Regulatory Alerts2025-07-09
Banks and non-bank deposit takers thematic reviews
The regulator has published a summary of thematic reviews conducted within the banking and non-bank deposit takers industry. These reviews cover risk management practices in the deposit taking sector, support for financial inclusion, compliance with liquidity policy, and the conduct and culture of major retail banks. The assessments span from 2018 to 2026 and include joint work with the Financial Markets Authority.
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Thematic reviews
Learn more about thematic reviews we have carried out within the banking and non-bank deposit takers industry.
Published:
Thematic reviews in this section
Risk management
In 2026, we completed a thematic review on risk management practices in the deposit taking sector.
Financial inclusion
In 2025, we completed a thematic review into how deposit takers support financial inclusion.
Compliance with liquidity policy
In 2021, we conducted our first thematic review into banks' compliance with our liquidity policy which we introduced in 2010.
Bank conduct and culture
In 2018, we completed a joint review with the Financial Markets Authority into the conduct and culture of New Zealand's 11 largest retail banks.