addresses implementation uncertainties and reduced predictability caused by the 2024 policy’s subjective criteria, affirmative burden on applicants, and deemphasized Herfindahl-Hirschman Index thresholds. The FDIC invites public comments on the proposal by April 10, 2025, while preparing a comprehensive future revision to its entire merger regulatory framework.
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