STATE BANK OF VIETNAM

No. 08/2026/TT-NHNN

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SOCIALIST REPUBLIC OF VIETNAM

Independence - Freedom - Happiness

Hanoi, May 15, 2026

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CIRCULAR

Amending and supplementing point a, clause 4, article 20 of Circular No. 22/2019/TT-NHNN regulating limits and ratios ensuring safety in the operations of banks and foreign bank branches

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Pursuant to the Law on the State Bank of Vietnam No. 46/2010/QH12; Pursuant to the Law on Credit Institutions No. 32/2024/QH15, as amended and supplemented by Law No. 96/2025/QH15; Pursuant to Decree No. 26/2025/NĐ-CP of the Government regulating the functions, tasks, powers, and organizational structure of the State Bank of Vietnam; At the proposal of the Director of the System Safety Department of Credit Institutions; The Governor of the State Bank of Vietnam issues this Circular amending and supplementing point a, clause 4, article 20 of Circular No. 22/2019/TT-NHNN regulating limits and ratios ensuring safety in the operations of banks and foreign bank branches.

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Article 1. Amending and supplementing point a, clause 4, article 20 as follows:

“a) Deposits of domestic and foreign organizations (including deposits of credit institutions and other foreign bank branches), excluding the following items: (i) Customer margin deposits and dedicated capital deposits; (ii) Non-maturity deposits of the State Treasury; (iii) 80% of the balance of maturity deposits of the State Treasury.”

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Article 2. Effectiveness

1. This Circular takes effect from May 15, 2026.
2. Repeal the provisions at clause 1, article 1 of Circular No. 26/2022/TT-NHNN amending and supplementing some articles of Circular No. 22/2019/TT-NHNN regulating limits and ratios ensuring safety in the operations of banks and foreign bank branches.

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Article 3. Organization of Implementation

The heads of units under the State Bank of Vietnam, banks, foreign bank branches, and relevant organizations and individuals are responsible for organizing the implementation of this Circular.

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For distribution:

• As per Article 3;
• Leadership of SBV;
• Government Office;
• Ministry of Justice (for inspection);
• Official Gazette;
• SBV Electronic Information Portal;
• Filed: Office, PC, ATHT3 (03).

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ON BEHALF OF THE GOVERNOR DEPUTY GOVERNOR

State Bank of Vietnam

Doan Thai Son