Regulatory Alerts2025-12-30 | FIL-62-2025FDIC Provides Additional Transparency Regarding Marketing and Sale of Failing Financial Institutions
The Federal Deposit Insurance Corporation (FDIC) has enhanced its public website to increase transparency into the marketing and sale process of failing financial institutions. The FDIC has posted templates of contractual agreements for transactions, including Whole Bank Purchase and Assumption Agreements and Loan Sale Agreements, to facilitate review in advance of any acquisition opportunities. These updates, which also provide additional information for nonbank asset bidders and "alliance bids," aim to improve the bidding process for failed institutions by incorporating lessons learned from 2023 bank failures.
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