2025-10-01

Monthly Bulletin — October 2025

The Louisiana Office of Financial Institutions issued its October 2025 Monthly Bulletin detailing regulatory actions regarding bank holding companies, branches, and office consolidations. The document records the approval of Fleur Capital Corporation's acquisition of Simmesport State Bank and the merger of Progressive Bancorp into Business First Bancshares to form b1BANK. It also lists the closure of specific bank branches, the establishment of new locations in Alabama and Louisiana, and the relocation of main offices for several institutions.

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STATE OF LOUISIANA OFFICE OF FINANCIAL INSTITUTIONS BATON ROUGE, LOUISIANA

MONTHLY BULLETIN

OCTOBER 2025

BANK HOLDING COMPANIES Filed w/FRB-Atlanta October 16, 2025 Application by Fleur Capital Corporation, Simmesport, Avoyelles Parish, LA, to become a one-bank holding company by acquiring control of 100% of the issued and outstanding stock of Simmesport State Bank, Simmesport, Avoyelles Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.

BANKS/THRIFTS/CREDIT UNIONS/TRUST COMPANIES Filed October 21, 2025 Application by Fleur Capital Corporation, Simmesport, Avoyelles Parish, LA, to engage in a statutory share exchange with Simmesport State Bank, Simmesport, Avoyelles Parish, LA, whereby Fleur Capital Corporation will become a one-bank holding company.

Approved October 28, 2025; Filed October 9, 2025 Proposed Merger of Progressive Bancorp, Inc., Monroe, LA, with and into Business First Bancshares, Inc., Baton Rouge, LA, and immediately thereafter, merge Progressive Bank, Monroe, Ouachita Parish, LA, with and into b1BANK, Baton Rouge, East Baton Rouge Parish, LA, under the Charter of and with the Title: b1BANK, domiciled in Baton Rouge, LA, and to establish the existing offices of Progressive Bank as branches of b1BANK.

BRANCHES Effective September 25, 2025 b1BANK, Baton Rouge, East Baton Rouge Parish, LA, closed its ADDISON BANKING CENTER located at 14951 North Dallas Parkway, Suite 100, Dallas, Dallas County, TX 75240.

Withdrawn October 7, 2025 SCOTT BRANCH proposed by American Bank & Trust Company, Opelousas, St. Landry Parish, LA, to be located at 921 Apollo Road, Scott, Lafayette Parish, LA 70583.

Filed October 10, 2025 CLEARVIEW BANKING CENTER proposed by M C Banking & Trust Company, Morgan City, St. Mary Parish, LA, to be located at 816 Clearview Parkway, Metairie, Jefferson Parish, LA 70001.


MONTHLY BULLETIN – OCTOBER 2025 PAGE 2

BRANCHES – (continued) Effective October 23, 2025 b1BANK, Baton Rouge, East Baton Rouge Parish, LA, closed its HOUMA – WEST MAIN STREET BANKING CENTER located at 5830 West Main Street, Houma, Terrebonne Parish, LA 70360.

Approved October 24, 2025 ORANGE BEACH BRANCH proposed by Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 25910 Canal Road, Suite N, Orange Beach, Baldwin County, AL 36561.

Filed October 27, 2025 MANDEVILLE BRANCH proposed by JD Bank, Jennings, Jefferson Davis Parish, LA, to be located at 735 North Causeway Boulevard, Mandeville, St. Tammany Parish, LA 70448.

Approved October 28, 2025 LSUE BRANCH proposed by St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, to be located at Louisiana State University Eunice within the Student Center, Eunice, Acadia Parish, LA 70535.

CHANGES OF LOCATION/CONSOLIDATIONS Effective September 30, 2025 JD Bank, Jennings, Jefferson Davis Parish, LA, consolidated its WEST DIVISION STREET BRANCH located at 407 West Division Street (a distance of approximately 0.6 miles) and ROBERTS AVENUE BRANCH located at 446 Roberts Avenue (a distance of approximately 0.9 miles) with the MAIN OFFICE located at 507 North Main Street, all locations within Jennings, Jefferson Davis Parish, LA 70546.

Approved October 9, 2025 Crescent Bank, New Orleans, Orleans Parish, LA, proposes to relocate its MAIN OFFICE from 1100 Poydras Street, Suite 100, New Orleans, Orleans Parish, LA 70163, to the METAIRIE BRANCH located at 2201 Veterans Memorial Boulevard, Suite 100, Metairie, Jefferson Parish, LA 70002 [a distance of approximately 7 miles].

Filed October 22, 2025 Caldwell Bank and Trust Company, Columbia, Caldwell Parish, LA, proposes to relocate its MAIN OFFICE from 202 Main Street to 6471 Highway 165 (approximately a distance of 1.3 miles), both locations within Columbia, Caldwell Parish, LA 71418.

LOAN PRODUCTION OFFICES (LPOs) / DEPOSIT PRODUCTION OFFICES (DPOs) / COMBINATION LPOs-DPOs Effective June 9, 2025 Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its GULF COAST BANK AND TRUST ORANGE BEACH LOAN PRODUCTION OFFICE located at 25908 Canal Road, Suite N, Orange Beach, Baldwin County, AL 36561.


MONTHLY BULLETIN – OCTOBER 2025 PAGE 3

LOAN PRODUCTION OFFICES (LPOs) / DEPOSIT PRODUCTION OFFICES (DPOs) / COMBINATION LPOs-DPOs – (continued) No Objection October 23, 2025 CHICAGO LOAN PRODUCTION OFFICE proposed by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 850 West Jackson Boulevard, Suite 500, Chicago, Cook County, IL 60607.

SUBSIDIARIES Applications No Activity

Notice-Only Effective October 1, 2025 Jonesboro State Bank, Jonesboro, Jackson Parish, LA, established a subsidiary, JONESBORO STATE INVESTMENT COMPANY, located at 109 Jimmie Davis Boulevard, Jonesboro, Jackson Parish, LA 71251.

TRUST POWERS No Activity

OTHER No Activity

Any questions should be directed to Pam Skelton at (225) 922-2627.