Regulatory Alerts2026-09-03 | A 8472Added · Updated
Circular RUNOR 1-1969 SINAP 1-253 CREFI 2-144: Complementary Services of Financial Activity, Expansion of Financial Entities, and Payment Service Providers
The Central Bank of Argentina amends the regulatory text on Complementary Services of Financial Activity to classify payments and collections of taxes and services as a secondary activity for financial agencies. It permits these agencies, registered as extrabank tax collection companies, to subcontract human or legal persons for delegated services, provided they meet the same requirements as the agencies and without allowing successive subcontracting. Additionally, the definition of extrabank tax collection companies is updated to clarify their role in providing payment services through own or third-party agent networks using cash or payment instruments.
"2026 - YEAR OF ARGENTINE GREATNESS" "2026 - YEAR OF ARGENTINE GREATNESS"
COMMUNICATION "A" 8472 03/09/2026
TO FINANCIAL ENTITIES, TO EXTRABANK TAX AND/OR SERVICES COLLECTION COMPANIES: Ref.: Circular RUNOR 1-1969, SINAP 1-253, CREFI 2-144: Complementary Services of Financial Activity and Permitted Activities. Expansion of Financial Entities. Payment Service Providers. Adjustments.
We address you to inform you that this Institution adopted the resolution that, in its pertinent part, establishes:
"1- Replace point 2.2.9. of the consolidated text on Complementary Services of Financial Activity and Permitted Activities with the following: "2.2.9. Payment services and/or collections of taxes and/or services (includes among others salary payments, payments to suppliers, and collection of revenues). The activity of complementary financial service agencies provided for in Section 9. of the consolidated text on Expansion of Financial Entities is admitted as a secondary activity."
2- Admit that complementary financial service agencies (ACSF) – provided for in Section 9. of the consolidated text on Expansion of Financial Entities – that are registered in the Registry of Payment Service Providers enabled at the Central Bank of the Argentine Republic as an extrabank tax and/or services collection company, with the prior consent of the financial entity, may subcontract human and/or legal persons for the provision of delegated services, subject to compliance with the same requirements and conditions provided for in that section for the ACSF. Successive subcontracting of the activity is prohibited.
3- Replace point 1.4.9. of the consolidated text on Payment Service Providers with the following: "1.4.9. Extrabank tax and/or services collection companies: provide the service of payments and/or collections of taxes and/or services on behalf and order of third parties through networks of own and/or third-party agents, using cash and/or payment instruments."
Likewise, we inform you that we will subsequently send you the sheets that, in replacement of those previously provided, should be incorporated into the referenced consolidated texts.
We greet you attentively.
-2- CENTRAL BANK OF THE ARGENTINE REPUBLIC Pablo D. Montero Marina Ongaro Manager of Emission of Norms General Sub-manager of Financial Regulation