Chapter Two: Sector Concepts Included In Assets And Liabilities Distribution Models By Business Sectors

1. Public Business Sector:
   This sector consists of the following:

Economic public bodies whose objective is the production of goods or services that can be valued economically. These are entities that conduct activities at prices that are largely reciprocal, with their activity objectives primarily focused on achieving profit. It is noted that this item may optionally include the classification of institutions taking the form of public sector companies or those established under the provisions of Law No. 2 on Guarantees and Investment Incentives, each in its relevant provisions.

Public business companies are companies subject to the provisions of Law No. 203 of 1991. Public sector companies are companies owned solely by a public person or in which they participate with other public persons, and companies in which one or more public persons participate with private persons or own part of their capital, provided that a decision is issued by the President of the Republic designating them as public sector companies.

-2 Private Business Sector:
This sector includes the following:

Money companies (Investment Law), which are companies subject to the provisions of the Law on Guarantees and Investment Incentives (Law No. 8 of 1997 and its amendments).

1. Other Money Companies

This includes all other money companies, including joint stock companies, limited partnerships, and limited liability companies, as well as branches of foreign companies operating in Egypt, excluding public business sector companies, public sector companies, and those established under the Law on Guarantees and Investment Incentives.

Personal companies, including general partnerships and simple limited partnerships.

Cooperative associations, which are subject to Law No. 317 of 1956 and any amendments thereto.

Sole establishments, which include transactions between individuals and sole establishments related to agricultural, industrial, commercial, or service activities they conduct.

The basis for distinguishing between transactions of individuals and sole establishments is registration in the commercial register, in addition to information available to the bank regarding their clients and activities.

-3 Public Services Sector:
This sector consists of the following:

The Treasury and Government Administration, including the accounts of the Ministry of Finance and all other ministries.

Local governments, including governorate, city, and village councils, and everything pertaining to local governance.

Service bodies, which are public bodies linked to the service sector, where their activity primarily involves providing public services, and the objective of their activity is not necessarily to achieve profit.

-4 Household Sector:
This sector consists of the following:

Natural persons: which includes personal transactions with individuals.

Local non-profit bodies: such as charitable associations, syndicates, and similar entities.

Foreign bodies operating in Egypt: excluding American aid deposits, which are listed under a separate item.

-5 External Sector (excluding banks):
This includes all establishments, bodies (excluding banks), and individuals located outside the borders of the Arab Republic of Egypt.

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1 Supervision and Oversight Sector Book No. 243 issued on January 29, 1979 2 Supervision and Oversight Sector Book issued on the 13th

• Supervision and Oversight Sector Book issued on the 13th

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