Regulatory Alerts2026-06-30
Added · Updated
CP26/24: Simplifying consumer investment disclosures
The Financial Conduct Authority proposes to simplify and consolidate investment disclosure rules for MiFID, IDD, and non-MiFID businesses to align with its Consumer Composite Investments regime. The consultation seeks to remove complex pre-sale cumulative cost illustrations, mandate clearer post-sale reporting of actual costs, and enforce stricter transparency regarding interest rates and fees on cash holdings. These changes aim to enhance consumer understanding, reduce regulatory burden on firms, and foster a more competitive retail investment market through streamlined, duty-driven communications.
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