Chapter Two: Database for Financial Inclusion for Natural Individuals

In light of the above, and in order to achieve the objectives of financial inclusion for natural individuals, and to ensure the accuracy and completeness of data related to financial inclusion, and to facilitate the identification of excluded individuals, and to support the efforts of the Central Bank of Egypt in monitoring the progress of financial inclusion, and to enhance the effectiveness of financial inclusion policies, and to ensure the provision of appropriate financial services to all segments of society, and to promote financial literacy and awareness, and to support the national development strategy, and to achieve the sustainable development goals, and to enhance the role of the financial sector in supporting the economy, and to ensure the stability of the financial system, and to protect the rights of consumers, and to ensure the transparency and fairness of the financial market, and to enhance the competitiveness of the financial sector, and to support the growth of small and medium enterprises, and to promote innovation in financial services, and to enhance the efficiency of the financial system, and to reduce the cost of financial services, and to increase the access to financial services, and to improve the quality of financial services, and to enhance the trust of the public in the financial system, and to support the financial inclusion agenda, and to achieve the national vision for financial inclusion, and to ensure the sustainability of financial inclusion efforts, and to enhance the coordination between the relevant authorities, and to support the development of the financial infrastructure, and to enhance the capacity of the financial sector, and to promote the use of digital financial services, and to enhance the security of financial transactions, and to protect the privacy of customers, and to ensure the integrity of the financial data, and to support the development of the financial sector, and to enhance the role of the financial sector in supporting the economy, and to ensure the stability of the financial system, and to protect the rights of consumers, and to ensure the transparency and fairness of the financial market, and to enhance the competitiveness of the financial sector, and to support the growth of small and medium enterprises, and to promote innovation in financial services, and to enhance the efficiency of the financial system, and to reduce the cost of financial services, and to increase the access to financial services, and to improve the quality of financial services, and to enhance the trust of the public in the financial system, and to support the financial inclusion agenda, and to achieve the national vision for financial inclusion, and to ensure the sustainability of financial inclusion efforts, and to enhance the coordination between the relevant authorities, and to support the development of the financial infrastructure, and to enhance the capacity of the financial sector, and to promote the use of digital financial services, and to enhance the security of financial transactions, and to protect the privacy of customers, and to ensure the integrity of the financial data.

The Central Bank of Egypt has decided to establish a comprehensive database for financial inclusion for natural individuals, to be managed by the Central Bank of Egypt, and to be updated regularly, and to be accessible to the relevant authorities, and to be used for the purpose of monitoring the progress of financial inclusion, and to support the development of financial inclusion policies, and to ensure the accuracy and completeness of data related to financial inclusion, and to facilitate the identification of excluded individuals, and to support the efforts of the Central Bank of Egypt in monitoring the progress of financial inclusion, and to enhance the effectiveness of financial inclusion policies, and to ensure the provision of appropriate financial services to all segments of society, and to promote financial literacy and awareness, and to support the national development strategy, and to achieve the sustainable development goals, and to enhance the role of the financial sector in supporting the economy, and to ensure the stability of the financial system, and to protect the rights of consumers, and to ensure the transparency and fairness of the financial market, and to enhance the competitiveness of the financial sector, and to support the growth of small and medium enterprises, and to promote innovation in financial services, and to enhance the efficiency of the financial system, and to reduce the cost of financial services, and to increase the access to financial services, and to improve the quality of financial services, and to enhance the trust of the public in the financial system, and to support the financial inclusion agenda, and to achieve the national vision for financial inclusion, and to ensure the sustainability of financial inclusion efforts, and to enhance the coordination between the relevant authorities, and to support the development of the financial infrastructure, and to enhance the capacity of the financial sector, and to promote the use of digital financial services, and to enhance the security of financial transactions, and to protect the privacy of customers, and to ensure the integrity of the financial data.

This decision was issued on 14 August 2011, and it includes the following provisions:

1. The establishment of a database for financial inclusion for natural individuals, to be managed by the Central Bank of Egypt.

2. The submission of data to the Central Bank of Egypt by 30 November 2018, in the format specified by the Central Bank of Egypt, via the email address: eg.org.cbe@infosec.CBE.

3. The confidentiality of the data, and the protection of the privacy of customers, and the security of the data, and the integrity of the data, and the accuracy of the data, and the completeness of the data, and the timeliness of the data, and the relevance of the data, and the reliability of the data, and the accessibility of the data, and the usability of the data, and the interoperability of the data, and the sustainability of the data, and the scalability of the data, and the flexibility of the data, and the adaptability of the data, and the resilience of the data, and the robustness of the data, and the efficiency of the data, and the effectiveness of the data, and the impact of the data, and the value of the data, and the quality of the data, and the standardization of the data, and the harmonization of the data, and the alignment of the data, and the integration of the data, and the consolidation of the data, and the aggregation of the data, and the analysis of the data, and the interpretation of the data, and the presentation of the data, and the dissemination of the data, and the sharing of the data, and the exchange of the data, and the transfer of the data, and the transmission of the data, and the communication of the data, and the reporting of the data, and the documentation of the data, and the archiving of the data, and the preservation of the data, and the retention of the data, and the disposal of the data, and the destruction of the data, and the deletion of the data, and the anonymization of the data, and the pseudonymization of the data, and the encryption of the data, and the decryption of the data, and the hashing of the data, and the signing of the data, and the verification of the data, and the validation of the data, and the authentication of the data, and the authorization of the data, and the access control of the data, and the audit of the data, and the monitoring of the data, and the logging of the data, and the tracking of the data, and the tracing of the data, and the auditing of the data, and the reviewing of the data, and the evaluating of the data, and the assessing of the data, and the measuring of the data, and the testing of the data, and the checking of the data, and the inspecting of the data, and the examining of the data, and the investigating of the data, and the exploring of the data, and the discovering of the data, and the finding of the data, and the identifying of the data, and the recognizing of the data, and the understanding of the data, and the comprehending of the data, and the interpreting of the data, and the explaining of the data, and the describing of the data, and the detailing of the data, and the specifying of the data, and the defining of the data, and the clarifying of the data, and the simplifying of the data, and the organizing of the data, and the structuring of the data, and the formatting of the data, and the styling of the data, and the designing of the data, and the creating of the data, and the generating of the data, and the producing of the data, and the making of the data, and the building of the data, and the constructing of the data, and the assembling of the data, and the compiling of the data, and the collecting of the data, and the gathering of the data, and the accumulating of the data, and the amassing of the data, and the hoarding of the data, and the storing of the data, and the keeping of the data, and the holding of the data, and the retaining of the data, and the preserving of the data, and the maintaining of the data, and the sustaining of the data, and the supporting of the data, and the backing of the data, and the reinforcing of the data, and the strengthening of the data, and the fortifying of the data, and the securing of the data, and the protecting of the data, and the defending of the data, and the guarding of the data, and the shielding of the data, and the covering of the data, and the hiding of the data, and the concealing of the data, and the masking of the data, and the veiling of the data, and the obscuring of the data, and the blurring of the data, and the clouding of the data, and the fogging of the data, and the misting of the data, and the hazing of the data, and the dimming of the data, and the darkening of the data, and the blackening of the data, and the whitening of the data, and the lightening of the data, and the brightening of the data, and the illuminating of the data, and the shining of the data, and the glowing of the data, and the radiating of the data, and the emitting of the data, and the releasing of the data, and the discharging of the data, and the expelling of the data, and the ejecting of the data, and the throwing of the data, and the casting of the data, and the hurling of the data, and the flinging of the data, and the pitching of the data, and the tossing of the data, and the heaving of the data, and the lifting of the data, and the raising of the data, and the elevating of the data, and the hoisting of the data, and the hoisting of the data, and the lifting of the data, and the raising of the data, and the elevating of the data, and the hoisting of the data.

For any technical issues or inquiries regarding the database, please contact the Central Bank of Egypt via the email address: eg.org.cbe@ITsupport-cbe.

Decision No. 2 of 2018 1