Registered banks in New Zealand

Browser issue

It looks like the browser you're using doesn’t work well with our website. For a better experience, please update to the latest version of Chrome , Edge , Firefox or Safari .

Registers of entities we regulate

All banks operating in New Zealand must be registered with us. The table below has information on the 27 banks currently registered with us.

Published:

Last updated:

About our register

This page has information about all banks registered in New Zealand. This includes:

the information banks must disclose

the conditions they must meet to operate in New Zealand

their credit rating, and

whether they have breached their obligations.

Banks currently registered in New Zealand

Banks marked (B) operate in New Zealand as branches of overseas-incorporated banks. All other banks are incorporated in New Zealand.

Total number of registered banks: 27

Name of registered bank

Registration date

Name of credit rating agency and rating

Standard & Poor's

Fitch

Moody's

ANZ Banking Group (New Zealand) Limited ANZ National Bank Limited ANZ Bank New Zealand Ltd

Read their latest disclosure statement

1 April 1987 Amended 28 June 2004 Amended 29 October 2012

AA-

A+

A1

ASB Bank Limited

Read their latest disclosure statement

11 May 1989

AA-

AA-

Aa3

Australia and New Zealand Banking Group Limited (B)

Read their latest disclosure statement

5 January 2009

AA-

AA-

Aa2

Baroda (New Zealand) Limited Bank of Baroda (New Zealand) Limited

Read their latest disclosure statement

1 September 2009 Amended 1 September 2009

BBB-

Bank of China Limited (B)

Read their latest disclosure statement

29 March 2018

A

A

A1

Bank of China (New Zealand) Limited

Read their latest disclosure statement

21 November 2014

A

A1

BOI (New Zealand) Limited Bank of India (New Zealand) Limited

Read their latest disclosure statement

31 March 2011 Amended 31 March 2011

BBB-

Bank of New Zealand

Read their latest disclosure statement

1 April 1987

AA-

A+

A1

China Construction Bank Corporation (B)

Read their latest disclosure statement

21 December 2017

A

A

A1

China Construction Bank (New Zealand) Limited

Read their latest disclosure statement

15 July 2014

A

A1

Citibank N A (B)

Read their latest disclosure statement

22 July 1987

A+

A+

Aa3

Commonwealth Bank of Australia (B)

Read their latest disclosure statement

23 June 2000

AA-

AA

Aa2

Heartland Building Society Heartland Bank Limited

Read their latest disclosure statement

17 December 2012 Amended 31 January 2013

BBB

Industrial and Commercial Bank of China (New Zealand) Limited

Read their latest disclosure statement

19 November 2013

A

A1

Industrial and Commercial Bank of China Limited (B)

Read their latest disclosure statement

18 May 2020

A

A1

JPMorgan Chase Bank NA (B)

Read their latest disclosure statement

1 October 2007

AA-

AA

Aa1

Kiwibank Limited

Read their latest disclosure statement

29 November 2001

AA

A1

Kookmin Bank (B)

Read their latest disclosure statement (see website footer)

14 July 1997

A+

A

Aa3

The Bank of Tokyo-Mitsubishi, Ltd. The Bank of Tokyo-Mitsubishi UFJ, Ltd MUFG Bank, Ltd (B)

Read their latest disclosure statement

1 March 2004 Amended 4 January 2006 Amended 1 April 2018

A

A

A1

Cooperatieve Rabobank U.A. trading as Rabobank Nederland (B)

Read their latest disclosure statement

1 April 1996 Amended 12 January 2016

A+

A+

Aa2

Rabo Wrightson Finance Limited Rabobank New Zealand Limited

Read their latest disclosure statement

7 July 1999 Amended 15 September 1999

A

Southland Building Society

Read their latest disclosure statement

7 October 2008

BBB+

PSIS Limited The Co-operative Bank Limited

Read their latest disclosure statement

26 October 2011 Amended 26 October 2011

BBB+

The Hongkong and Shanghai Banking Corporation The Hongkong and Shanghai Banking Corporation Limited (B)

Read their latest disclosure statement

22 July 1987 Amended 16 January 2001

AA-

AA-

Aa3

Taranaki Savings Bank Limited TSB Bank Limited

Read their latest disclosure statement

8 June 1989 Amended 29 November 1989

BBB+

Westpac Banking Corporation (B)

Read their latest disclosure statement

1 April 1987

AA-

AA-

Aa2

Westpac New Zealand Limited

Read their latest disclosure statement

31 October 2006

AA-

A+

A1

Disclosure statements

All registered banks operating in New Zealand must publish a disclosure statement twice a year. Disclosure statements must include the Conditions of Registration we have imposed on the bank. We have linked each bank’s disclosure statements in the table below.

Learn more about disclosure

You are entitled to request a printed copy from your bank, which they must supply within 2 working days.

Some information banks disclose is financial information. We collate and publish this information on our Bank Financial Strength Dashboard .

Credit ratings

The credit ratings in the table below are obtained from banks' 6-monthly disclosure statements or are as advised by banks.

Learn more about credit ratings

We have made reasonable efforts to ensure these ratings are the most up to date rating applicable to the bank concerned. However, we cannot guarantee that a rating will be the most current in all circumstances.

Breaches

We require New Zealand-registered banks to meet a number of key prudential requirements . Material breaches of these requirements are recorded on our material breach register.

See our material breach register

We may also pursue enforcement action where serious non-compliance is identified and risks are not properly addressed. Details of past enforcement actions can be found on our enforcement register.

See our enforcement register

Related content

Information on bank credit ratings

This page provides information on credit ratings for banks currently registered in New Zealand.

Banks no longer registered in New Zealand

This page lists banks that are no longer registered in New Zealand.

Standard conditions of registration

Information on standard conditions of registration for banks registered in New Zealand.