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2019-12-18 | CIEX N° 76/2019

Added 2026-07-27 · Updated 2026-08-03

CIEX No. 76/2019: Survey on Credit Market Conditions

The Central Bank of Bolivia requires banking entities to submit data regarding credit demand perception, application trends, approval rates, and borrower repayment capacity for November 2019. Banks must provide contact details for their top credit executives by December 19, 2019, to receive the survey link, which must be completed and returned between December 20 and 24, 2019. The survey collects qualitative assessments comparing current credit conditions to those observed in November 2018 across various sectors and borrower types.

Bolivia

Banco Central de Bolivia

[Logo: BANCO CENTRAL DE BOLIVIA 1928]

BCB-DGD-VUC 2019 DEC 18 PM 12:14

BANCO CENTRAL DE BOLIVIA PLURINATIONAL STATE OF BOLIVIA

EXTERNAL CIRCULAR GENERAL PROCESS DISPATCHED La Paz, December 17, 2019 CIEX No. 76/2019

FROM: GENERAL MANAGEMENT MANAGEMENT OF FINANCIAL ENTITIES TO: BANKING ENTITIES SUBJECT: SURVEY ON CREDIT MARKET CONDITIONS

Ladies and Gentlemen:

The Central Bank of Bolivia informs banking entities that between the 20th and 24th of the current month, a survey on credit demand perception will be conducted, directed at the top executives of the credit area. In this regard, it is requested to send the following information by December 19, 2019, to the email address agutierrez@bcb.gob.bo for the sending of the connection link:

Institution: Name of executive: Email: Phone:

For any questions or clarifications, please contact phone number 2664941, Andrés Gutierrez.

Sincerely,

[Signature] JULIO HUMEREZ QUIROZ MANAGER OF FINANCIAL ENTITIES a.i. BANCO CENTRAL DE BOLIVIA

[Signature] CARLOS A. COLDRO LÓPEZ GENERAL MANAGER a.i. BANCO CENTRAL DE BOLIVIA

CACL/JHQ/mmvt/mabf/amgv Adj.: Survey

The BCB contributes to the economic and social development of the country Ayacucho Street corner Mercado · Phone: (591-2) 2409090 · Fax: (591-2) 2661590 www.bcb.gob.bo · bancocentraldebolivia@bcb.gob.bo · La Paz Bolivia

[Logo: BANCO CENTRAL DE BOLIVIA 1928]

Credit Demand Perception Survey

This survey is directed at the top executives of the commercial area with the objective of obtaining qualitative information on their perception of credit demand.

A. General Data

Institution: ...................................................................................................................................................................

Name of executive: ...................................................................................................................................................

Position: ........................................................................................................................................................................

Phone: ................................................................... Fax: ...........................................................................................

Email: ........................................................................................................................................................................

Instructions

This survey consists of a set of questions that must be marked with the alternative that best reflects the opinion of the respondent.
The response to each question must be based on the results as of November 2019 and compared with the behavior observed in a similar period of the previous management year.

Credit Applications

B. What was the behavior of credit applications in your institution, compared to November of the 2018 management year?

	Increased	No changes	Decreased	Explanation
Productive Enterprise	[ ]	[ ]	[ ]	.......................................................
Productive SME	[ ]	[ ]	[ ]	.......................................................
Productive Microcredit	[ ]	[ ]	[ ]	.......................................................
Enterprise Services	[ ]	[ ]	[ ]	.......................................................
SME Services	[ ]	[ ]	[ ]	.......................................................
Microcredit Services	[ ]	[ ]	[ ]	.......................................................
Enterprise Commerce	[ ]	[ ]	[ ]	.......................................................
SME Commerce	[ ]	[ ]	[ ]	.......................................................
Microcredit Commerce	[ ]	[ ]	[ ]	.......................................................
Housing	[ ]	[ ]	[ ]	.......................................................
Social Interest Housing	[ ]	[ ]	[ ]	.......................................................
Consumption	[ ]	[ ]	[ ]	.......................................................

Credit Applications

C. What was the behavior of credit applications from natural persons, in relation to November of the 2018 management year?

	Increased	No changes	Decreased	Explanation
Public Sector Salaried	[ ]	[ ]	[ ]	.......................................................
Private Sector Salaried	[ ]	[ ]	[ ]	.......................................................
Independent Professional	[ ]	[ ]	[ ]	.......................................................
Merchant	[ ]	[ ]	[ ]	.......................................................
Other	[ ]	[ ]	[ ]	.......................................................

Credit Approvals

D. What was the behavior of credit approvals, in relation to November of the 2018 management year?

	Increased	No changes	Decreased	Explanation
Productive Enterprise	[ ]	[ ]	[ ]	.......................................................
Productive SME	[ ]	[ ]	[ ]	.......................................................
Productive Microcredit	[ ]	[ ]	[ ]	.......................................................
Enterprise Services	[ ]	[ ]	[ ]	.......................................................
SME Services	[ ]	[ ]	[ ]	.......................................................
Microcredit Services	[ ]	[ ]	[ ]	.......................................................
Enterprise Commerce	[ ]	[ ]	[ ]	.......................................................
SME Commerce	[ ]	[ ]	[ ]	.......................................................
Microcredit Commerce	[ ]	[ ]	[ ]	.......................................................
Housing	[ ]	[ ]	[ ]	.......................................................
Social Interest Housing	[ ]	[ ]	[ ]	.......................................................
Consumption	[ ]	[ ]	[ ]	.......................................................

Credit Approvals

E. What was the behavior of credit approvals to natural persons, in relation to November of the 2018 management year?

	Increased	No changes	Decreased	Explanation
Public Sector Salaried	[ ]	[ ]	[ ]	.......................................................
Private Sector Salaried	[ ]	[ ]	[ ]	.......................................................
Independent Professional	[ ]	[ ]	[ ]	.......................................................
Merchant	[ ]	[ ]	[ ]	.......................................................
Other	[ ]	[ ]	[ ]	.......................................................

Borrowers' Repayment Capacity

F. What was the behavior of the repayment capacity of applicants, in relation to November of the 2018 management year?

	Improved	No changes	Decreased	Explanation
Manufacturing Industry	[ ]	[ ]	[ ]	.......................................................
Agriculture and Livestock	[ ]	[ ]	[ ]	.......................................................
Construction	[ ]	[ ]	[ ]	.......................................................
Tourism	[ ]	[ ]	[ ]	.......................................................
Commerce	[ ]	[ ]	[ ]	.......................................................
Real Estate Services	[ ]	[ ]	[ ]	.......................................................
Public Sector Salaried	[ ]	[ ]	[ ]	.......................................................
Private Sector Salaried	[ ]	[ ]	[ ]	.......................................................
Transport	[ ]	[ ]	[ ]	.......................................................
Other	[ ]	[ ]	[ ]	.......................................................

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