2026-07-09

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Domestic Banks' Overdue Loan Status as of End of May 2026

The Financial Supervisory Commission (FSC) reported that as of the end of May 2026, the total loan balance for 38 domestic banks reached NT$47.3537 trillion, with an overdue loan amount of NT$68.522 billion, resulting in an overdue loan ratio of 0.14%. The coverage ratio of allowance for bad debts to overdue loans stood at 919.81%, indicating a sound overall provision for bad debts. The FSC will continue to supervise banks to enhance asset quality and strengthen their financial structure.

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Domestic Banks' Overdue Loan Status as of End of May 2026

2026-07-09

As of the end of May 2026, the number of domestic banks was 38. The total loan balance was NT$ (hereinafter the same) 47.3537 trillion, an increase of NT$428.3 billion from the end of the previous month. The overdue loan amount was NT$68.522 billion, an increase of NT$0.032 billion from the end of the previous month. The overdue loan ratio was 0.14%, a decrease of 0.01 percentage point from the end of the previous month, and a decrease of 0.02 percentage points from the same period last year. As of the end of May 2026, the coverage ratio of domestic banks' allowance for bad debts to overdue loans was 919.81%, an increase of 7.19 percentage points from the end of the previous month. The overall provision for bad debts remains sound. The Financial Supervisory Commission (FSC) stated that it will continue to urge banks to improve asset quality and strengthen financial structure. Attached are one copy each of 'Domestic Banks' Overdue Loan Ratio to Total Loans', 'Domestic Banks' Allowance for Bad Debts to Overdue Loans Ratio', 'Domestic Banks' Asset Quality Assessment and Analysis Statistical Table', 'Domestic Banks' Overdue Loan Status Table - By Lending Unit', and 'Related Statistical Data for Domestic Banks (including subsidiaries of foreign banks)'.

Contact Unit: Banking Bureau, Domestic Banks Division Contact Number: (02)8968-9681 If you have any questions, please write to: Our Public Opinion Mailbox

Related Attachments

Attachment 1: Domestic Banks' Overdue Loan Ratio to Total Loans - 115.05

Attachment 2: Domestic Banks' Allowance for Bad Debts to Overdue Loans Ratio - 115.05

Attachment 3: Domestic Banks' Asset Quality Assessment and Analysis Statistical Table 115.05

Attachment 4: Domestic Banks' Overdue Loan Status Table - By Lending Unit - 115.05

Attachment 5: Related Statistical Data for Domestic Banks (including subsidiaries of foreign banks) - 115.05

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Update Date: 2026-07-09

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