DFIM Circular Letter No. 21: Statement of Liquidity Profile

Department of Financial Institutions and Markets Bangladesh Bank Head Office Dhaka.

DFIM Circular Letter No. 21 Date: 20 December 2011. 6 Poush 1418.

To, The Chief Executive/Managing Directors, All Financial Institutions operating in Bangladesh.

Dear Sir,

Subject: Submission of Liquidity Profile Statements.

Reference is drawn to your attention to DFIM Circular No. 6, dated 26 July 2011 and Circular Letter No. 16, dated 24 October 2011.

It has been decided that financial institutions must follow the following instructions in submitting the liquidity statement:

1. The liquidity statement should primarily be considered based on the maturity profile of liabilities and assets (Maturity Analysis), without netting liabilities and assets (e.g., provisions); however, possible liabilities and assets should be reported in the appropriate maturity bucket in the off-balance sheet items of the statement.

2. In the actual flow column of the liquidity statement, do not net the flows of items; report only outflows in the outflow section and only inflows in the inflow section; and

3. To maintain consistency in the submission of reports by financial institutions, submit the statement accordingly based on the data collected by this department.

The aforementioned circular, circular letter, and other instructions of the Asset-Liability Management Guidelines will remain unchanged. It is mentioned that the liquidity report based on November 2011 must be resubmitted by 28 December 2011 in light of the aforementioned instructions.

Please acknowledge receipt.

Yours faithfully,

(Signature) (Md. Sohrab Hossain) General Manager Phone: 7120362