Decree No. 49 of 16.10.2014 on the Mandatory Insurance for Motor Vehicle Third-Party Liability and Passenger Accident Insurance for Public Transport Vehicles

DECREE No. 49 of 16.10.2014 on the Mandatory Insurance for Motor Vehicle Third-Party Liability and Passenger Accident Insurance for Public Transport Vehicles (Title amended - State Gazette, No. 33 of 2017) Published - State Gazette, No. 90 of 31.10.2014; amended, No. 95 of 08.12.2015; amended and supplemented, No. 33 of 25.04.2017; amended and supplemented, No. 64 of 09.08.2022; amended and supplemented, No. 77 of 25.08.2026. Adopted by Decision No. 149-N of 16 October 2014 of the Commission for Financial Supervision

Section I General Provisions

Art. 1. (Suppl. - State Gazette, No. 33 of 2017; amended and supplemented, No. 77 of 2026) (1) This Decree regulates the conditions and procedures for carrying out the mandatory insurance under the "Motor Vehicle Third-Party Liability" and "Accident" insurance for passengers, for concluding the border "Motor Vehicle Third-Party Liability" insurance, for issuing the "Green Card" certificate and the procedures for their accounting. (2) This Decree regulates the unified uniform numbering for:

1. policies for "Motor Vehicle Third-Party Liability" insurance;
2. policies for border "Motor Vehicle Third-Party Liability" insurance;
3. "Green Card" certificates;
4. policies for mandatory "Accident" insurance for passengers. (3) (Suppl. - State Gazette, No. 33 of 2017; repealed, No. 77 of 2026). (4) This Decree regulates the content of the policies for "Motor Vehicle Third-Party Liability" insurance. (5) (New - State Gazette, No. 77 of 2026) This Decree determines the procedure and method for issuing and obtaining certificates of submitted insurance claims.

Art. 2. (Suppl. - State Gazette, No. 33 of 2017; suppl., No. 77 of 2026) Contracts for mandatory "Motor Vehicle Third-Party Liability" insurance and for mandatory "Accident" insurance for passengers are concluded only under the conditions of the Insurance Code, Decree No. 54 of 2016 on the registers of the Guarantee Fund for the exchange and protection of information and for the issuance and accounting of mandatory insurance under Art. 461, items 1 and 2 of the Insurance Code (State Gazette, No. 7 of 2017), hereinafter referred to as Decree No. 54, and this Decree.

Art. 3. (Repealed - State Gazette, No. 33 of 2017).

Section II Mandatory "Motor Vehicle Third-Party Liability" Insurance

Art. 4. (Amended and supplemented - State Gazette, No. 33 of 2017; amended and supplemented, No. 77 of 2026) (1) (Amended - State Gazette, No. 33 of 2017) The insurance policy for mandatory "Motor Vehicle Third-Party Liability" insurance contains only the requisites under Art. 345, para. 1, items 7, 9, 10, 11 and para. 4 of the Insurance Code, as well as:

1. the name of the insurer;
2. the seat and management address of the insurer, whereby insurers from a third country carrying out activities through a branch in the Republic of Bulgaria indicate the seat and management address of the insurer in the third country and of the branch in the Republic of Bulgaria;
3. (amended - State Gazette, No. 33 of 2017) the number of the act of the competent authority by which the license for carrying out insurance activities is issued to the insurer, whereby insurers from a third country carrying out activities through a branch in the Republic of Bulgaria indicate the number of the act of the competent authority at the seat of the insurer in the third country and of the Commission for Financial Supervision;
4. EIK for insurers with seat in the Republic of Bulgaria, respectively registration number in a commercial or other similar register for insurers with seat in a member state or in a third country;
5. (amended - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) the name and address, respectively the name, seat, management address and EIK, respectively BULSTAT code of the insured;
6. (repealed - State Gazette, No. 33 of 2017);
7. (amended - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) data on the vehicle: category and brand of the vehicle, registration number and vehicle identification number (VIN), type of registration - permanent or temporary, validity period of the registration and color of the vehicle;
8. the serial number of the insurance policy, formed in accordance with Art. 40, para. 2;
9. (amended - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) text with the following content: "Territorial scope of coverage: The territory of the Republic of Bulgaria, as well as all other countries whose national insurance bureau is a member of the "Green Card" system, as well as the territory of a third country, when damages were caused to persons from a member state, in cases of travel between the territories of two member states and provided that there is no national insurance bureau responsible for this territory, for the entire duration of the contract, including any period within this duration when the vehicle is on the territory of any of the specified countries."
10. (suppl. - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) text with the following content: "Subject of insurance: According to the Insurance Code, the civil liability of the insured natural and legal persons for property and non-property damage caused to third parties, related to the ownership and/or use of the vehicle, for which damages the insured are liable according to Bulgarian legislation or the legislation of the country where the damage occurred."
11. text with the following content: "Insurance sum (limit of liability): According to the current provisions of the Insurance Code as of the date of the occurrence of the insurance event."
12. (suppl. - State Gazette, No. 33 of 2017) the term of the contract, with start and end, determined to the minute of the respective hour, day and year with indication of the insurance period;
13. (new - State Gazette, No. 33 of 2017) period of insurance coverage with start and end, determined to the minute of the respective hour, day and year;
14. (previous item 13 - State Gazette, No. 33 of 2017) procedure for settling relations in case of delay in payment or non-payment of due premium. (2) In cases where the insurer covers extended voluntary coverage above the minimum insurance sum under the Insurance Code, the text under para. 1, item 11 is not entered in the policy, but the agreed amount of the insurance sum between the parties is entered in it, with the indication that the insurance also covers according to the law in other member states when it is higher than agreed. (3) (Amended - State Gazette, No. 33 of 2017) When the insurance policy for mandatory "Motor Vehicle Third-Party Liability" insurance provides coverage under one or more additional voluntary insurance policies, a certificate (additional agreement) is issued for the coverage or it is included in the insurance policy for mandatory "Motor Vehicle Third-Party Liability" insurance in a separate part, so as not to hinder compliance with para. 1. (4) (Repealed - State Gazette, No. 33 of 2017; new, No. 77 of 2026) When the insurance policy for mandatory "Motor Vehicle Third-Party Liability" insurance provides coverage under Art. 481a of the Insurance Code, it includes text with the following content: "The insurance provides coverage in the use of the vehicle in manifestations and activities related to motor sports, including races, competitions, training, tests and demonstrations, within restricted and marked zones in the Republic of Bulgaria or in another member state." When the parties wish to limit the provided coverage to certain categories of manifestations and activities, a certificate (additional agreement) is issued for the limitation or it is included in the insurance policy for mandatory "Motor Vehicle Third-Party Liability" insurance in a separate part, so as not to hinder compliance with para. 1. (5) (Suppl. - State Gazette, No. 33 of 2017) In case of installment payment of the insurance premium, the due date and the exact amount of each installment are recorded in the policy, as well as the consequences of non-payment or inaccurate payment. (6) (New - State Gazette, No. 33 of 2017) The insurer is obliged, in compliance with the requirements of the Insurance Code, to provide to the insured with each policy for mandatory "Motor Vehicle Third-Party Liability" insurance a "Green Card" certificate, a sign of the Guarantee Fund under Art. 487, para. 1 of the Insurance Code, and a bilateral protocol for road traffic accidents under Art. 487, para. 4 of the Insurance Code. (7) (New - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) Regardless of the requirements of para. 6, the insurer is not obliged to issue a "Green Card" certificate to the insurance policy for mandatory "Motor Vehicle Third-Party Liability" insurance in the case of an insurance policy under Art. 483, para. 5 of the Insurance Code. When concluding mandatory "Motor Vehicle Third-Party Liability" insurance regarding an individual electric vehicle, the insurer issues a "Green Card" certificate and provides a bilateral protocol for road traffic accidents under Art. 487, para. 4 of the Insurance Code, as well as a sign of the Guarantee Fund under Art. 487, para. 1 of the same Code, only upon request of the insured. (8) (New - State Gazette, No. 33 of 2017) The insurer is obliged to ensure the possibility through its internet page for every insured person to access a sample of the bilateral protocol for road traffic accidents under Art. 487, para. 4 of the Insurance Code, which can be downloaded and printed. The internet page must also have detailed instructions on how to fill out this bilateral protocol.

Art. 5. (Amended - State Gazette, No. 33 of 2017) Insurers may, before concluding mandatory "Motor Vehicle Third-Party Liability" insurance, provide the insured with a questionnaire under Art. 345, para. 2 of the Insurance Code regarding circumstances relevant to the nature and size of the risk.

Art. 6. (Repealed - State Gazette, No. 33 of 2017).

Art. 7. (Amended and supplemented - State Gazette, No. 33 of 2017; amended and supplemented, No. 64 of 2022; amended and supplemented, No. 77 of 2026) (1) (Previous text of Art. 7, amended - State Gazette, No. 33 of 2017; suppl., No. 64 of 2022; amended, No. 77 of 2026) In cases of initial registration of a vehicle upon acquisition of a new vehicle on the territory of the Republic of Bulgaria, a vehicle with registration in a member state or in the Swiss Confederation, or a vehicle with valid registration outside a member state or Swiss Confederation, or a used vehicle without a registration number, including with an expired one, the insurance contract for mandatory "Motor Vehicle Third-Party Liability" insurance is concluded before the registration of the vehicle by the competent authorities of the Ministry of Internal Affairs, with only the vehicle identification number (VIN) entered in the insurance policy. After receiving the registration certificate and plates with registration number from the competent authorities of the Ministry of Internal Affairs, the insured is obliged to declare them in writing to the insurer within a 7-day period from receipt. (2) (New - State Gazette, No. 33 of 2017; repealed, No. 64 of 2022; new, No. 77 of 2026) Mandatory "Motor Vehicle Third-Party Liability" insurance regarding an individual electric vehicle is concluded only after its registration in accordance with the procedure established in the current legislation.

Art. 8. (Amended and supplemented - State Gazette, No. 33 of 2017) (1) (Repealed - State Gazette, No. 33 of 2017). (2) (Amended - State Gazette, No. 33 of 2017) The policy for mandatory "Motor Vehicle Third-Party Liability" insurance under Art. 483, para. 5 of the Insurance Code is issued by the insurer only by the registration number of the temporary plates against presentation by the trader of a certificate from the competent authorities of the Ministry of Internal Affairs, from which the registration number of the set of temporary plates to be provided to the trader is visible. (3) (Amended - State Gazette, No. 33 of 2017) The Guarantee Fund secures the technical possibility for the issuance of insurance policies under para. 2. (4) (New - State Gazette, No. 33 of 2017) An insurer has no right to conclude mandatory "Motor Vehicle Third-Party Liability" insurance for the same registration number of a temporary plate in the presence of another such insurance, provided that the validity periods of the two insurances coincide wholly or partially.

Art. 9. (Amended - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) The insurance contract under Art. 8, para. 2 is terminated automatically:

1. upon expiration of the validity period of the temporary plates with registration number and the permission for temporary movement;
2. upon destruction, loss, theft or seizure by the competent authorities of the temporary plates with registration number;
3. (amended - State Gazette, No. 77 of 2026) termination or death of the trader carrying out import and sale of vehicles.

Art. 10. (Amended and supplemented - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) (1) The insurer supplies the person who has concluded the mandatory insurance with a sign issued by the Guarantee Fund. (2) The sign under para. 1 contains the reserved trademark of the Guarantee Fund, a unique number and the date on which the insurance expires. In case of installment payment of the premium, the sign under para. 1 also certifies the period for which the insurance premium has been paid. (3) The sign under para. 1 is made so that it is for single use only. The sample and graphic protection of the sign are determined by the fund's council. (4) (Amended - State Gazette, No. 33 of 2017) The Guarantee Fund maintains a register of issued, annulled and invalid signs. The Management Board of the Guarantee Fund issues rules for announcing annulled and invalid signs. (5) (Amended - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) In case of loss, theft or destruction of the sign under para. 1, the insurer at the request of the insured or another person who holds the vehicle on a legal basis provides a new sign, which is valid until the expiration of the insurance period, respectively the period for which the insurance premium has been paid. When providing a new sign, the insurer may demand payment of its value, corresponding to the price under para. 8. (6) (Amended - State Gazette, No. 33 of 2017) The Guarantee Fund commissions the printing of the signs under para. 1 to an executor determined by the fund's council. (7) (Amended - State Gazette, No. 33 of 2017) Every insurer declares in writing to the Guarantee Fund the required number of signs under para. 1. (8) (Amended - State Gazette, No. 33 of 2017) The insurer pays the declared number of signs under para. 1 at the price established in the contract between the Guarantee Fund and the executor under para. 6. The payment is made to the executor's account. (9) (Amended - State Gazette, No. 33 of 2017) The insurer receives from the Guarantee Fund the declared number of signs under para. 1 after presenting a document certifying payment under para. 8. The Guarantee Fund refuses to execute the request of an insurer who has not paid the declared number of signs under para. 1.

Art. 11. (Amended and supplemented - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) (1) The sign under Art. 10 is a self-adhesive sticker with three strips, respectively No. 1, No. 2 and No. 3, with the same number and a control coupon, as:

1. (amended - State Gazette, No. 77 of 2026) strip No. 1 is attached to the front windshield of the vehicle from the driver's side, ensuring good visibility;
2. strip No. 2 is attached to the copy of the insurance policy that is accounted for and stored with the insurer;
3. strip No. 3 is attached to the control coupon at the designated place. (2) (Amended - State Gazette, No. 77 of 2026) The driver of the vehicle is always obliged to carry the control coupon with them and to provide it together with the insurance policy during inspection by the control authorities. (3) (Amended - State Gazette, No. 33 of 2017) A wrongly filled or wrongly perforated sign or a sign with damaged integrity is announced by the insurer in the Information Center of the Guarantee Fund and replaced with a new one. The announcement and replacement are carried out by the insurer. (4) (In force from 05.05.2015; amended, No. 33 of 2017) The number of a lost or stolen sign is announced as invalid in the Information Center by the insurer who provided it. Insurers daily provide the Guarantee Fund with information on the annulled and invalid signs for the previous day. (5) (Amended - State Gazette, No. 77 of 2026) When the vehicle technologically does not have a front windshield and it is impossible to attach strip No. 1 of the sign to the place indicated in para. 1, item 1, the same strip is attached to the insurance policy, which is carried by the driver of the vehicle and presented together with the control coupon during inspection.

Art. 12. (Repealed - State Gazette, No. 33 of 2017; new, No. 77 of 2026) For the purpose of determining the insurance premium when concluding mandatory "Motor Vehicle Third-Party Liability" insurance, insurers use the data from the register of submitted and paid insurance claims under insurance under item 10.1, Section II, letter "A" of Appendix No. 1 to the Insurance Code in accordance with Art. 10 of Decree No. 54 through an internal electronic administrative service for data extraction, provided by the Guarantee Fund in accordance with Art. 11 of Decree No. 54.

Art. 13. (Amended - State Gazette, No. 77 of 2026) (1) (Amended - State Gazette, No. 77 of 2026) The insurer is obliged to accept and register with an incoming number and date every notification of an occurred insurance event, as well as every claim, and to register with an incoming number and date of presentation all documents certifying the basis of the claim and the size of the damage, including the date for appearance for presentation of the vehicle for inspection. (2) (Amended - State Gazette, No. 77 of 2026) The presentation of a vehicle for inspection and assessment is certified by an inspection protocol or an appearance protocol, on which the date of appearance is entered.

Art. 14. (Amended - State Gazette, No. 33 of 2017) Upon notification of the insurer by the insured of a claim submitted to him under Art. 430, para. 1, item 4 of the Insurance Code, the notification should contain data on the date, year and number of the case, before which court it was formed and the size of the claim. The insured is obliged to request the involvement of the insurer in the process, when the law allows this.

Art. 15. (Repealed - State Gazette, No. 77 of 2026).

Art. 16. (Amended - State Gazette, No. 33 of 2017) Agreements concluded between the insured and the damaged persons regarding the size of the compensation create an obligation for the insurer only if they are approved by him or if they are concluded with the knowledge and consent of a representative under Art. 430, para. 3 of the Insurance Code. Agreements also include reached agreements between the parties in criminal cases regarding the size of compensation for civil claims, including court-approved agreements in such cases.

Art. 17. (Amended - State Gazette, No. 33 of 2017) When the damaged person has not reached majority or is a person placed under interdiction, the insurance compensation is paid by the insurer to a bank account with this person as the holder.

Art. 18. (Repealed - State Gazette, No. 33 of 2017).

Art. 19. (Amended and supplemented - State Gazette, No. 33 of 2017; repealed, No. 77 of 2026).

Art. 20. (Amended - State Gazette, No. 33 of 2017; repealed, No. 77 of 2026).

Art. 21. (Amended - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) (1) (Repealed - State Gazette, No. 33 of 2017). (2) (Repealed - State Gazette, No. 33 of 2017). (3) (Repealed - State Gazette, No. 77 of 2026).

Section III Border "Motor Vehicle Third-Party Liability" Insurance

Art. 22. (Amended and supplemented - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) (1) (Amended - State Gazette, No. 77 of 2026) A person who, upon entering the territory of the Republic of Bulgaria, drives a vehicle that usually resides on the territory of a third country and has no insurance covering the liability for property and non-property damage caused to third parties, related to the ownership and/or use of the vehicle, valid for the territory of the Republic of Bulgaria, is obliged to conclude "Motor Vehicle Third-Party Liability" insurance at the border control checkpoint (hereinafter referred to as "border insurance"). (2) (Amended - State Gazette, No. 77 of 2026) Border insurance is also obliged to be concluded by a person driving a vehicle that usually resides on the territory of a third country, which has entered the territory of the Republic of Bulgaria with valid insurance under para. 1, whose term expires before the person has left the territory of the country, unless this insurance has been extended or renewed. (3) (Amended - State Gazette, No. 33 of 2017) Border insurance under para. 1 is concluded in accordance with Art. 34 of the Decree on Border Control Checkpoints, adopted by Council of Ministers Decree No. 104 of 2002 (published, State Gazette, No. 54 of 2002; amended, No. 24 of 2004; amended and supplemented, No. 86 of 2004; amended, No. 90 and 96 of 2005, No. 85 of 2006; amended and supplemented, No. 106 of 2006, No. 79 of 2008, No.

14 and 100 of 2009, No. 22 and 61 of 2010). The border insurance under para. 2 is concluded without the use of insurance intermediary services. (4) (Repealed - State Gazette, No. 33 of 2017). (5) (Repealed - State Gazette, No. 33 of 2017). Art. 23. (Repealed - State Gazette, No. 33 of 2017; new, No. 77 of 2026) Border "Motor Third Party Liability" insurance for an individual electric vehicle registered in a third country is concluded in accordance with Art. 22. Art. 24. (Amended - State Gazette, No. 77 of 2026) A "Green Card" certificate is issued together with the border insurance policy, except when concluding border "Motor Third Party Liability" insurance for an individual electric vehicle. Art. 25. (Amended and supplemented - State Gazette, No. 33 of 2017) (1) (Amended - State Gazette, No. 33 of 2017) Unless otherwise established in this section, the regulation for "Motor Third Party Liability" insurance according to the Insurance Code applies to border insurance. The premium for border insurance cannot be paid in installments. (2) The National Bureau of Bulgarian Motor Insurers guarantees payments under border insurance in accordance with the conditions of international treaties to which it is a party. (3) (Supplemented - State Gazette, No. 33 of 2017) Insurance contracts for border mandatory insurance are mandatorily included in the coverage of reinsurance contracts for mandatory "Motor Third Party Liability" insurance concluded by insurers. (4) Every insurer accepts a separate tariff for border insurance. Section IV "Green Card" Certificate Art. 26. (1) The "Green Card" certificate is an international certificate representing a confirming document for the existence of "Motor Third Party Liability" insurance, issued in the name of a national insurance bureau in accordance with Recommendation No. 5, adopted on 25 January 1949 by the Subcommittee of the Committee on Land Transport of the Economic Commission for Europe of the United Nations. (2) The National Bureau of Bulgarian Motor Insurers determines, in compliance with international treaties to which the bureau is a party and the acts of the organs of the Bureau Council, a uniform sample of policies for border motor insurance and "Green Card" certificates, and organizes, administers, and controls their preparation, printing, and issuance. (3) The National Bureau of Bulgarian Motor Insurers adopts rules of the National Bureau of Bulgarian Motor Insurers for the "Green Card" certificate and border insurance, which are mandatory for all its members. Art. 27. (Amended - State Gazette, No. 33 of 2017) (1) Members of the National Bureau of Bulgarian Motor Insurers have the right to issue "Green Card" certificates only for vehicles that are usually located on the territory of the Republic of Bulgaria, except in cases of border "Motor Third Party Liability" insurance. (2) (Amended - State Gazette, No. 33 of 2017) At the explicit request of a member of the National Bureau of Bulgarian Motor Insurers and after a decision by the Board of Directors of the National Bureau of Bulgarian Motor Insurers, any member may be authorized to issue "Green Card" certificates in a country where no national insurance bureau exists within the meaning of the Internal Rules of the Bureau Council, in compliance with the conditions established in the Internal Rules of the Bureau Council. Art. 28. (Repealed - State Gazette, No. 33 of 2017). Art. 29. (Repealed - State Gazette, No. 33 of 2017). Art. 30. (Amended - State Gazette, No. 33 of 2017) (1) (Amended - State Gazette, No. 33 of 2017) The "Green Card" certificate is issued by the insurer for a period of at least 15 days. (2) In the event that the "Green Card" certificate is issued for a period shorter than 15 days, and if the liability of the National Bureau of Bulgarian Motor Insurers is engaged under such a "Green Card" certificate in accordance with the Internal Rules of the Bureau Council, the National Bureau of Bulgarian Motor Insurers has the right to recover from the respective insurer the amounts paid to the injured persons or other national bureaus. Art. 31. (Amended - State Gazette, No. 33 of 2017) The insurer has no right to strike out any country in the field for territorial validity in the "Green Card" certificate, except in a "Green Card" certificate issued together with Border Insurance, in which third countries, including those that have signed the Multilateral Agreement, are struck out. Art. 32. The export through border control checkpoints of the Republic of Bulgaria of blank "Green Card" certificates is prohibited, except by an insurance intermediary who is explicitly authorized in writing by the respective insurer for this purpose. Section V Mandatory "Accident" Insurance of Passengers Art. 33. (1) Carriers performing public transport of passengers with the starting and ending points of the journey on the territory of the Republic of Bulgaria conclude mandatory "Accident" insurance of passengers upon the occurrence of an insurance interest. The occurrence of an insurance interest exists from the date of receipt of the permit for performing public transport or from the date of expiration of a concluded insurance contract for this insurance. (2) The contract for mandatory "Accident" insurance under para. 1 is concluded for a period of not less than one year. (3) The requirement under para. 1 also applies to carriers whose public transport vehicles have been suspended from operation by the respective state authorities, after they are put back into operation with the permission of these authorities. Art. 34. (Amended and supplemented - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) The insurance policy for mandatory "Accident" insurance of passengers, in addition to the requisites under Art. 345, para. 1, items 2, 3, 4, 5, 7, 9, 10, 11 and para. 4 of the Insurance Code, shall also contain:

1. name of the insurer;
2. registered office and management address, whereby insurers from a third country performing activity through a branch in the Republic of Bulgaria indicate the registered office and management address of the insurer in the third country and of the branch in the Republic of Bulgaria;
3. number of the act of the competent authority by which a license for performing insurance activity is issued, whereby insurers from a third country performing activity through a branch in the Republic of Bulgaria indicate the number of the act of the competent authority at the registered office of the insurer in the third country and of the competent authority in the Republic of Bulgaria;
4. EIK for insurers with registered office in the Republic of Bulgaria, respectively registration number in a commercial or other similar register for insurers with registered office in a member state or in a third country;
5. the name and address, respectively the name, registered office, management address, and EIK, respectively BULSTAT code of the passenger carrier with public transport vehicles;
6. (new - State Gazette, No. 33 of 2017) the name and address, respectively the name, registered office, management address, and EIK, respectively BULSTAT code of the insured;
7. (previous item 6 - State Gazette, No. 33 of 2017) the serial number of the insurance policy, formed in accordance with Art. 40, para. 2. Art. 35. The insurer is obliged to supply the carrier with a certificate of concluded mandatory "Accident" insurance of passengers for each vehicle of the carrier, which must contain the circumstances under Art. 34 and the validity period of the insurance. The carrier is obliged to place the certificate in a visible place in the vehicle. Art. 36. (Amended and supplemented - State Gazette, No. 33 of 2017) (1) (Amended - State Gazette, No. 33 of 2017) In the event of an insurance event, the carrier is obliged to notify the insurer. The notification may also be made by the injured passenger or a third party. The carrier is obliged within 10 days from the occurrence of the accident to provide a certified copy of the accident report to the injured passenger with a detailed description of the case. The injured passenger is obliged to provide the accident report to the insurer when received from the carrier. An accident report may not be drawn up if it is reflected in a report of a competent authority for the control of the respective type of transport, in which case the carrier supplies the injured passenger or the persons entitled under Art. 38 with a certified copy of this document. (2) (Supplemented - State Gazette, No. 33 of 2017) The insurer is obliged to accept and register with an incoming number and date any notification of an occurred insurance event, as well as any claim, and to register with an incoming number and date of presentation all documents confirming the basis of the claim and the amount of damage, including the date for appearance for examination of the injured person. Art. 106 of the Insurance Code also applies. (3) The appearance for examination of the injured person is confirmed by an examination protocol or an appearance protocol, on which the date of appearance is entered. (4) (Supplemented - State Gazette, No. 33 of 2017) Upon request, the insurer is obliged to provide the injured person or the entitled persons with a certified copy of the general conditions of the insurance contract and a certified extract from the policy containing the information under Art. 35, as well as other clauses that are relevant for determining and exercising the rights of the injured person or the entitled persons, if such are agreed upon, without violating insurance secrecy. Art. 37. (Amended - State Gazette, No. 77 of 2026) (1) (Amended - State Gazette, No. 77 of 2026) An accident is considered any event under Art. 459, para. 2 of the Insurance Code, occurring during the journey, including when boarding or alighting from the vehicle, in respect of which mandatory "Accident" insurance of passengers is concluded. (2) The following are also considered covered risks:
8. dislocations, sprains, or tears of tissues caused by sudden tension of own forces;
9. infections, in which the infectious matter has penetrated the body of the person injured by the accident;
10. bodily injuries or death occurring during transport while saving one's own or another's life or property. Art. 38. (Amended - State Gazette, No. 33 of 2017; amended, No. 77 of 2026) (1) In the event of death of an insured person resulting from an accident covered by mandatory "Accident" insurance of passengers, the insurer pays the insurance sum under the contract. (2) In the event of permanent loss of working capacity under mandatory "Accident" insurance of passengers, the insured person is paid such a percentage of the insurance sum under the contract as the percentage of permanent loss of working capacity. (3) (Repealed - State Gazette, No. 77 of 2026). (4) When the insured person had a certain percentage of permanent loss of working capacity before the occurrence of the accident, this percentage is not taken into account when determining the permanent loss of working capacity resulting from the accident. (5) The insurance sum or the corresponding part of it is paid to the insured person, and in the event of death of the insured person - to their legal heirs. (6) (Repealed - State Gazette, No. 77 of 2026). (7) When the insured person or their heirs have not reached majority or are persons placed under interdiction, the insurance benefit is paid by the insurer to a bank account with the respective person as the titleholder. Art. 39. (Amended and supplemented - State Gazette, No. 77 of 2026) (1) For the payment of the insurance sum or a corresponding part of it to the insurer, the following documents are presented:
11. written request;
12. ticket, card, or other document in original, proving that the injured person was a passenger;
13. document under Art. 36, para. 1;
14. (amended and supplemented - State Gazette, No. 77 of 2026) extract from the death certificate and certified copy of the certificate of heirs or protocol of the Medical-Legal Commission (MLC);
15. hospital leaves, protocols of the Medical-Legal Commission (MLC) and other documents, as well as explanations requested by the insurer. (2) (Amended - State Gazette, No. 77 of 2026) In the event of payment of a benefit for permanent loss of working capacity resulting from an accident and subsequent death of the insured person resulting from the accident, the due insurance sum for death is reduced by the amount of the paid benefit. Section VI Unified Numbering of Insurance Policies for Mandatory "Motor Third Party Liability" Insurance and "Green Card" Certificate, Border Insurance and "Accident" Insurance of Passengers Art. 40. (Amended and supplemented - State Gazette, No. 33 of 2017; supplemented, No. 77 of 2026) (1) (Amended - State Gazette, No. 33 of 2017) Insurance policies for mandatory "Motor Third Party Liability" insurance, "Green Card" certificate, border insurance, and "Accident" insurance of passengers have a unified uniform numbering for all insurers, which is generated by the unified information system for risk assessment, management, and control under Art. 575, para. 1 of the Insurance Code. (2) The serial number of each insurance policy for mandatory "Motor Third Party Liability" insurance and for mandatory "Accident" insurance of passengers contains:
16. BG - country code in the "Green Card" system;
17. ZZ - the unique identification code of the insurer, provided by the Guarantee Fund, consisting of two positions;
18. I - the type of insurance;
19. YY - the year of start of the insurance policy, the last two digits of the respective year in which the policy enters into force;
20. 999999999 - the serial number of the policy, consisting of nine positions. (3) (In force from 05.05.2015; amended, No. 33 of 2017) The number of the "Green Card" certificate, which is recorded in the designated field, is formed from the number of the policy for mandatory "Motor Third Party Liability" insurance and an additional index of two positions, indicating the serial number of each issued "Green Card" certificate to the respective policy. (4) (In force from 05.05.2015) The serial number of each policy for border insurance contains:
21. BG - country code in the "Green Card" system;
22. ZZ - the unique identification code of the insurer, provided by the Guarantee Fund, consisting of two positions;
23. FI - the type of insurance;
24. YY - the year of start of the insurance policy, the last two digits of the respective year in which the policy enters into force;
25. 999999 - the serial number of the policy, consisting of six positions. (5) The serial number of the "Green Card" certificate issued together with border insurance coincides with the serial number of the border insurance policy and is entered in field 4 of the certificate. (6) (Repealed - State Gazette, No. 33 of 2017; new, No. 77 of 2026) In the cases under Art. 8, para. 9, second sentence of Decree No. 54, the information systems of insurers generate the numbers of insurance policies for mandatory "Motor Third Party Liability" insurance, "Green Card" certificate, border insurance, and "Accident" insurance of passengers, as follows:
26. serial number of each insurance policy for mandatory "Motor Third Party Liability" insurance and for mandatory "Accident" insurance of passengers, which contains: a) BG - country code in the "Green Card" system; b) ZZ - the unique identification code of the insurer, provided by the Guarantee Fund, consisting of two positions; c) I - the type of insurance; d) YY - the year of start of the insurance policy, the last two digits of the respective year in which the policy enters into force; e) 9 - indicator that the number is generated by the insurer; f) 99999999 - the serial number of the policy, consisting of eight positions, unique within the insurer;
27. serial number of the "Green Card" certificate, which is recorded in the designated field and is formed from the number of the policy for mandatory "Motor Third Party Liability" insurance, generated in accordance with item 1, and an additional index of two positions, indicating the serial number of each issued "Green Card" certificate to the respective policy;
28. serial number of each policy for border insurance, which contains: a) BG - country code in the "Green Card" system; b) ZZ - the unique identification code of the insurer, provided by the Guarantee Fund, consisting of two positions; c) FI - the type of insurance; d) YY - the year of start of the insurance policy, the last two digits of the respective year in which the policy enters into force; e) 9 - indicator that the number is generated by the insurer; f) 99999 - the serial number of the policy, consisting of five positions, unique within the insurer. (7) (New - State Gazette, No. 77 of 2026) Within four hours from the disposition under Art. 8, para. 9, third sentence of Decree No. 54 for the restoration of the process of generating insurance contracts, insurers are obliged to report to the Guarantee Fund all policies issued under para. 6 in accordance with the appendix to Art. 7, para. 2 of Decree No. 54. Section VII Accounting of Mandatory Insurance and Access to Information (Heading supplemented - State Gazette, No. 33 of 2017) Art. 41. (Amended - State Gazette, No. 33 of 2017; amended and supplemented, No. 77 of 2026) (1) (Amended and supplemented - State Gazette, No. 77 of 2026) The accounting of mandatory insurance by an insurer offering mandatory "Motor Third Party Liability" insurance and mandatory "Accident" insurance of passengers is carried out in accordance with the procedure and conditions of Decree No. 54. (2) (Amended - State Gazette, No. 77 of 2026) Every insurer offering mandatory "Motor Third Party Liability" insurance provides to the unified information system for risk assessment, management, and control under Art. 575, para. 1 of the Insurance Code of the Guarantee Fund daily information on:
29. the signs declared invalid under Art. 10, which have been destroyed, lost, or stolen, for which the insurer was notified during the previous day;
30. the signs declared cancelled during the previous day under Art. 10, which were incorrectly filled, incorrectly perforated, with broken integrity, or in connection with cancellation of a record, correction, change, termination of a "Motor Third Party Liability" insurance policy;
31. "Green Card" certificates declared cancelled or invalid during the previous day. (3) (Amended - State Gazette, No. 77 of 2026) For the purposes of combating insurance fraud, the National Bureau of Bulgarian Motor Insurers and every insurer offering mandatory "Motor Third Party Liability" insurance and "Casco" insurance for motor vehicles in the Republic of Bulgaria have the right to access the following data from the register of filed and paid claims under Art. 571, para. 1, item 2 of the Insurance Code:
32. date and place of the insurance event;
33. country of the insurance event;
34. type of event;
35. type of damages;
36. damaged object - registration number and VIN;
37. injured person - names and personal identifier (EGN or date of birth);
38. insurer (name, EIK);
39. regress flag. (4) (Amended - State Gazette, No. 77 of 2026) Access to the data under para. 3 is provided to the insurer upon specific request only in connection with an insurance claim filed against it, registered in the Guarantee Fund in accordance with Art. 13 of Decree No. 54, regarding an injured person or vehicle in accordance with rules adopted by the Board of Directors of the Guarantee Fund and approved by the Commission for Financial Supervision. Art. 42. (1) Data on the termination of an insurance contract for mandatory "Motor Third Party Liability" insurance or mandatory "Accident" insurance of passengers in the Republic of Bulgaria can be submitted only on the day of termination of the contract. (2) The Guarantee Fund ensures the technological execution of the requirement under para. 1. Art. 43. (Amended and supplemented - State Gazette, No. 33 of 2017; amended and supplemented, No. 77 of 2026) (1) (Amended - State Gazette, No. 33 of 2017) Except in the cases under Art. 572 of the Insurance Code, the Guarantee Fund provides, based on a written request of the insurer:
40. (amended - State Gazette, No. 77 of 2026) summarized information on the market for mandatory "Motor Third Party Liability" insurance, which does not reveal information about consumers and the vehicles for which insurance is concluded with a specific insurer;
41. (amended - State Gazette, No. 33 of 2017) in connection with the arising and exercising of the right under Art. 410 of the Insurance Code - information about the insurer who concluded the mandatory "Motor Third Party Liability" insurance.

(2) (Am. - State Gazette, No. 33 of 2017) The information under para. 1 is provided free of charge. (3) (New - State Gazette, No. 77 of 2026) The registers of the Guarantee Fund under Art. 571, para. 1, items 4, 5, 6 and 7 of the Insurance Code are public, with the Guarantee Fund ensuring free access to them via its website.

Art. 44. (Am. - State Gazette, No. 33 of 2017) (1) The Guarantee Fund is obliged to ensure the technical possibility for the application of Art. 332, para. 4 of the Insurance Code for the conclusion of insurance contracts through a webpage of an insurer or insurance intermediary. (2) The Guarantee Fund ensures the technological implementation of the prohibition under Art. 484 and Art. 489, paras. 5 and 6 of the Insurance Code, including under Art. 7, para. 2. (3) The Guarantee Fund ensures the fulfillment of the requirements of Art. 574 of the Insurance Code.

Section VIIa (New - State Gazette, No. 77 of 2026) Certificate of Submitted Insurance Claims

Art. 44a. (New - State Gazette, No. 77 of 2026) (1) The certificate of submitted insurance claims is issued in accordance with an approved form by Commission Implementing Regulation (EU) 2024/1855 of 3 July 2024 laying down rules for the application of Directive 2009/103/EC of the European Parliament and of the Council as regards the model for the certificate of submitted insurance claims (OJ, L 2024/1855 of 4 July 2024), hereinafter referred to as "Implementing Regulation (EU) 2024/1855". (2) The additional information under Art. 502, para. 3, item 6 of the Insurance Code in the certificate of submitted insurance claims according to part A, section E, item 21 of the annex to Implementing Regulation (EU) 2024/1855 includes:

1. country code of the event (accident) according to the BDS EN ISO 3166-1 standard, and in the case of an event in the Republic of Bulgaria - also a code according to the Unified Classifier of Administrative-Territorial and Territorial Units;
2. type of damage caused (property damage or property or non-property damage resulting from bodily injury or death);
3. data on claims submitted to the Guarantee Fund for damage caused during the use of the vehicle when it was uninsured;
4. data on the perpetrator of the traffic accident, including when caused during the use of an uninsured vehicle: a) names of the natural person; b) person identifier (EGN/LNCH);
5. data on the owner(s) of the vehicle: a) names of a natural person/name of a legal entity; b) person identifier (EGN/LNCH, EIK/BULSTAT);
6. data on the user of the vehicle: a) names of a natural person/name of a legal entity; b) person identifier (EGN/LNCH, EIK/BULSTAT);
7. data on the habitual driver of the vehicle, when different from the owner: a) names of the natural person; b) person identifier (EGN/LNCH). (3) The information under para. 2 regarding vehicles that are habitually located on the territory of the Republic of Bulgaria is provided in the form according to Annex No. 1.

Art. 44b. (New - State Gazette, No. 77 of 2026) (1) The certificate of submitted insurance claims is issued by the Guarantee Fund on a per-vehicle basis. (2) An application for the issuance of a certificate of submitted insurance claims may be submitted by a person who has concluded insurance regarding the vehicle or has been the owner or user of the vehicle according to the vehicle registration certificate during the five years preceding the date of the application. (3) The application under para. 2 is submitted in the form according to Annex No. 2 and contains the person identifier (EGN/LNCH/EIK/BULSTAT), as well as the vehicle identification number (VIN)/frame number or registration number of the vehicle. (4) The Guarantee Fund ensures the possibility for free submission of the application under para. 2 and for obtaining the certificate of submitted insurance claims:

1. at the address of the management of the Guarantee Fund;
2. through the secure electronic delivery system, signed with a qualified electronic signature (QES) or with a personal identification code (PIC) issued by the National Revenue Agency;
3. through the website of the Guarantee Fund via an electronic service - signed with a QES. (5) Any insurer offering mandatory "Motorists' Civil Liability" insurance ensures the possibility for free submission of the application under para. 2 and obtaining the issued certificate of submitted insurance claims at any office of the insurer, including in the offices of its insurance agents. The application to the insurer is submitted only in written form on paper, and by the end of the same working day the insurer forwards it to the Guarantee Fund via an electronic service. The insurer prints the certificate under para. 7, issued by the Guarantee Fund, via the electronic service and provides it on paper to the applicant. (6) Upon receipt of the application in accordance with para. 4 or 5, the Guarantee Fund extracts information on the relevant insurance contracts from the register under Art. 571, para. 1, item 1 of the Insurance Code and on the insurance claims registered thereunder from the register under Art. 571, para. 1, item 2 of the same Code. (7) The Guarantee Fund issues the certificate of submitted insurance claims for the five years preceding the date of submission of the application under para. 2 based on information regarding insurance contracts for mandatory "Motorists' Civil Liability" insurance, under which the applicant was the owner or user of the vehicle according to the vehicle registration certificate, or purchaser according to a document of change of ownership submitted to the MVR by the owner according to the vehicle registration certificate, or habitual driver of the vehicle, or has concluded the contract for mandatory "Motorists' Civil Liability" insurance regarding the same vehicle. (8) The certificate of submitted insurance claims contains a unique machine-readable code that allows automatic linking and reading from the website of the Guarantee Fund, and is provided to the applicant electronically or on paper if such an application exists. (9) The Guarantee Fund maintains an electronic archive of issued certificates of submitted insurance claims for a period of one year.

Section VIII Administrative Penalty Provisions

Art. 45. (Am. - State Gazette, No. 33 of 2017) Persons who have committed a violation of this Decree, as well as persons who have allowed such violations to be committed, are punished under the conditions and in the manner of Part Eight of the Insurance Code.

Additional Provisions

§ 1. (Rev. - State Gazette, No. 33 of 2017).

§ 2. (Am. and Supp. - State Gazette, No. 77 of 2026) The states participating through their national offices in the "Green Card" system are:

1. (Am. - State Gazette, No. 77 of 2026) the member states of the European Union, namely: Republic of Austria, Kingdom of Belgium, Republic of Bulgaria, Federal Republic of Germany, Republic of Greece, Kingdom of Denmark, Republic of Estonia, Ireland, Kingdom of Spain, Italian Republic, Republic of Cyprus, Republic of Latvia, Republic of Lithuania, Grand Duchy of Luxembourg, Republic of Malta, Kingdom of the Netherlands, Republic of Poland, Portuguese Republic, Romania, Slovak Republic, Republic of Slovenia, Hungary, Republic of Finland, French Republic, Republic of Croatia, Czech Republic, Kingdom of Sweden;
2. states participating in the European Economic Area, namely: the member states of the European Union, as well as the Republic of Iceland, Kingdom of Norway and Principality of Liechtenstein, for whose territory responsibility is borne by the National Office of the Swiss Confederation;
3. (Am. - State Gazette, No. 77 of 2026) third states that have signed the Multilateral Agreement between the national offices of insurers of the member states of the European Economic Area and other associated states, concluded in Rethymno, Crete, on 30 May 2002, referred to as the "Multilateral Agreement", namely: United Kingdom of Great Britain and Northern Ireland, Swiss Confederation, Principality of Andorra, Republic of Serbia, Bosnia and Herzegovina and Montenegro;
4. (Am. and Supp. - State Gazette, No. 77 of 2026) other third states, namely: Republic of Albania, Republic of Belarus, Kingdom of Morocco, Republic of Moldova, Republic of North Macedonia, Russian Federation, Tunisian Republic, Republic of Turkey, Ukraine.

Transitional and Final Provisions

§ 3. (Rev. - State Gazette, No. 77 of 2026).

§ 4. (Am. - State Gazette, No. 33 of 2017; Am. and Supp., No. 77 of 2026) The Decree is issued on the basis of Art. 504, Art. 345, para. 6, Art. 502, para. 2, para. 3, item 6 and para. 5 and Art. 571, para. 6, second sentence of the Insurance Code and is adopted by Decision No. 149-N of 16 October 2014 of the Commission for Financial Supervision.

§ 5. For cases existing at the moment of entry into force of Art. 3, para. 1 of more than one active, as well as expired (for which insurance events have occurred), mandatory "Motorists' Civil Liability" insurance, the insurers, parties to the respective contracts, are jointly liable for the payment of the compensation, whereby the injured persons and the insured person may claim payment of the entire compensation from any insurer.

§ 6. For cases existing at the moment of entry into force of Art. 25, in which for the same motor vehicle there is a validly concluded insurance policy for mandatory "Motorists' Civil Liability" insurance with one insurer and an issued "Green Card" certificate with another insurer, as well as expired ones (for which insurance events have occurred), and the insurance event is outside the territory of Bulgaria, and if:

1. the event occurred on the territory of a third state for which the issued "Green Card" certificate has territorial coverage, the insurer who issued it is responsible for paying the compensation;
2. the event occurred on the territory of a member state, the insurer who issued the insurance policy for mandatory "Motorists' Civil Liability" insurance is responsible for paying the compensation.

§ 7. The Guarantee Fund carries out all necessary actions with a view to the application of Art. 3, para. 2 and Art. 8, para. 3 within a two-month period from the entry into force of the Decree.

§ 8. Insurers bring the forms of the policies issued by them for mandatory "Motorists' Civil Liability" insurance into conformity within one month from the entry into force of the Decree.

§ 9. The Board of Directors of the Guarantee Fund adopts the rules under Art. 10, para. 4 within one month from the entry into force of the Decree.

§ 10. Art. 11, para. 4 and Art. 40, paras. 3 and 4 enter into force within six months from the entry into force of the Decree. Until the entry into force of the provisions of the first sentence, the previous procedure applies.

§ 11. Insurers adopt and publish the methodology under Art. 21, para. 3 within six months from the entry into force of the Decree.

§ 12. (Supp. - State Gazette, No. 95 of 2015) (1) Insurers begin to submit the information under Art. 41, para. 1, item 1 in the part of border "Motorists' Civil Liability" insurance, items 2 and 3, paras. 4 and 7 within six months after the entry into force of the Decree. Until the entry into force of the provisions of the first sentence, the previous procedure applies.

(2) Within eight months from the entry into force of the Decree, insurers submit to the information center of the Guarantee Fund data on all submitted claims and paid compensations for insurance under item 3 and item 10.1 of section II, letter "A" of Annex No. 1 to the Insurance Code, with effect of the contract after 1.01.2010. The data in the first sentence contain information determined by a decision of the commission based on a proposal from the Board of Directors of the Guarantee Fund. The data are submitted in a manner and format determined by the Board of Directors of the Guarantee Fund in connection with the requirements of the automated information processing system, ensuring the authenticity and security of the submitted data.

(3) (New - State Gazette, No. 95 of 2015) By 31 December 2015, insurers submit to the information center of the Guarantee Fund data on all submitted claims and paid compensations for insurance under item 3 and item 10.1 of section II, letter "A" of Annex No. 1 to the Insurance Code, which were submitted or paid after 1.01.2010 under policies with contract effect before 1.01.2010. The data in the first sentence contain information determined by a decision of the commission based on a proposal from the Board of Directors of the Guarantee Fund. The data are submitted in a manner and format determined by the Board of Directors of the Guarantee Fund in connection with the requirements of the automated information processing system, ensuring the authenticity and security of the submitted data.

§ 13. In Art. 20, para. 1 item 3 of Decree No. 2 of 2003 on prospectuses in public offering and admission to trading on a regulated market of securities and on disclosure of information by public companies and other issuers of securities (publ., State Gazette, No. 90 of 2003; am., No. 12 and 101 of 2006, No. 82 of 2007 and No. 37 of 2008) is amended as follows: "3. published via the internet on the website of the issuer or, when applicable, via the internet on the websites of the investment intermediaries and banks participating in the public offering of the securities;".

Chairman: Stoyan Mavrodiev

Annex No. 1 to Art. 44a, para. 3 (New - State Gazette, No. 77 of 2026) Form for providing additional information under Art. 502, para. 3, item 6 of the Insurance Code to the certificate of submitted insurance claims according to part A, section E, item 21 of the annex to Implementing Regulation (EU) 2024/1855

21.1.1. Any period during which the vehicle was uninsured during the last five years before the date of issuance of the certificate*. date of interruption of insurance coverage (DD/MM/YYYY) date of restoration of insurance coverage (DD/MM/YYYY) *In the absence of gaps in insurance coverage, 00/00/0000 - 00/00/0000 is entered.

21.1.2. Information under items 17, 18, 19 and 20 of the certificate of submitted insurance claims according to part A, section E, item 21 of the annex to Implementing Regulation (EU) 2024/1855 for each claim submitted to the Guarantee Fund, for events for periods during which the vehicle was uninsured, including subrogation claims from other guarantee funds, compensation bodies or from the National Office of Bulgarian Automobile Insurers*. Claim(s) 21.1.2.17. Date(s) of accident (DD/MM/YYYY) 21.1.2.18. Number of claims 21.1.2. 19. Number of settled claims 21.1.2.20. Shared liability (YES/NO) In item 17 the issuer specifies the date(s) of the accident(s), if any. In item 18 the issuer specifies the number of claims for each accident. When no claims have been submitted, this is clearly stated. In item 19 the issuer specifies the number of settled claims for each accident. Item 20 contains information regarding the fact that the perpetrator of the accident does not bear full liability for the damages arising from a given accident (i.e. the liability coefficient is lower than 100%), when the GF has such information. *Not filled in when the value under item 21.1.1 is 00/00/0000 - 00/00/0000.

21.2. For each date of accident under item 17, respectively under item 21.1.2.17, additional information regarding the accident and submitted claims: 21.2. 1. Date of accident (Corresponds to date under item 17, respectively under item 21. 1.2. 17) 21.2. 2. Code of country of event (accident) according to standard BDS EN ISO 3166 -1 21.2.3. Code according to Unified Classifier of Administrative- territorial 21.2.3 . Type of damage cused (property damage or property 21.2.4. Perpetrator of accident (when there is information) 21.2.5. Owner (owner s) of the vehicle 21.2.6. User of the vehicle (according to Registration Certificate) 21.2.7. Habitual driver of the vehicle (different from the owner, if declared) Names of natural person EGN/L NCH/other identifi cation Names of natural person Identifi cation of person Names of natural person Identifi cation of person Names of natural person Identifi cation of person and territorial units (filled in only when accident is in Republic of Bulgaria) or non- property damage resulting from bodily injury or death) natural person icator, (if applicable) natural person/ name of legal entity (E GN, LNCH, EIK/ BULST AT) natural person/ name or firm of legal entity (EGN/L NCH, EIK/ BULST AT) natural person/ name of legal entity (EGN/L NCH, EIK/ BULST AT)

Annex No. 2 to Art. 44b, para. 3 (New - State Gazette, No. 77 of 2026) Application for issuance of certificate of submitted insurance claims under Art. 502 of the Insurance Code

The undersigned ................................................................................................. ................................................................ (names according to identity document) EGN LNCH (the correct one is marked) hereby declare that I request the issuance of a certificate of submitted insurance claims under Art. 502 of the Insurance Code regarding a vehicle: Identification number of the vehicle (VIN)/frame number Registration number of the vehicle (mark the correct one) In the capacity of: 1.1. Owner of the vehicle (mark at least one position) 1.2. User of the vehicle 1.3. Person who concluded insurance regarding the vehicle 1.4. Representative of the owner of the vehicle 1.5. Representative of the user of the vehicle 1.6. Representative of the person who concluded insurance regarding the vehicle When position under item 1.4, 1.5 or 1.6 above is marked: 2.1. Names of the owner, user or person who concluded insurance regarding the vehicle: 2.2. Person identifier under item 2.1: (mark the correct one) EGN/LNCH EIK /BULSTAT Method of obtaining the certificate (mark one position) In person at the address of management of the Guarantee Fund on paper Through the Secure Electronic Delivery System Through the website of the Guarantee Fund via electronic service In person at an office of an insurer on paper I express consent for the processing of my personal data provided. Date day month year Signature of the applicant: (when submitting on paper).

Final Provisions to the Decree for Amendment and Supplement to Decree No. 49 of 2014 on mandatory insurance under Art. 249, items 1 and 2 of the Insurance Code and on the methodology for settlement of claims for compensation of damage caused to motor vehicles (State Gazette, No. 33 of 25.04.2017)

§ 40. The Guarantee Fund carries out all necessary actions with a view to the application of Art. 40, para. 3 and Art. 44, paras. 1 and 2 within a two-month period from the entry into force of the Decree.

Final Provisions to the Decree for Amendment and Supplement to Decree No. 49 of 16.10.2014 on mandatory insurance under insurance "Motorists' Civil Liability" and "Accident" of passengers in public transport vehicles (State Gazette, No. 77 of 25.08.2026)

§ 29. (1) Within 4 months from the adoption of the amendments and supplements in the reports under § 25, para. 1 of the transitional and final provisions of the Decree for Amendment and Supplement to Decree No. 54 of 30.12.2016 on the registers of the Guarantee Fund for the exchange and protection of information and for the issuance and accounting of mandatory insurance under Art. 461, items 1 and 2 of the Insurance Code (State Gazette, No. 77 of 2026), the Guarantee Fund ensures the possibility for issuance and obtaining of certificates of submitted insurance claims under Art. 502 of the Insurance Code in accordance with Section VIIa. (2) Within 1 month from the Guarantee Fund ensuring the possibility under para. 1, the persons under Art. 44b, para. 5 begin to accept applications and deliver certificates of submitted insurance claims under Art. 502 of the Insurance Code.