CF-L60-18-No.003-2026. CIRCULAR-2026-0065. Law 60-2018 Amending Law 2 of 1992. Restoration-Colon Free Port

Panama, June 29, 2026 CF-L60-18-No.003-2026. CIRCULAR-2026-0065

Mr. General Manager Yours respectfully

Ref.: Law 60-2018 amending Law 2 of 1992. Restoration-Colon Free Port.

Dear General Manager:

In accordance with the provisions of Article 11 of Law No. 60 of November 5, 2018, "Amending Law 29 of 1992, which adopts a Special Free Port System for the Province of Colon," we are pleased to inform you that the Local Market Reference Rate for Preferential Mortgage Loans for Restoration-Colon Free Port, corresponding to the Third Quarter of the year 2026, is SIX POINT FIFTY PERCENT ANNUAL (6.50%).

Without further matters, we remain at your disposal.

Sincerely,

Milton Ayón Wong Superintendent

"Solidity and trust: guarantors of the rights of banking consumers"

Av. Samuel Lewis, Panama Business Tower, ground floor - Tel.: (507) 506 7800 / (507) 506-7900 - Fax (507) 506 7700 / 506-7703 P.O. Box 0832-2397 W.T.C. Panama, Republic of Panama - www.superbancos.gob.pa - email: superbancos@superbancos.gob.pa

Official document signed with a Qualified Electronic Signature in the Document Transparency System – TRANSDOC of the Superintendency of Banks of Panama, in accordance with Law 83 of 09/11/2012 and Executive Decree No. 275 of 11/05/2018. Use the QR Code to verify the authenticity of the document or the URL: https://sigob.superbancos.gob.pa/consulta?id=QRsRr7rdbjmI8hkvlNehRcHeEF5ygZKsH1OIwEbao%2FQ%3D